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description=Enjoy 6 months int. free on all Gem Visa purchases of $250 and over. T&Cs and $55 estb+$52/yr fees apply. Int. rate 29.49% p.a. applies after int. free term ends.;

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Text of the page (random words):
gem visa credit card interest free credit cards nz gem by latitude uh oh looks like your browser internet explorer is out of date while we no longer support it you can install modern alternatives for a better browsing experience uh oh looks like your browser internet explorer is out of date while we no longer support it you can install modern alternatives for a better browsing experience gem finance logo loans credit cards shop interest free insurance about us help cyber response search log in credit cards log in register upload documents or log in to legacy online service centre closing soon select a card gem creditline gem essential gem visa go personal loans log in to continue your loan application or access your loan account information log in to loans shop today with more time to pay enjoy 6 months interest free on everyday purchases of 250 or more with your gem visa credit card apply now t cs fees apply incl a 55 estb fee 55 annual fee charged 27 50 half yearly interest rate currently 29 49 p a applies after interest free term ends for cash advances an interest rate of 29 95 p a and a 2 fee applies further information on rates and fees can be found at gemfinance co nz credit provided by latitude financial services limited apply now why gem visa rates fees conditions of use payment options how to apply faqs 0800 500 505 apply now what makes gem visa different 6 months interest free spend 250 or more anywhere visa is accepted use it instore online and worldwide get cash back credit swipe some awesome deals with your gem visa and get cash back credit find the deals here long term interest free deals we ve joined with some of new zealand s leading brands so you can enjoy long term interest free deals find out more here digital self servicing download the latitude app to stay up to date on your balance transactions and more rates fees conditions of use 0 p a for 6 months on all visa purchases 250 and over 0 p a on long term deals at some of nz s leading brands 29 49 p a prevailing interest rate applies after the interest free term ends 29 95 p a cash advance interest rate 55 establishment fee one off 55 annual account fee charged 27 50 half yearly account fees transaction fees interchange fees gem visa conditions of use initial disclosure statement payment options internet banking chevron up created with sketch direct debit chevron up created with sketch automatic payment chevron up created with sketch postshop chevron up created with sketch chevron up created with sketch internet banking direct debit automatic payment postshop internet banking gem visa is loaded as a bill payee with most major banks select gem visa from your bill payments options and follow the instructions to set up regular payments the information you ll need to include is payee gem visa bank account number 03 0502 0681686 00 reference 00 and then the last 10 digits of your account number you can find your account number in the top right hand corner of your gem visa statement code 0000 0060 1073 particulars your surname first initial no fees we do not charge a fee for payments made via internet banking direct debit easily make recurring repayments call us download form the direct debit facility helps to ensure you never miss a payment by setting up regular monthly payments to your gem visa account from your bank s savings or cheque account direct debit is best when you would like to make monthly payments which are based on a selection of the following minimum monthly payment a fixed monthly amount or payment to reduce further interest payments may vary each month based on your payment selection call us you can call us on 0800 500 505 to set up your direct debit over the phone download form download a direct debit request form here once you ve completed your form you can email it here no fees we do not charge a fee for payments made via direct debit note fixed monthly amount in this instance is the greater of a fixed monthly amount or minimum monthly payment as shown on your gem visa statement automatic payment one of the quickest easiest way to make repayments download form the automatic payment facility helps to ensure you never miss a payment by setting up automatic monthly payments to your gem visa account from your bank savings or cheque account use an automatic payment when you would like to make regular payments that are set and controlled by you you choose to pay the same amount and how frequently you pay weekly fortnightly or monthly download form download an automatic payment form here or you can set up automatic payments directly with your bank once you ve completed your form you can take it to your bank to organise or email it to gem here fees fees may apply this will depend on your banking provider postshop simply take your statement and pay at a postshop branch fees a payment handling fee of 2 70 applies to each payment digital wallets you can pay any way on your phone or wearable tech device with just a tap how to apply apply online check your eligibility and apply online wait a minute 60 seconds is all it takes for us to respond to your application responsible lending criteria applies if we require further details the response may take up to 5 business days ready set shop instant cardless payment feature where you can apply and once approved start shopping within minutes eligibility you must be 18 years or over be a permanent resident of new zealand able to supply passport or driver s license income and expense details employer s name and contact details your email address frequently asked questions application activation your credit limit managing your account application activation your credit limit managing your account are you an existing gem creditline customer if you have a gem creditline card and don t want to switch to a gem visa don t worry your card will still work at over 2 000 retailers around new zealand to access long term interest free deals find out more we re here to help chat to us live online mon to fri 8 00am 6 30pm call our gem visa team on 0800 500 505 mon to fri 10 30am 6 30pm apply now important information credit and lending criteria and fees apply including a gem visa 55 establishment fee and annual fees 55 gem visa charged 27 50 half yearly 55 gem creditline charged 27 50 half yearly prevailing interest rate currently gem visa 29 49 p a gem creditline 29 95 p a applies to any remaining balance on the expiry of the interest free term paying only the minimum monthly repayment of 3 of the outstanding balance or 20 whichever is more will not be sufficient to repay the purchase amount s within the promotional period amount payable will be shown on your monthly statement long term interest free offers may vary available at participating retailers to approved customers only conditions fees and charges apply for cash advances an interest rate of 29 95 p a and fees of 2 gem visa 6 gem creditline applies further information on rates and fees can be found at gemfinance co nz available on participating gem visa or gem creditline cards only credit provided by latitude financial services limited security if there s a fraudulent transaction on your gem visa you will not be held liable if you have not contributed to the loss notified us promptly of the theft loss or misuse have followed the gem visa conditions of use connect with us help and support our offering are you a business discover help and support home help careers about us covid 19 support holidays act claim form our offering gem visa interest free offers genoapay gem loans insurance brokers are you a business interest free retailers genoapay retailers discover secure document upload latitude app useful documents calculators and tools credit card price changes download the latitude app terms conditions privacy and credit reporting policy loan schedule security complaints hardship care prescribed statement disclosure gem is a leader in consumer finance offering a range of services including personal loans car loans credit cards interest free and promotional retail finance gem products are provided by latitude financial services limited gem new zealand 8 tangihua street auckland 1010 new zealand
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