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ugh and see if this makes a difference light dose of diazepam not natural but it may help you get into a routine if getting to sleep is really hard and natural methods aren t working for you eating what you put in your body can affect how you feel not just physically but mentally i m sure we ve all eaten a load of junk food and then started to think a hint of regret on how it ll effect your appearance try eating some more fiber rich and also foods which naturally boost your energy levels so these are little differences you could make each day of course the everyone is individual and different things work for different people but worth a try best thing about these changes of decision is that they don t require masses of commitment suggesting meditation or writing a journal are common when it comes to improving mood however not everyone has that kind of time so why not start with something small hope this can help inspire and promote feeling better within ourselves often think you wont regret doing something positive for yourself but you may regret not doing it thankyou author laurenjquinn posted on 4th sep 2019 10th sep 2019 tags happy life mental health positive reflection simple sleep leave a comment on make your day a little brighter everyday financial lingo explained banks and investors and pretty much anyone in finance like to use terms to alienate people basically so no one else knows what they are talking about i personally think its important to remove this barrier for anyone who wants more understanding of finance i mean who wouldn t want to understand the people handling their money you trust banks and money advisors everyday with your earnings you worked so hard for should you rely so much on them to make sense of things for you and base your decisions off well i m sceptical of this relationship and therefore take it upon myself to learn about how money works so i m going to start with some definitions of things that might come up when reading through finance sentiments a view or opinion that is held or expressed it s basically a point of view voting on what sentiment you hold over a the likely hood of a company s share going up worth more gaining more profits a economic bubble an economic bubble or asset bubble sometimes also referred to as a speculative bubble a market bubble a price bubble a financial bubble a speculative mania or a balloon is a situation in which asset prices appear to be based on implausible or inconsistent views about the future the wall street crash in american with the housing market there was a bubble there where the aaa mortgage packages were being filled with more and more risky deals people were taking out loans and didn t care if the person would struggle paying it back when the market crashed people lost their jobs homes and lives were ruined cryptocurrency a digital currency in which encryption techniques are used to regulate the generation of units of currency and verify the transfer of funds operating independently of a central bank decentralized cryptocurrencies such as bitcoin now provide an outlet for personal wealth that is beyond restriction and confiscation digital medium of exchange bonds a bond is a fixed interest financial asset issued by governments companies banks public utilities and other large entities when a party buys a bond it is basically lending funds to the issuer of the bond the main risks of investing in bonds include the following interest rate risk rising interest rates are a key risk for bond investors generally rising interest rates will result in falling bond prices reflecting the ability of investors to obtain an attractive rate of interest on their money elsewhere when you buy a bond you are lending money to the government or company that issued the bond and in return the government or company that issued the bond is agreeing to pay your money back with interest at some point in the future etfs an exchange traded fund etf is an investment fund traded on stock exchanges much like stocks an etf holds assets such as stocks commodities or bonds and generally operates with an arbitrage mechanism designed to keep it trading close to its net asset value although deviations can occasionally occur commodities a medium of exchange money with both value in use and value in exchange commodity money is first and foremost a commodity that provides users with satisfaction of their wants and needs an economic good such as a product of agriculture or mining agricultural commodities like grain and corn shares a share is one of a finite number of equal portions in the capital of a company entitling the owner to a proportion of distributed not reinvested profits dividends and to a portion of the value of the company in case of liquidation liquidation it s basically the conversion of assets into money businesses do this sometimes for example to pay off debts day s range is simply the range in which the company s stock traded the highest and lowest price the stock was that day market cap also known as market capitalization is the total market value of all of a company s outstanding shares it is also incorrectly known to some as what the company is really worth or in other words the value of the business beta in finance the beta β or beta coefficient of an investment is a measure of the risk arising from exposure to general market movements as opposed to idiosyncratic peculiar or individual factors the market portfolio of all investable assets has a beta of exactly 1 a beta below 1 can indicate either an investment with lower volatility ability to change rapidly and unpredictably especially for the worse than the market or a volatile investment whose price movements are not highly correlated with the market p e ratios the price earnings ratio also known as p e ratio p e or per is the ratio of a company s share stock price to the company s earnings per share the ratio is used for valuing companies and to find out whether they are overvalued or undervalued fibonacci dividend a sum of money paid regularly typically annually by a company to its shareholders out of its profits or reserves pivot point a pivot point is a technical analysis indicator or calculations used to determine the overall trend of the market over different time frames the pivot point itself is simply the average of the high low and closing prices from the previous trading day opinion piece so these are just a handful of terms used i ve recently downloaded an app on my phone called investing and these words were plastered all over the place i had no idea how to understand the stocks and shares and trading that goes being businesses internationally so using this knowledge i can work through the app to make sense of the data you can even buy shares if you want and potentially make money but first you d need a proper understanding of how it works it can be really fun and interesting i mean who doesn t like making money learning to invest your money in the right places expands your knowledge and ultimately you rely less on experts to tell you how to invest your money as you can t always trust people people always have their own agenders for example how the wall street crash occurred there were people who knew they were taking advantage of people but did it anyway to make money something to remember and if you haven t seen the big short watch it really interesting movie author laurenjquinn posted on 31st aug 2019 10th sep 2019 tags banks finance