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Text of the page (random words):
he following 3 activities i 2 separate recurring pre authorized debits in the same calendar month ii 5 eligible visa debit purchases in the same calendar month or iii 2 online bill payments of at least 50 each in the same calendar month to qualify for the 100 cash reward open a cibc smart account during the offer period and provide your email address within 30 days from the date of opening the cibc smart account apply for and be approved for an eligible cibc credit card for a list of eligible cards review the offer terms and conditions pdf 155 kb opens a new window within 60 days of opening the cibc smart account set up and execute 1 recurring direct deposit of at least 500 or more per month from your employer government or your pension all direct deposit s and pre authorized debits required to qualify for this offer must recur either weekly biweekly monthly or twice per month and remain in effect for at least 1 year starting the month after the cibc smart account was opened unless otherwise indicated this offer cannot be combined with any other chequing account offer rebate reward or the cibc smart start or cibc smart for students benefit on the cibc smart account the 500 cash reward will be deposited into the qualifying cibc smart account within 7 months after the month you opened the account and the 100 cash reward will be deposited into the qualifying cibc smart account within 9 months after the month you opened the account cibc reserves the right to end cancel change or suspend this offer or change these terms for any reason without notice other conditions apply review the terms and conditions pdf 155 kb opens a new window 3 get 198 in value with an annual fee rebate for 2 years for you and up to 3 authorized users when you open a cibc dividend platinum visa card the 99 annual fee on your eligible credit card could be rebated each year for a value of 198 in total over 2 years to qualify you must apply and be approved for a new cibc dividend visa infinite card or cibc dividend platinum visa card beginning on july 8 2025 you are not eligible to receive this offer if you have opened transferred or cancelled another dividend card within the last 12 months once approved cibc will for the first two years rebate the applicable annual fee for you the primary cardholder and up to three authorized users added at the time of the application learn more about cibc credit cards for newcomers 4 earn 50 cash when you refer a friend to cibc earn 50 a reward for each successful referral maximum 50 referrals per calendar year for a total value of 2 500 to qualify a referrer must refer a friend and the friend must open an eligible smart account and complete all qualifying actions in accordance with the cibc smart account refer a friend program terms pdf 175 kb opens a new window limit of one 1 reward payable to a referrer per qualifying friend and one 1 reward payable to a qualifying friend regardless of how many cibc smart accounts are opened by the friend learn more about the cibc smart account refer a friend program 5 get up to 700 cash back when you send money abroad with your first cibc global money transfer use promo code reward offer ends 11 59 59 pm est on october 31 2026 to be eligible you must have a cibc personal bank account or eligible credit card and must not have used cibc global money transfer before cash back amounts you could receive on your first transfer are as follows i 35 ca cash back for transfer amounts between 100 ca to 9 999 99 ca ii 100 ca cash back for transfer amounts between 10 000 ca to 29 999 99 ca iii 300 ca cash back for transfer amounts between 30 000 ca to 49 999 99 ca iv 500 ca cash back for transfer amounts between 50 000 ca to 69 999 99 ca v 700 ca cash back for transfer amounts between 70 000 ca or more gmt transfer limits may apply depending on the transfer method receiving country selected and credit card network used these limits may reduce the maximum cash back for which you may qualify cash back will be applied to your cibc account in 4 to 6 weeks read the cibc global money transfer agreement 135 kb pdf opens a new window learn more about the cibc global money transfer offer the cibc smart account for newcomers is offered to those who have received one of the following landed immigrant status issued within the past 5 years or a canadian permanent resident card issued within the past 5 years or confirmation of permanent residency imm5292 or imm 5688 issued within the past 5 years the cibc smart account for foreign workers is offered to temporary resident workers who have received one of the following a canadian work permit imm 1442 issued for at least a 12 month term or a refugee claimant document imm 585 or imm 5565 issued with a valid work permit for at least a 12 month term to learn more about the cibc smart account for foreign workers visit our dedicated webpage must show proof of entry into canada provide required supporting documents and provide a piece of photo identification monthly account fee is rebated for two years after which regular monthly account fees apply without notice this offer applies to the following eligible cards cibc dividend visa infinite card and cibc dividend platinum visa card you can qualify for this offer if you apply and are approved for a new eligible card beginning on july 8 2025 offer applies to newly approved card accounts only transfers and product changes from other cibc credit cards are excluded from this offer this offer is not transferable this offer may be withdrawn or changed without prior notice at any time this offer may be revoked if you appear to be manipulating or abusing it or are engaged in any suspicious or fraudulent activity as determined by cibc in its sole discretion if you apply and are approved for a new eligible card cibc will rebate for the first two years the applicable annual fee for you the primary cardholder and up to three authorized users added at the time of the application this offer does not apply to annual fees for authorized users that are added after you submit your application if your application for an eligible card is not approved you may be considered for another card as disclosed in your credit card application if you are approved for that card this annual fee rebate offer will apply in the amount of the annual fee if any of the alternate card if you qualify the rebate will be awarded to the primary cardholder and will appear as a credit against the applicable annual fee s on the anniversary month statement period in which the annual fee is charged for each of the first two years for a total of 2 annual fee rebates for each cardholder at the time the rebate is awarded your new credit card account must be open in good standing and must be the same credit card product that you were initially approved for cibc smart account refer a friend 50 cash reward the reward is part of the cibc smart account refer a friend program the program to be eligible as a referrer a referrer individuals must i be residents of canada ii be age 16 and over iii hold a cibc canadian dollar chequing or savings account that is open active and in good standing and iv have registered for cibc mobile or online banking to be eligible as a friend a friend an individual must i at the time of account open have not held or jointly held a cibc smart account as determined by cibc on the basis of its official records ii have a personal or family relationship with the referrer and