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ing trade deals with china biden as new potus can be confronted w calls to reduce the trump imposed 10 tariffs since trump failed to recognize that the tariff increases imposed on chinese imports adversely impact u s businesses that rely on raw materials imported from china biden as the new president could be confronted with calls to reduce if not roll back the tariffs to the original rates while president biden can use them as bargaining tools china s retaliatory action of limiting its importation of u s agricultural products will likewise serve as an important tool for the chinese government s trade negotiations in the meantime american exporters particularly the u s farmers will continue to suffer greatly from the lack of export trade not unless the new potus can secure trade deals with other countries not only to make up for the lost chinese revenues but also to sustainably revitalize the country s flailing agricultural industry trump s trade war with china only resulted in greater trade deficits while trump had insisted that china will bear the costs of the raised tariffs his rhetorics and trade negotiating strategies failed to achieve the goal of reducing the trade deficits that persistently affected the country s performance in international global trade s in fact the u s overall trade deficit went on a rise as trump had also alienated some european governments by imposing similar tariff increases moreover under the trump administration several american companies moved their production facilities in other countries like mexico and vietnam as a way to avoid paying the tariffs imposed on raw materials imported from china fund raising prowess of vp hopefuls did it influence biden s decision will fundraising abilities be a critical aspect when joe biden decides on his choice of vice presidential running mate in the forthcoming general election in november apparently not as much because reports just came in that biden chose senator kamala harris as his running mate financial contributions are seen as silent indicators of real voters supporting joe biden s candidacy even if only for the purpose of ousting trump from the oval office the more funds raised by a vp hopeful the greater the number of individuals backing the members of the electoral college who will vote for the democratic tandem although trump often boasted of the huge financial backing raised by his campaign team in his behalf most of the funds came from big donors who in recent months have started withdrawing their financial support vp hopefuls who achieved tremendous success in raising campaign funds for joe biden joe biden has earlier remarked that he will be choosing a governing partner and has been holding one on one interviews to determine the best pick in the meantime and with the vetting process still ongoing the fund raising prowess of each vp hopeful is now becoming an important consideration currently senator elizabthe warren is in the lead having raised as much as 7 7 million dollar by going along with high dollar fund raising events that she did not engage in for her own presidential candidacy in addition she drew as many as 50 000 attendees to her grassroots event while also sending emails to her and biden s small dollar list of supporters the amount is still expected to increase as warren is scheduled to hold more fund raising events in biden s name sen kamala harris is doing great as well according to politico sources her fundraising activities on behalf of joe biden has already raised more than 5 million senator tammy duckworth who after having co headlined three fundraisers with the biden couple as well as after appearing in other events contributed more than 3 million for the democratic campaign politico also reports that susan rice former president obama s national security adviser and also a potential vp pick was able to raise funds by simply headlining fund raising events for biden even without the latter in attendance ny gov calls mcconnell s state bankruptcy bill a dumb idea angered by republican senator mitch mcconnell s move to pass a bill for states to declare bankruptcy ny gov cuomo called it the dumbest idea ever actually mcconnell made his remarks in connection with his and other republican allies refusal in giving financial aid to democratic states rather than receive bailouts coming from the 2 2 trillon coronavirus relief fund approved by congress mcconnell wants states with steep shortfalls consider declaring bankruptcy while facing the covid 19 crisis the republican senate leader referred to democrats who after pushing to spend tens of billions of dollars in helping residents in their states namely in california new york and illinois are now banking on financial aid coming from the stimulus fund in addressing their shortfalls his statement appeared under a press release captioned as stopping blue state bailouts mcconnell who apart from being senator of kentucky is also the senate majority leader whilst branding himself as the grim reaper of congress he stated the controversial remarks in response to an interview conducted by radio host hugh hewitt according to news sources mcconnell s statements have fueled bipartisan backlash from several state governors ny governor lashes back in his friday briefings about the present state of the covid 19 crisis in new york gov andrew cuomo d berated mcconnell s support of a bill that will force states to declare bankruptcy during the ongoing pandemic crisis apart from calling the passing of the bill as a really dumb idea the ny governor dared mcconnell to pass the law saying your suggestion sen mcconnell pass the law i dare you to do that then go to the president and say sign this bill that allows states to declare bankruptcy i dare you to do that if you want to send a signal to the markets as well as send an international message that the u s economy is in turmoil ny republican representative peter t king came out with a tweet last wednesday calling mcconnell s suggestions and remarks shameful and indefensible whilst branding mcconnel as the marie antoinette of the u s senate republican new hampshire governor chris sununu came out with a press statement in which he called mcconneell s statements ridiculous because it means allowing a state to go bankrupt and forego all the programs and benefits that a state has to institute manage and operationalize for citizens the real picture behind trump s claims of being the greatest president in the history of the u s president trump often basks in the glory of boasting about job growth during his presidency which his supporters readily believe yet time again economists and analysts point out that economic and job growth did not start during trump s presidency his showing was only a continuance of the progress made by the obama administration after pulling the u s economy out of the great recession that lasted between december 2007 and june 2009 fortunately it was president obama who was at the helm of the government s efforts to bring the country on the road to recovery the financial crises of the great recession were wrought by toxic mortgages breakdowns in corporate governance and excessive credit card borrowings all of which stemmed from poor financial regulations and ineptitude by those handling the federal reserves upon trump s assumption of office in the year 2017 the country was already well on its way to economic recovery yet even if job growth was sustained the rate of job