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is also the day you free yourself from the power of others when we buy the latest mod cons we are actually allowing others to steal knowledge from us and knowledge is the key to real value a vast amount of personal debt is generated by our perceived need to own the latest technology or must have item in order for us to fully function in the modern world the more complicated these items become the more alienated we are from the knowledge needed to produce them this is great news for the capitalists but it costs the rest of us a lot more than just money the enclosure of knowledge is as damaging to today s society as the ongoing enclosure of land has been to common people throughout history the money men are currently in a mad dash to claim ownership through patents intellectual property rights ipr and copyrights of every little scrap of human knowledge from traditional crafts to genetic information nothing is safe it is one thing to reap rewards for something you have invented it is something entirely different to try and ring fence the sum of human knowledge just to make a few quid the rented house was a virtual paradise compared to the squalid little cave that had cost us so much money and worry over the years there is of course the constant threat of having to move at the landlords discretion but this has to be weighed against not having to pay for every little thing that goes wrong like the windows guttering leaky roof and boiler that had played a large part in our debt crisis unfortunately there was also the matter of the debts we still owed i juggled some debts paying as and when i could but there were some that i ignored altogether one was a demand for council tax on a house that in my mind had already been handed over to ge money by the magistrate s court i genuinely couldn t afford to pay but i probably could have avoided going to court if i d really wanted to in truth i was beginning to find the whole situation somewhat farcical as expected the magistrate decided in favour of the council the bailiff who knocked at my door went by the wonderfully dickensian name of bill sturch he was a nice enough bloke who went through the motions with the air of a man who dreamed of having a better job one day the thing to remember is that bailiffs don t really want the hassle of carrying your goods to their van if you don t have the money they ll write a walking possession order which is a list of goods that they will take if you don t settle the debt within a given time scale as long as you make payments you shouldn t see the bailiff again the best advice with regard to bailiffs in the uk can be found at www insolvencyhelpline co uk debt_basics bailiff guide php unfortunately this meant i was giving more money out when i was already flat broke life goes on but life doesn t wait for you to get back on your feet i had to find a new way to live the realisation that knowledge was more important than money in turn helped me to realise that in our throwaway society you can have everything you desire simply by replacing all the mod cons with all the made cons the best way to avoid debt is to do it yourself rather than buy off the shelf it s relatively easy to grow your own food there s already a huge movement back to allotments and as allotments get harder to find many people are turning their hand to guerilla gardening see www guerrillagardening org but there s no reason to stop there i m wasn t much of a gardener guerilla or otherwise so i focused on other skills and have used them in exchange for freshly grown food i was lucky enough to be able to spend some time at access space in sheffield a few years ago where they use end of use computers to provide people with free ict training and equipment people who visit access are taught how to upcyle a computer using gnu linux and free open source software foss studies have shown that this can effectively double the usable lifespan of a computer upcycling is a process conceived by german chemist micheal braungart and architect william mcdonough whereby end of use disposable materials especially items that are usually considered waste are transformed into objects that have a greater usefulness which in turn creates greater value braungart and mcdonough argue that the present industrial system one which takes makes and wastes can become more sustainable through a system of lifecycle development but we don t need to wait around for business and industry to finally get their act together we can already turn the existing take make waste principle on its head by taking their waste and making something new from it thereby retro fitting a lifecycle development policy to any old junk we can find what s more we can save ourselves a small fortune in the process the utter wastefulness of consumerism means that there are no end of available materials which can be used for upcycling and with landfill taxes and the new waste electrical and electronic equipment weee directive which makes it more expensive to get rid of electrical goods many people are only to happy to let you take their rubbish some companies will even pay you to take it away some projects like turning an old x box into an ultimate multi media centre or an old laptop into a home server are high tech and geeky but upcycling isn t an altogether new idea many people still remember the rag rugs their grandmothers used to make rugs made out of old sackcloth and torn strips of rag there are thousands of upcycling projects to be found on the internet from a greywater filtration system made from old bathtubs to a passive solar shower made from the backs of old fridges the upcycler or uppie is limited only by their own imagination as the tory imposed cuts bite deeper more and more people will realise just how wealthy we can really be once we turn our back on money the uppie upcycles everything that they possibly can in each and every aspect of their daily life they live by henry david thoreau s maxim never buy what you can make indeed thoreau s walden may be considered a primer for uppie living but despite having sympathy for thoreau s wish to live deliberately the uppie is not anti consumer or anti technology rather we seek to take back control of our lives by utilising and openly sharing technological engineering and artistic skills to avoid the excesses of blind consumerism this has a positive effect on our personal health the health of the planet and the health of our bank balances in fact the thrifty creative uppie can be seen as the antithesis to the greedy ultra consumerist yuppie ironically the uppie is in a position to be financially more secure than the yuppie ever was in case you re wondering how much of an uppie i ve become i m using an upcycled laptop to write this article i get all my eggs from a friend who s website i m building using upcycled ict equipment i wear 100 upcycled clothes nowadays i believe that all designer labels are made from 100 pure wool that s to say they are a covering for sheep i m using a stack of old tyres to grow a tower of spuds and am about to start work on building a bike from spare parts that i find at the side of the road in short i m enjoying the wealth that my poverty has opened my eyes to escaping the mind forged manacles of debt is not an escape from poverty that day will be decided by society not individuals but it is a welcome and necessary step away from the dangerous mythologies of consumerism that are currently causing widespread