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sallie mae education loans college planning online banking skip to main content student loans main menu main menu main menu student loans private student loans undergraduate student loans undergraduate student loans nursing school students graduate student loans graduate student loans bar study loans health professions graduate loans dental residency and relocation loans graduate school loans dental school loans mba loans law school loans medical school loans medical residency and relocation loans physician assistant school students career training and trade school loans get ready to borrow student loan disbursement how it works interest and repayment options consider a student loan with a cosigner decide how much to borrow decide how much to borrow graduate with manageable debt what affects your total student loan cost get the funding you need start your student loan application understand private student loans for college graduate school information graduate school grants and fellowships other ways to pay for graduate school consolidating or refinancing your student loans manage your debt understanding graduate student loans financial aid for graduate school how to pay for grad school how to pay for grad school paying for health professions graduate school how to pay for law school how to pay for medical school paying for dental school paying for an mba student loan management get help with special circumstances get help with special circumstances deferring payments for school internship life changes payment difficulties learn about credit learn about credit your credit report your fico score get tax information and forms prepare to pay your student loans prepare to pay your student loans estimate your upcoming student loan payments tips for student loan repayments graduated repayment period organize your student loans ways to make student loan payments cosigner release apply to release your student loan cosigner understand student loan payments understand student loan payments explore student loan repayment options learn about interest and capitalization pay off your student loan faster federal student loan repayment options how we allocate and apply your student loan payments billing statement terms and glossary student loan indexes libor and sofr student loan servicing forms understand student loan military benefits understand student loan military benefits manage accounts during military service tips for service members scholarships main menu scholarships 2 000 scholarship scholarship search apply for scholarships scholarship essays types of scholarships scholarships for high school seniors scholarships for college students scholarships for graduate students scholarships for single moms scholarships for minorities scholarship resources scholly by sallie college planning main menu college planning what is financial aid for college understand military tuition assistance grants for college grants for college teach grant learn about the teach grant program what is a federal pell grant and who is eligible military grants iraq and afghanistan service grant fseog federal supplemental educational opportunity grant fafsa 2024 25 how to apply for financial aid fafsa 2024 25 how to apply for financial aid sai student aid index fafsa submission summary 2024 25 fafsa guide how to complete the new fafsa federal work study information on the program compare financial aid offers types of student loans federal loans vs private loans for college federal loans vs private loans for college federal student loans explained private student loans other borrowing options save on college costs tools scholly simple free way to find scholarships accrued interest calculator student loan calculator virtual events industry professionals savings main menu all savings products smartypig use this free online piggy bank to save for long and short term goals money market account grow your money faster with a higher interest rate and no monthly fees certificates of deposit earn a guaranteed rate of interest over a fixed period of time high yield savings account earn interest at a higher rate than a traditional savings account with no monthly fees information you may need compare product rates about us main menu about us our story leading research leading research how america saves for college majoring in money how america plans for college how america pays for college 2023 how america completes college 2024 our leaders community engagement scholarships opportunities diversity equity inclusion newsroom careers investors corporation debt offerings corporate governance corporate governance sallie mae code of business conduct charters board of director information webcasts and presentations asset backed securities shareholder information shareholder information annual reports and proxy statements earnings information analyst coverage dividend history email alerts sec filings stock chart stock quote contact log in apply for a loan home stress less about your undergraduate loan get covered for next year in three quick steps 1 tell us the basics 2 consider a cosigner 3 get an answer in minutes fixed rates 4 50 15 49 apr footnote 1 variable rates 6 37 16 70 apr footnote 1 lowest fixed and variable rates include the auto debit discount i m ready to apply see all student loans pay less for college for real get as much free money as you can so you can spend less out of pocket on your education enter to win 2 000 scholarship footnote 2 fill out an entry in 2 minutes or less with no essay enter 2 000 scholarship find scholarships that match your skills and interests get personalized suggestions for scholarship opportunities find scholarship recs helping more students access education discover scholarships we offer for students from historically underserved communities in partnership with thurgood marshall college fund check out our scholarships level up your college planning skills we re here to help you through each step of your college journey providing the free tools resources and insider info you need to plan with confidence previous survey see how other students are paying for college our survey results show you how much students spend on their education and why many miss out on getting free money check out results how to file the fafsa in 1 2 3 don t know what the fafsa is or how to fill it out we ve got you we cover what it is what s new and improved this year and the three steps you should follow to fill yours out with ease read fafsa tips blog post scholarships guide from finding them to winning them make the scholarship process easier with tips on where to find scholarships and how to navigate the application process plus best practices for writing scholarship essays that win get answers to your scholarship questions how to compare federal vs private student loans understanding the differences between these two types of loans can help you decide on the right option for you compare loan types blog post everything you need to know about the new fafsa changes great news the fafsa got a makeover this year and the whole process just got a lot easier find out what s different so you re prepared to file yours get the scoop on the new fafsa blog post find quick and easy scholarships want to apply for scholarships without all the time and effort check out some fun and unique scholarships that you can apply for in minutes explore easy scholarships next get some inspo for your journey we ve got plenty of good vibes confidence boosting tips and inspiring student stories to share follow us on instagram footnote borrow responsibly we encourage students and families to start with savings grants scholarships and federal student loans to pay for college students and families should evaluate all anticipated monthly loan payments and how much the student expects to earn in the future before considering a private student loan footnote loans for undergraduate career training students are not intended for graduate students and are subject to credit approval identity verification signed loan documents and school certification student must attend a participating school student or cosigner must meet the age of majority in their state of residence students who are not u s citizens or u s permanent residents must reside in the u s attend school in the u s apply with a creditworthy cosigner who must be a u s citizen or u s permanent resident and provide an unexpired government issued photo id requested loan amount must be at least 1 000 footnote 1 advertised aprs for undergraduate students assume a 10 000 loan to a student who attends school for 4 years and has no prior sallie mae serviced loans interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30 day average secured overnight financing rate sofr rounded up to the nearest one eighth of one percent advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan interest is charged starting when funds are sent to the school with the fixed and deferred repayment options the interest rate is higher than with the interest repayment option and unpaid interest is added to the loan s current principal at the end of the grace separation period to receive a 0 25 percentage point interest rate discount the borrower or cosigner must enroll in auto debit through sallie mae the discount applies only during active repayment for as long as the current amount due or designated amount is successfully withdrawn from the authorized bank account each month it may be suspended during forbearance or deferment footnote 2 no purchase necessary void where prohibited odds of winning depend on number of entries received ends 12 31 2024 see official rules footnote sallie mae loans are made by sallie mae bank footnote information advertised valid as of 4 16 2024 footnote sallie mae reserves the right to modify or discontinue products services and benefits at any time without notice check salliemae com for the most up to date product information home about us careers for investors media blog leading research contests benefits transparency cosigner responsibilities become a school partner partner resources military resources beware of debt relief offers contact us faq sitemap terms of use protect your privacy avoid online fraud accessibility statement do not sell or share my personal information we share links to outside websites to help you find useful and relevant information once you leave salliemae com any information you provide will be covered under the third parties terms of use and privacy policy 2024 sallie mae bank all rights reserved sallie mae the sallie mae logo and other sallie mae names and logos are service marks or registered service marks of sallie mae bank all other names and logos used are the trademarks or service marks of their respective owners slm corporation and its subsidiaries including sallie mae bank are not sponsored by or agencies of the united states of america