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start saving is your mortgage ready for a better interest rate we re here to help you compare your next loan compare home loans explore home loans buying your first home compare home loan rates suitable for first home buyers learn insights that can help you become a successful home owner first home buyer loans mortgage refinancing i am looking to refinance my home loan what are my options refinance home loans buying a new home compare home loans suited to owner occupiers owner occupier home loans i want to buy an investment property you can start by comparing home loans built for investors find guidelines on investing in a property investor home loans tips guides everything you need to know about mortgages and finding the right home loan getting started owning refinancing investing selling smsf loans buying a home looking to invest ready to refinance buying your first home steps to buying a house 95 lvr mortgages guarantor loans 101 home loan approval offset vs redraw redraws 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the sale home loan repayment calculator calculate the cost of your home loan repayments using our loan repayment calculator to find out how much you can afford to borrow lenders mortgage insurance calculator if you re borrowing more than 80 of the purchase price of a home you ll need to pay lender s mortgage insurance lmi how much can i borrow want to find out much you can borrow for a home loan our borrowing power calculator gives you an initial estimate of what a lender may be willing to lend you based on your income and expenditure extra payment lump sum our extra and lump sum payment calculator can help you see how much you could save by making extra repayments or by making a one off lump sum payment negative gearing calculator the negative gearing calculator allows residential property investors to see the possible tax benefits of owning a negatively geared investment property rent or buy comparison this calculator shows you how your finances will look seven years after buying a home or continuing to rent allowing you to make an informed decision between the two see all our calculators browse all our calculator tools that you can use for finding the right home loan understanding your borrowing power and explore every facet of home ownership or property investment rba cash rate current interest rates the rba cash rate target increased to 4 35 in november 2023 read on for the latest home loan rate increases or learn about the history of the cash rate and interest rates what s the rba cash rate latest guides how to do a credit rating check in australia your credit rating is an essential element of your home loan application get ahead of the 16 apr 2024 can i get a home loan if i m a casual worker casual employees may face stricter lending standards but they re certainly not locked out 12 apr 2024 what does settlement of a loan mean congratulations you ve secured your dream home or locked in a ripper mortgage deal to ref 12 apr 2024 how to get pre approval for a mortgage getting mortgage pre approval can take a huge chunk of the guesswork out of house hunting 12 apr 2024 maximising tax benefits owner occupied home loan deductions explained if you own your home there are several owner occupied home loan tax deductions for homeow 08 apr 2024 understanding home loans with 3 months employment in australia the number of aussies shifting employers is at a 10 year high with younger workers leadin 08 apr 2024 how does your employment status affect your home loan application are you self employed a casual worker or reliant on penalty rates aussies with non trad 04 apr 2024 tips for purchasing foreclosed properties your ultimate buying guide foreclosed homes can be an opportunity for savvy buyers to snap up property at a big disco 04 apr 2024 contentlet title teaserhtml displayeddate return await loadedarticlehtml async function appendarticles_7 articlearray const articles articlearray join document queryselector articles loaded 7 innerhtml articles 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log seconds seconds let interval math floor seconds 86400 if interval 1 return interval 1 interval yesterday interval days ago interval math floor seconds 3600 if interval 1 return interval 1 interval hour ago interval hours ago interval math floor seconds 60 if interval 1 return interval 1 interval minute ago interval minutes ago if seconds show more get help finding the right home loan not sure which type of loan is best for your needs your mortgage can help you find out compare home loans get help from a home loan specialist get the latest home loan news and rate updates subscribe by subscribing to our newsletter you agree to our privacy policy since 1995 we ve been helping australians learn about home ownership compare home loans and get help from home loan specialists to find the right home loan for them your mortgage about us editorial guidelines advertise with us contact us mortgage comparison compare home loans refinancing home loans investment property loans first home buyer 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