misery and anxiety i am presently in the ridiculous situation of having to save up enough money to pay for my own bankruptcy but at least the term bankrupt no longer holds any fear for me once i have finally put my old consumer lifestyle behind me i will work to collate and distribute uppie projects and concepts in any way i can in the meantime if you d like any tips then why not check out the following sites http www afrigadget com http www instructables com http hacknmod com and if you d like to become an uppie feel free to get in touch for further tips posted in idler writing tagged credit crunch culture frugal living hacking idle idler more with less recession recycling thoughts upcycling writing 1 comment meet the crunch bunch pt 1 no more a money slave posted on april 26 2011 by warren draper 1 the following post is the first part of an article which was originally published as repo man in the idler 42 smash the system it s a frank look at why low income families like mine can suddenly find themselves struggling with debt it does however have a happy ending meet the crunch bunch or how i learnt to stop worrying and love the recession part one i am if judged by economists bank managers or the media a broken man a victim of the global recession which is bringing hardship to the lives of millions of people around the world my family are just one among the tens of thousands in the uk who have already had their home repossessed we have learned first hand what it means to be threatened by creditors debt collectors the courts and bailiffs for a while we fell victim to the fear stress and despair that this system is designed to create but we came to learn that every cloud really does have a silver lining i must confess that i have never understood money and i have never held wealth or indeed the wealthy in very high regard at school i had one of those awful old fashioned no cane no gain teachers who seemed to sneer contemptuously at the world every time he opened his mouth he actually laughed when he told us that the american indians gave up their lands for beads and blankets he chose to omit the part about guns and disease and i remember thinking even then that money seemed so very much like beads and blankets to me i live in one of south yorkshire s former mining communities since the pit closures this region has become officially one of the poorest in europe almost 1 in 3 people live in breadline poverty breadline poverty is a level of poverty which excludes people from partaking in the norms of society the childhood poverty rate of my eldest son s comprehensive school is around 80 and the number of children from impoverished families that go on to attend university has not improved nationally since the early 1970s this situation has led to a climate of low aspirations and some rather insular attitudes in our communities on the bright side at least we still have some semblance of community maybe my own complacency was due to my social background or maybe i didn t possess the tendency for greed that is so celebrated by the purveyors of the puritan work ethic either way i was quite happy living on minimum wage in a council house with my young family but today s ex mining towns are little more than housing estates set in semi rural locations and they have all the problems usually associated with inner city estates drug addiction being the biggest and most destructive problem of all mrs j was a one of the regions most successful drug dealers so successful in fact that she actually used a small van to deliver her wares to neighbouring towns and villages unfortunately mrs j moved onto the street where we lived to be honest i don t really care if people use drugs but people who allow themselves to be used by drugs are a real pain in the arse when we found needles on the lawn where our children played we knew we had to get away from the area if we could when a friend of a friend said that they were selling a house for a price that even we could afford we jumped at the chance it took us some time to get a mortgage due in part to the fact that we were low paid and high risk but also because few mortgage lenders believed that it was possible to buy a house so cheaply the mortgage rate was a little high but we were too blinded by the light that had appeared at the end of our tunnel to worry about a little thing like interest besides it s a well established fact that the poorer you are the more things cost you a lot of people are surprised that poor families sign up for loans from companies which charge extortionately high interest rates this situation is not just down to despair ignorance a lack of alternatives many people grow up with door to door loan companies and the person collecting the debt is usually well known to the family every week there s a familiar knock at the door it s bill ask him if we skip today and can pay extra next week he says ok but will you be needing another loan with christmas coming up etc if credit unions called at people s doors each week i m sure the uptake would be much higher than it is when we finally got a yes from the mortgage company we were thrilled the kids would be safe from the recklessness of mrs j s clientèle unfortunately in our haste we had forgotten the old adage you only get what pay for and it wasn t long before the rot quite literally set in we knew the house had old fashioned painted wooden windows but it turned out that they were more paint than wood within days of moving in i opened the front window and the bottom of the frame fell off it was closely followed by a pane of glass which dropped like a guillotine and embedded itself in the front lawn where for a brief moment it quivered like the sword of damocles this led to our first home improvement loan as with most things in life the first time was awkward embarrassing and over in a flash i d spent the equivalent of nearly two year s wages on doors and windows but not to worry it was only x a month for a decade or so one of the double glazing salesman s favourite lines was added value the logic being that you get into debt but it s debt that adds value to your house so it isn t really debt except of course it really is debt next we added value by redecorating then we modernised the bathroom then we landscaped the front garden holidays and christmases came and went and we borrowed more because we were paying out too much to our creditors to save money the way we used to do then the boiler broke but i don t think the new boiler added anything but another 1000 to our already spiralling problem the situation was ridiculous but as long as house prices were on the up and we were home owners a nice little metaphor which disguised the fact that the banks and money lenders were our absentee landlords we were offered more and more credit ever noticed how the money men use language to disguise the reality of the situation for instance credit is used when they really mean debt and a debit card describes a facility that ensures you cannot spend more than you already possess which actually protects you from debt and keeps you in credit it s the same strategy that governments and generals use when they talk about defence rather than war orwell would have recognised the necessity of this a number of factors that would double the length of this essay if i were to talk about them here came together and we began to struggle to make ends meet bizarrely our first threatening letter came...
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