growth in america has not actually made an impressive change during trump s presidency although trump promised a gdp growth of 4 his administration managed to post an increase of only 2 9 during the years 2017 and 2018 coming from an average gdp growth rate of 2 07 linked to economic recovery initiatives under obama at the end of 2019 the rate of gdp growth plummeted to 2 00 2 01 even lower than the gdp growth rate before trumped assumed office the drop was largely expected in light of the trade wars that trump initiated with other countries particularly vs eu member countries and china many businesses particularly the manufacturing sector were largely affected by the tariff increases imposed on raw materials being imported from china and other countries apparently trump did not have a clear idea of how tariffs actually work since the burden of paying the costs of importing the raw materials eventually falls on the american end users or consumers the real picture about the economic growth during trump s 3 year presidency a substantial portion of the tariff collected from chinese goods imported by u s manufacturers and resellers estimated at around tens of billions of dollars were paid by american consumers most of the funds collected from the increased tariff collections went to subsidies aimed at supporting u s farmers being the hardest hit by the u s china trade war mainly because china suspended all importation of agricultural products being supplied by american farmers instead of caving in to trump s trade demands and threats sallie mae s new student credit cards is it wise to use it in paying down a student loan slm corporation the student loan lender commonly known as sallie mae recently introduced mastercard credit cards for college students and recent grads sallie mae s introduction of the new credit facilities has catchy overtures they come with a promotional offer of zero annual fee and zero interest plus cash back features that award an additional 25 cash back if used to pay down a federal or private student loan yet those who are not familiar with how credit cards work should carefully read the terms and conditions credit card analyst and expert matt schulz of comparecards said cash back returns are not big enough to worry over what new credit card users should pay attention to are the fees annual percentage rate apr or interest rates default charges and the outstanding balance of their credit card account sallie mae s vp of corporate communications rick castellano is into promoting their new credit cards as a way of helping students responsibly build their credit history by rewarding them with cash backs still credit analyst nathan grant of credit card insider says that sallie mae s unlimited one percent 1 cash back reward is very much the same as the cash backs of student credit cards offered by other financial companies according to grant the bottomline is that student credit cards are serious financial tools that can help build a student s credit history only if used responsibly otherwise they can be a gateway to debt when used irresponsibly what happens if you use your credit card to pay down a student loan using a sallie mae credit card to pay down a federal or private student loan requires careful consideration of several factors as opposed to business loans or personal loans student loans particularly federal loans are granted under easier terms and conditions the sallie mae credit cards on the other hand follow the same terms and conditions of conventional credit cards when attracted to the promise of 25 cash back reward it is important therefore to first look into and compare certain aspects compare the interest applied per annum on the student loan against the apr applied on credit payments take note that after the promotional or introductory period is over the zero interest ends this denotes that the credit card balance will start accumulating daily interest based on the apr which can be anywhere between 14 99 15 and 24 99 25 the simple interest on a student loan is calculated based on the unpaid balance of the principal amount borrowed if a student fails to pay on the due date interest on the unpaid principal merely accrues and will be added to the next interest due on the loan calculations of future interests will still be based on the outstanding principal amount if you will use your credit card to pay down a student loan the terms of the loan are bound to change any credit amount used to pay down a student debt becomes due on the next statement date following the payment in order to avoid payment of apr based interest you must settle the amount in full if you do not pay the student loan payment in full the student loan payment plus any unpaid apr interest will be reflected as outstanding balance of your credit card keep in mind that with credit cards the apr interest is calculated based on the average outstanding balance of your credit account and not on the unpaid portion of a credit purchase or loan payment paying only the minimum amount indicated in the credit card statement will not reduce your outstanding credit card obligations that is because minimum payments cover only the apr interest due for the month in the meantime the system will continue compounding interest on the outstanding credit card obligations on a daily basis including unpaid portions of the student loan payment plus any unpaid interest from previous billings grassroots fundraising and its significance to a political candidate grassroots fundraising in its simplest context is money solicited from ordinary people without any stipulation of amount contributed in order to provide funds that will mobilize a movement and achieve a specific mission that will benefit a particular group of people grassroots donation has no limit in the sense that any one person can contribute on a recurring basis to ensure that the movement will be able to have a sustained means of carrying on with its activities while grassroots raised funds were originally focused on projects intended to serve the community in which the funds were raised it came to a point when political candidates had to resort to grassroots funding in launching their political bid this was deemed acceptable as a grassroots funding purpose since supporting a political campaign if supporting a political candidate will help push the movement toward success inasmuch as raising of grassroots funds depends on the efforts of volunteers who take actions in soliciting and collecting donations the political candidate who will utilize the money donated will not be beholden to the donors if he or she succeeds in getting elected the politician will be expected to honor his pledge to the multitude of grassroots donors by focusing on policies and projects that will benefit the general public particularly the sector or public concerns requiring positive government actions president barack obama sets an example of a successful grassroots funded politician although there were other presidential aspirants like howard dean ron paul and bernie sanders who utilized grassroots fundings for their political campaign only barack obama succeeded in getting elected as president of the united states potus as potus president obama made good on his promise to make healthcare available for the less fortunate americans and to introduce policies that protect the welfare of immigrant workers however despite getting re elected political divide did n...
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