iii meet the eligibility requirements to open an eligible cibc smart account including cibc smart account cibc smart start cibc smart for students cibc smart account for newcomers cibc smart for seniors or cibc smart account for apprentices each an account to qualify to receive a 50 cash reward the reward a referrer must refer a friend the friend must open an eligible smart account and complete all qualifying actions in accordance with the cibc smart account refer a friend program terms pdf 115 kb opens a new window limit of one 1 reward payable to a referrer per qualifying friend and one 1 reward payable to a qualifying friend regardless of how many accounts are opened by the friend referrer may receive up to fifty 50 rewards per calendar year referrals containing the refer and earn link must be created and distributed in a personal manner that is appropriate and customary for communications with friends and family members and must not appear to be sent by or on behalf of cibc bulk email distribution distribution to strangers or individuals with whom the referrer does not have a personal or family relationship may be grounds for immediate termination from the program revocation of rewards and further legal action by cibc cibc reserves the right to end cancel change or suspend this offer or the program or change these terms for any reason without notice other conditions apply to learn more refer to the cibc smart account refer a friend program terms pdf 115 kb opens a new window this cibc eadvantage savings account special interest rate offer the offer provides eligible clients with the ability to earn a special annual interest rate special interest rate on their first cibc eadvantage savings account the eligible esa the offer is available to individuals who i have reached the age of majority in their province or territory of residence and ii as of the date the eligible esa is opened are not a holder or have not held either jointly or individually a cibc eadvantage savings account as determined by cibc on the basis of its official records eligible esas will earn the special interest rate on balances up to 1 000 000 for 90 days from the date the eligible esa is opened the special rate period the special interest rate is a combination of the regular interest rate that applies to your esa balance tier plus an additional bonus interest rate any change to the regular interest rate will result in a corresponding change to the bonus interest rate so that the overall special interest rate will remain the same during the special rate period once the special rate period is over the regular rate structure will apply unless otherwise specified regular interest is calculated daily on each day s full closing balance and paid monthly to your eligible esa bonus interest is calculated daily on each day s full closing balance up to a balance limit of 1 000 000 during the special rate period and is paid monthly to your eligible esa both the regular and bonus interest rates are based on the tier your daily closing balance falls within for current interest rates visit cibc s interest rates page interest rates quoted are annual regular and bonus rates may change at any time without prior notice unless otherwise indicated this offer cannot be combined with any other cibc eadvantage savings account offers cibc reserves the right to end cancel change or suspend this offer or change these terms at any time for any reason without notice other conditions apply for full offer details review the terms and conditions pdf 120 kb opens a new window or visit a cibc banking centre opens a new window if you have a cibc personal bank account savings chequing or a personal line of credit or an eligible cibc credit card but have not yet tried cibc global money transfer gmt request a gmt transfer and you can receive up to 700 ca credited to your account depending on the amount of your first transfer 35 ca credit for transfer amounts between 100 ca to 9 999 99 ca 100 ca credit for transfer amounts between 10 000 ca to 29 999 99 ca 300 ca credit for transfer amounts between 30 000 ca to 49 999 99 ca 500 ca credit for transfer amounts between 50 000 ca to 69 999 99 ca 700 ca credit for transfer amounts of 70 000 ca and over if you pay for a gmt using your eligible credit card the maximum amount that can be transferred is 15 000 ca which means the maximum amount of cash back you could receive is 100 ca if you send to a visa card the maximum amount that can be transferred is 3 000 ca which means the maximum amount of cash back you could receive is 35 ca if you send money for cash pickup the maximum amount that can be transferred is 2 000 ca which means the maximum amount of cash back you could receive is 35 ca if you send money to an alipay digital wallet the maximum amount that can be transferred is 8 000 ca which means the maximum amount of cash back you could receive is 35 ca if you send money to a gcash or maya digital wallet the maximum amount that can be transferred is 2 000 ca which means the maximum amount of cash back you could receive is 35 ca other gmt transfer limits may apply depending on the transfer method receiving country selected and credit card network used these limits may reduce the maximum cash back you may qualify for the credit will be applied to your cibc account in 4 to 6 weeks use promo code reward to claim offer offer ends 11 59 59 pm est on october 31 2025 cibc may cancel or change the offer at any time without notice the cibc and skip program the program consists of i free skip membership ii welcome voucher and iii monthly voucher collectively the offer in order to participate in the program and be eligible for the offer an eligible cibc cardholder must actively opt in to the program by linking their eligible card with their skip account any such skip account that is linked to an eligible card a linked account through the skip app or website offer is limited to one free skip membership and one welcome voucher per eligible card and linked account monthly voucher is limited to one voucher per month per eligible card and linked account existing terms of your skip membership program cibc rewards program credit card account and debit card continue to apply program may end at any time without notice offer may be withdrawn or changed without notice at any time including without limitation changes to the free skip membership the welcome voucher and the monthly voucher for full terms and conditions visit the cibc and skip partnership page as part of the skip programme subscribers are entitled to at least the following loyalty benefits 0 delivery fee on orders placed at participating partners subject to a minimum spend of at least 15 before associated taxes in order to benefit from the free delivery promotion such minimum order value may vary depending on the partner selected but will always be shown to you before placing your order on the platform participating partners may change at any time discounted service fees a saving of at least 40 off the regular services fees charged participating partners only participating partners will be identifiable when placing an order through the use of the skip logo you can check the service fee charged by each participating partner in the partner menu service fees in general may vary between partners and locations skip members will be entitled to exclusive and or priority access to promotions offered by skip and its partners from time to time provided you hav...
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