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Text of the page (random words):
oney with both value in use and value in exchange commodity money is first and foremost a commodity that provides users with satisfaction of their wants and needs an economic good such as a product of agriculture or mining agricultural commodities like grain and corn shares a share is one of a finite number of equal portions in the capital of a company entitling the owner to a proportion of distributed not reinvested profits dividends and to a portion of the value of the company in case of liquidation liquidation it s basically the conversion of assets into money businesses do this sometimes for example to pay off debts day s range is simply the range in which the company s stock traded the highest and lowest price the stock was that day market cap also known as market capitalization is the total market value of all of a company s outstanding shares it is also incorrectly known to some as what the company is really worth or in other words the value of the business beta in finance the beta β or beta coefficient of an investment is a measure of the risk arising from exposure to general market movements as opposed to idiosyncratic peculiar or individual factors the market portfolio of all investable assets has a beta of exactly 1 a beta below 1 can indicate either an investment with lower volatility ability to change rapidly and unpredictably especially for the worse than the market or a volatile investment whose price movements are not highly correlated with the market p e ratios the price earnings ratio also known as p e ratio p e or per is the ratio of a company s share stock price to the company s earnings per share the ratio is used for valuing companies and to find out whether they are overvalued or undervalued fibonacci dividend a sum of money paid regularly typically annually by a company to its shareholders out of its profits or reserves pivot point a pivot point is a technical analysis indicator or calculations used to determine the overall trend of the market over different time frames the pivot point itself is simply the average of the high low and closing prices from the previous trading day opinion piece so these are just a handful of terms used i ve recently downloaded an app on my phone called investing and these words were plastered all over the place i had no idea how to understand the stocks and shares and trading that goes being businesses internationally so using this knowledge i can work through the app to make sense of the data you can even buy shares if you want and potentially make money but first you d need a proper understanding of how it works it can be really fun and interesting i mean who doesn t like making money learning to invest your money in the right places expands your knowledge and ultimately you rely less on experts to tell you how to invest your money as you can t always trust people people always have their own agenders for example how the wall street crash occurred there were people who knew they were taking advantage of people but did it anyway to make money something to remember and if you haven t seen the big short watch it really interesting movie author laurenjquinn posted on 31st aug 2019 10th sep 2019 tags banks finance investing lauren life simple the big short wall street crash leave a comment on financial lingo explained western culture link to mental health the world is going crazy everyone thinks that the world is fucked by businesses damaged environment homelessness poverty money rights and politics far from it really take a look at the past 100 years the world wars rights for women rights for blacks working conditions more acceptance for lgmt the technological advancements the list could go on i m not saying the world is perfect now and these struggles aren t still happening however i d like people to take a moment of reflection of how the world has transformed into a better place i think maybe the world s headspace has changed and maybe not for the best the increasing rates of mental illness rings alarm bells for me i think the world is fucked due to people s perspective of it its a possibility is it not well before we dive in to the link to western culture just a quick summary of what mental health is by definition its a person s condition with regard to their psychological and emotional well being people can have many different levels of mental health conditions some people have really healthy mental head space but many suffer from a mental illness for example depression anxiety disorders eating disorders schizophrenia addictive behaviours the cause of these can be environmental or biological the mental illness rates vary around the world but the most common illness is depression in the untied states it affects 40 million people every year that s a lot while the rates of mental illnesses are spreading increasing mental disorders have been apart of human life since the developing of reason and critical thinking western countries rates of mental illness germany being punctual and precise as a machine takes its toll on the human psyche apparently the country of supreme engineering is ravaged by anxiety and mood disorders at an alarming rate it starts young with 1 in 6 students in germany suffering with an anxiety disorder it s not just anxiety though depression is also massively impacting the population a study showed that absence from work due to depression had increased almost 70 in germany from 2000 to 2013 belgium belgium s people have been reportedly undergoing a massive influx of depression disorders which the country is trying to battle with social disability pensions for the more extreme cases france france was proclaimed world champion of misery by its own press after a report published in the us rated the french as most likely to suffer from clinical depression the statistics are there i could go on about every western european country but here s a list of the most miserable most miserable countries 1 greece 2 cyprus 3 italy 4 portugal 5 spain 6 france 7 belgium 8 luxembourg 9 finland 10 netherlands 11 austria 12 ireland 13 germany the uk 1 in 4 people in the uk suffer with some kind of mental illness lets look into different kinds of disorders so there s no debate that people in western europe are struggling and it s spreading and becoming more prevalent i want to ask why not every single person had a bad childhood or have a biological complication the cause doesn t have to be anything extreme just like the illness doesn t have to be extreme to be a mental illness the power of social media so we all know how much we now rely on our phones and use networks just as facebook to stay in contact with people i think there is a link between mobile phone usage and people feeling dissatisfied ether about themselves or their life health experts love to say that sitting is the new smoking given the number of diseases to which sitting is linked and the number of people it apparently kills every year sitting is one of the worst things we can do for health but possibly as concerning is the thing that we often do while we re sitting mindlessly scrolling through our social media feeds when we have a few spare minutes or for some hours the american academy of pediatrics has warned about the potential for negative effects of social media in young kids and teens including cyber bullying and facebook depression but the same risks may be true for adults across generations addictive it triggers