investing lauren life simple the big short wall street crash leave a comment on financial lingo explained western culture link to mental health the world is going crazy everyone thinks that the world is fucked by businesses damaged environment homelessness poverty money rights and politics far from it really take a look at the past 100 years the world wars rights for women rights for blacks working conditions more acceptance for lgmt the technological advancements the list could go on i m not saying the world is perfect now and these struggles aren t still happening however i d like people to take a moment of reflection of how the world has transformed into a better place i think maybe the world s headspace has changed and maybe not for the best the increasing rates of mental illness rings alarm bells for me i think the world is fucked due to people s perspective of it its a possibility is it not well before we dive in to the link to western culture just a quick summary of what mental health is by definition its a person s condition with regard to their psychological and emotional well being people can have many different levels of mental health conditions some people have really healthy mental head space but many suffer from a mental illness for example depression anxiety disorders eating disorders schizophrenia addictive behaviours the cause of these can be environmental or biological the mental illness rates vary around the world but the most common illness is depression in the untied states it affects 40 million people every year that s a lot while the rates of mental illnesses are spreading increasing mental disorders have been apart of human life since the developing of reason and critical thinking western countries rates of mental illness germany being punctual and precise as a machine takes its toll on the human psyche apparently the country of supreme engineering is ravaged by anxiety and mood disorders at an alarming rate it starts young with 1 in 6 students in germany suffering with an anxiety disorder it s not just anxiety though depression is also massively impacting the population a study showed that absence from work due to depression had increased almost 70 in germany from 2000 to 2013 belgium belgium s people have been reportedly undergoing a massive influx of depression disorders which the country is trying to battle with social disability pensions for the more extreme cases france france was proclaimed world champion of misery by its own press after a report published in the us rated the french as most likely to suffer from clinical depression the statistics are there i could go on about every western european country but here s a list of the most miserable most miserable countries 1 greece 2 cyprus 3 italy 4 portugal 5 spain 6 france 7 belgium 8 luxembourg 9 finland 10 netherlands 11 austria 12 ireland 13 germany the uk 1 in 4 people in the uk suffer with some kind of mental illness lets look into different kinds of disorders so there s no debate that people in western europe are struggling and it s spreading and becoming more prevalent i want to ask why not every single person had a bad childhood or have a biological complication the cause doesn t have to be anything extreme just like the illness doesn t have to be extreme to be a mental illness the power of social media so we all know how much we now rely on our phones and use networks just as facebook to stay in contact with people i think there is a link between mobile phone usage and people feeling dissatisfied ether about themselves or their life health experts love to say that sitting is the new smoking given the number of diseases to which sitting is linked and the number of people it apparently kills every year sitting is one of the worst things we can do for health but possibly as concerning is the thing that we often do while we re sitting mindlessly scrolling through our social media feeds when we have a few spare minutes or for some hours the american academy of pediatrics has warned about the potential for negative effects of social media in young kids and teens including cyber bullying and facebook depression but the same risks may be true for adults across generations addictive it triggers more sadness and less well being comparing our lives with others is mentally unhealthy it can lead to jealously and a vicious cycle we get caught in the delusion of thinking it will help more friends on social media doesn t mean you are more social job security pressure lets talk about the 9 5 some people don t dare leaving 9 to 5 due to job security or financial reasons in this case you have to ask yourself is this really worth holding back your dreams i dont think many people have to be encouraged to work 9 to 5 rather than doing their own thing i think people feel the pressure of playing it safe instead of doing something they are really passionate about that s one of the reasons why it is always overemphasized how beautiful having a business is people need to be encouraged to start their own business not so much to work 9 to 5 as its the standard whether one or the other is preferable that must be decided by the individual of course some people love their 9 5 jobs but i do think the pressure from society has affected peoples mental health why depression is so common the reasons i mostly hear as to why a normal job is a good thing were things like job security you re lucky if you ve got a good job and should appreciate it you ll miss being around your colleagues if you leave and not having to make business decisions is a blessing university sharp rise in mental illness amongst first year university students university the word sort of fills you with dread doesn t it or perhaps it fills you with a nostalgic joy a recent analysis of more than 15 000 uk first year students disclosed mental health issues in 2015 16 this suggests that five times as many new students experience mental health issues compared to new students in 2006 which stood at about 3 000 the institute of public policy research has found i don t believe some people out there understand how difficult university can be especially if you are suffering from a mental health issue i m aware that sounds very patronising to some but it really is now i ve got my degree and got my job this sounds weird but i feel well that s it now i ve never ever thought any further beyond getting a degree and what else i want to do in life or work towards to i feel like i m plodding along life in a set routine of getting up and going to work and not doing much else from mondays i m always looking forward to the weekends and beyond that i m always looking forward to a week off my job right now is not exciting i m new and i got a lot to learn i m not being challenge and i m not busy at all at work i literally count down minutes till i leave it s a well paid job though and a position people would really want i ve taken up new hobbies like drumming but i don t know what else to do i m growing concern with the fact that i m wasting time and my life i feel like i should make a change but i would be taking a huge risk i don t know whether i need to be patience and wait for things to happen i think this was perfectly well spoken to indicate why mental health and especially depression is spreading and becoming more and more common our society has built in a structured path for people growing up and this sets them up for living a life in a miserable way it s ...
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