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keywords= Newcastle Permanent Building Society, NPBS, Newcastle Permanent;
description= Newcastle Permanent offers a range of personal & business banking products to suit your needs. We are a customer-owned Newcastle bank since 1903.;
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home loans mortgages credit cards newcastle permanent skip to content we will never contact you unexpectedly and ask for your account information find more info on how to spot a scam here dismiss this site uses cookies to shape your online experience read more dismiss newcastle permanent navigation newcastle permanent search search cancel bsb 650 000 bsb 650 000 search locate us contact us log on personal our products home loans everyday banking saving accounts banking for under 25s personal and car loans credit card term deposit insurance quick links calculators home loan interest rates personal interest rates resource hub buying a house travel budgeting savings and transactions renovating dismiss business our products everyday banking term deposit insurance quick links calculators business interest rates apply for a product resource hub business finance business dismiss tools services tools services digital banking accessing your money financial planning mobile payments help and support terms and conditions quick links calculators interest rates apply for a product resource hub budgeting buying a house renovating dismiss community community apply for sponsorship giving back to our community cinema under the stars northern nsw football surf life saving primary maths competition news dismiss charitable foundation click to cash in give paperwork the flick and 2 000 cashback the tick when you refinance your home loan online apply online find out more t cs and eligibility criteria apply got questions about buying your first home bring them along to our lake macquarie workshop with exclusive offers available on the night register now find out more a rate so great you ll get obsessed with saving 5 00 p a online savings account 1 p a standard rate 4 p a introductory bonus rate offer open in 5 mins find out more terms and conditions apply apply anywhere anytime 5 79 p a real deal special 1 5 83 p a comparison rate apply online find out more min loan 150k lvr 80 t c s fees charges credit criteria apply banking to suit your needs customer assist we are here to help with hardship and major life events let s chat talk to our friendly hunter based team online or over the phone digital banking bank from home with our app or internet banking 2 000 reasons to refinance online save precious time and money by refinancing your home loan online we ll take care of the rest apply now find out more online refi cashback offer terms and conditions 2 000 cashback by simply refinancing with us online through our digital home loan application go with the pros our expert lenders have got you covered every step of the way save money and time get your application underway in just 15 minutes give paperwork the flick less life admin means more time for the stuff that matters how can we help you home loans repayment calculators everyday banking savings accounts personal loans credit cards financial planning advice wave goodbye to waiting add your eligible visa debit card to the digital wallet and tap to pay straight away after opening a new account online no need to wait for your physical card to arrive get apple pay get google pay together the charitable foundation and we care connect can help change the cycle of poverty and provide the every day essentials that families deserve read more security advice your bank will never contact you unexpectedly and request the following share your password pin customer number or one time password transfer money withdraw or deposit cash to a third party click a link to grant access to your computer send a courier or staff to pick up money cards or details from you never respond if you re contacted unexpectedly and asked for any of the above rather call your bank directly or visit your local branch to confirm if it s a legitimate request security scam advice from our blog protecting your data travel checklist using a term deposit buying and selling scams 10 hot tips for back to school budgeting storytelling on canvas benefits of volunteering scams surrounding natural disasters making your first home a reality growing a bargain garden 5 interview mistakes to avoid save like a champion latest news view full article notice of meeting our agm will be held tuesday 21 november 2023 read more 20 oct 2023 view full article november 2023 interest rates we ve reviewed our interest rates following the rba s announcement read more 10 nov 2023 more news get in touch tab navigation call 13 19 87 make an enquiry find a local branch call 13 19 87 make an enquiry find a local branch find a local branch or atm your local branch hours may have changed as we navigate covid 19 things can change quickly save yourself the trip and check your local branch info or bank from the safety and comfort of your home via the app internet banking or call our local call centre team address proximity km 5km 10km 25km 50km 100km 100km search for atm branch home loan specialist view results as map list locate now view map interest rates effective as of 11 11 2023 and are subject to change without prior notice you should consider the terms and conditions in deciding whether to acquire or to continue to hold these products fees and charges may apply real deal at the current time special interest rates are available for new borrowers applying for a real deal home loan for an owner occupied home with principal and interest repayments with a minimum balance of 150 000 existing newcastle permanent customers are also eligible to receive the special interest rates if they have a real deal home loan with principal and interest repayments and they increase it by a minimum of 150 000 in new borrowings or they convert an existing newcastle permanent loan to a real deal home loan with principal and interest repayments and they increase it by a minimum of 150 000 in new borrowings converted borrowings do not constitute new borrowings the special interest rate is determined by reference to the applicable lvr currently the lvr requirements are as follows special 1 for loans with an lvr of less than or equal to 80 a discount of 2 06 is deducted from the real deal home loan interest rate special 2 for loans with an lvr of greater than 80 and less than 95 a discount of 1 41 is deducted from the real deal home loan interest rate terms and conditions fees charges and credit criteria apply applications are subject to credit approval full terms and conditions will be included with our loan offer fees and charges are payable references to lvr mean loan to valuation ratio which is calculated by dividing the loan amount by the value of the property as determined by us there may be a difference between the purchase price and the value of the property the online savings account standard rate is variable and subject to change without prior notice however the introductory bonus rate offer is a fixed rate that won t change during the period it applies to your account the introductory bonus rate applies for the first 3 months after the account is opened on top of the standard rate at the end of the 3 month introductory bonus rate period only the standard rate will continue to apply the introductory bonus rate is available on a new online savings account if you and all other account owners have not been eligible to receive the introductory bonus rate on any other online savings account in the previous 6 months to be eligible to receive any interest inclusive of the introductory bonus rate or standard rate all account owners must hold an everyday account home loan or a credit facility with newcastle permanent online refi cashback offer available for online home loan refinances from another financial institution excluding greater bank part of ngm group 2 000 cashback for loans 250 000 and lvr 80 applications must be submitted through newcastle permanent s online application channel if eligible cashback payment will be made after loan settlement to an eligible newcastle permanent deposit product only one 1 online refi cashback per eligible loan and for first eligible loan only not available in conjunction with any other newcastle permanent promotional payment offer may be varied or withdrawn at any time see the full online refi cashback offer terms and conditions apple pay terms of use apple the apple logo apple pay apple wallet face id touch id touch bar safari apple watch ipad iphone itunes and mac are trademarks of apple inc registered in the u s and other countries and regions for a list of compatible apple pay devices see https support apple com en au ht208531 google pay terms of use google google pay and the google play logo are trademarks of google llc cashcards and business credit cards are not eligible our bsb 650 000 about us media centre contact us hardship careers home loans interest rates calculators connect with us facebook linkedin twitter instagram download our app download on the app store get it on google play security advice privacy policy terms of use sitemap 2023 newcastle permanent part of newcastle greater mutual group ltd acn 087 651 992 australian financial services licence australian credit licence 238273 general advice warning any general advice on this website including via webchat has been prepared without taking into account your objectives financial situation or needs therefore before acting on the advice you should consider its appropriateness having regard to your personal circumstances before deciding to acquire a financial product from us you should also consider the relevant terms and conditions or product disclosure statement acknowledgement of country we acknowledge the traditional custodians of the lands waterways and skies across australia we pay our respects to elders past present and emerging first nations peoples are respectfully advised this website may contain images names or stories of people who have passed away read our reconciliation action plan here authenticity is an artwork commissioned by newcastle permanent created by wiradjuri woman and artist maree bisby
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