more sadness and less well being comparing our lives with others is mentally unhealthy it can lead to jealously and a vicious cycle we get caught in the delusion of thinking it will help more friends on social media doesn t mean you are more social job security pressure lets talk about the 9 5 some people don t dare leaving 9 to 5 due to job security or financial reasons in this case you have to ask yourself is this really worth holding back your dreams i dont think many people have to be encouraged to work 9 to 5 rather than doing their own thing i think people feel the pressure of playing it safe instead of doing something they are really passionate about that s one of the reasons why it is always overemphasized how beautiful having a business is people need to be encouraged to start their own business not so much to work 9 to 5 as its the standard whether one or the other is preferable that must be decided by the individual of course some people love their 9 5 jobs but i do think the pressure from society has affected peoples mental health why depression is so common the reasons i mostly hear as to why a normal job is a good thing were things like job security you re lucky if you ve got a good job and should appreciate it you ll miss being around your colleagues if you leave and not having to make business decisions is a blessing university sharp rise in mental illness amongst first year university students university the word sort of fills you with dread doesn t it or perhaps it fills you with a nostalgic joy a recent analysis of more than 15 000 uk first year students disclosed mental health issues in 2015 16 this suggests that five times as many new students experience mental health issues compared to new students in 2006 which stood at about 3 000 the institute of public policy research has found i don t believe some people out there understand how difficult university can be especially if you are suffering from a mental health issue i m aware that sounds very patronising to some but it really is now i ve got my degree and got my job this sounds weird but i feel well that s it now i ve never ever thought any further beyond getting a degree and what else i want to do in life or work towards to i feel like i m plodding along life in a set routine of getting up and going to work and not doing much else from mondays i m always looking forward to the weekends and beyond that i m always looking forward to a week off my job right now is not exciting i m new and i got a lot to learn i m not being challenge and i m not busy at all at work i literally count down minutes till i leave it s a well paid job though and a position people would really want i ve taken up new hobbies like drumming but i don t know what else to do i m growing concern with the fact that i m wasting time and my life i feel like i should make a change but i would be taking a huge risk i don t know whether i need to be patience and wait for things to happen i think this was perfectly well spoken to indicate why mental health and especially depression is spreading and becoming more and more common our society has built in a structured path for people growing up and this sets them up for living a life in a miserable way it s better to have a short life that is filled with what you love doing than a long life spent in a miserable way the common causes of anxiety other people people don t like to admit it but other people make them anxious we are social animals and our relationships are important however they can cause anxiety for many reasons arguments getting approval making people proud feeling loved etc the advancement of technology and how everyone is constantly talking to each other and updating their lives online puts more pressure on our relationships low self esteem over working low self confidence no support network abuse or neglect over parenting bullying money money we re living in a time where there s now actual money anxiety disorders a money anxiety disorder is when you develop negative money related patterns in your life these patterns are usually self destructive also they can easily put a limit on who you are as a person as well as your financial success money anxiety disorders tend to stem from negative money related experiences in your life these experiences are usually so emotionally impactful that they leave you with a distorted view of finances altogether the root of a money anxiety disorder could be an event like losing your retirement in the market or even childhood poverty sometimes financial ideals imparted to you by an authority figure could cause a money anxiety disorder money worshipping disorders this sub category is characterized by overspending gambling hoarding workaholism and compulsive buying if you re struggling with these symptoms then you learned from early on to use these activities as an escape from money worries but the fix is temporary and leaves you with bigger worries than before money avoidance disorders you might avoid taking financial risks and frequently underspend people suffering from this sub category often try to lessen the impact of money issues by avoiding bank statements or refusing to acknowledge bills with this disorder it s not uncommon for you to feel guilty about having extra money too relational money disorders hiding your spending from your loved ones is a common element in this sub category you might resort to lying about going over budget or even hide secret accounts adult children who are capable of financial independence but who are still depending on their parents fall into this category so what conclusion can we draw our society in the west i believe is contributing to the increase in mental health disorders how can we change this that s a whole new topic of discussion i will cover soon author laurenjquinn posted on 25th aug 2019 10th sep 2019 tags culture life mental health soceity social media stress western leave a comment on western culture link to mental health brexit don t know anything about politics you re reading the right blog this isn t a blog preaching my opinion on brexit or anything occurring in modern politics this post is to be informative and help make sense of the all the messy news and posts all over social media so first of lets look at who s in the eu and the difference between the eu and the schengen area the uk will after brexit not be apart of the eurozone schengen area or the eu in short they are two different entities although many countries are included in both the eu is a political and economic union whereas the schengen area allows for the free movement of people between the participating countries through the schengen agreement these countries have abolished all types of border controls along their mutual borders to make it easier for the tourists travelling to other schengen area countries this means the whole area acts as a single country where you just require a single schengen visa to travel across the member schengen area countries the countries don t have any economic ties to each other so let s talk money so if you only want to look at money figures yes some countries pay more money into the eu and get less back in some ways as you can see the more well developed and initiative countries are the ones who pay the most but remember the variations in population size will impact how much money a country can generate there s both sides of the argument that both give you figures i would personally take with 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