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explore home mortgages with citi mortgage mortgage com skip to content 1 877 815 6935 apply now today s interest rates 30 year fixed x xxx x xxx apr calculators rates buy refinance equity apply now 1 877 815 6935 make your move with citi mortgage find flexible home loans mortgage interest rates mortgage calculators and real people to guide you see mortgage rates today get your personalized citi mortgage rates now buy a home learn what mortgage you can afford and how to buy refinance my mortgage shorten your term lower payments or take out cash access my home equity fund renovations expenses or debt consolidation ready for a home loan apply now or check application status citi is 1 in customer satisfaction with mortgage origination j d power 2025 award this page provides general information regarding mortgage loans or home equity lines of credit citi s offerings and lending guidelines may differ citi mortgage rates today select purchase or refinance and enter your details to see citi interest rates for conventional loans check back anytime we ll track your personalized rate at the top of every page for the next 30 days state credit score points loan term second loan term data entered here may be stored locally on your device rate history do some mortgage math whether buying or refinancing compare rates and terms to see how they impact your mortgage payment and total interest over the life of the loan explore all calculators affordability calculator how much home can i really afford mortgage payment calculator what will my monthly payment be mortgage refinance calculator how will refinancing affect my payment and long term costs heloc payment calculator how much will my payments be with a home equity line of credit need a hand let s chat about your mortgage needs and determine which path is right for you and your goals connect with a citi specialist find the right mortgage for you mortgages come with different requirements rates and loan terms the right loan choice depends on your plans budget and eligibility conventional loans a flexible home loan option that isn t backed by the government fixed rate loans lock in a steady interest rate and predictable monthly payments homerun mortgage in select markets buy with as little as 3 down no mortgage insurance and fixed rates income limitations may apply view all citi home loans 1 in customer satisfaction with mortgage origination a prestigious achievement that highlights our unwavering commitment to providing an exceptional client experience throughout every stage of the mortgage process for j d power 2025 award information visit jdpower com awards connect with a citi specialist highest score in overall satisfaction named among 25 mortgage lenders with the highest score in overall satisfaction customer rated citi 1 for level of trust for over 25 years we ve helped people like you realize the american dream of owning their own home we re with you from start to finish throughout the home loan process customers ranked citi top in 4 out of 6 study dimensions citi ranked highest in level of trust digital channels kept me informed throughout process and loan offering met my needs our personalized approach wide variety of programs and products help find the home financing options to best fit your goals contact a citi mortgage specialist 1 877 815 6935 tty we accept 711 or other relay service se habla español m f 8 00 am 8 30 pm et sat 9 00 am 6 00 pm et calculators rates buy refinance equity education tools 2026 citigroup inc citi com sitemap accessibility privacy policy terms conditions do not sell or share my personal information important legal information and disclosures this page provides general information regarding mortgages or home equity lines of credit citi s offerings and lending guidelines may be different this content is not intended to provide legal investment tax or financial advice and is not a substitute for professional advice for advice about your specific circumstances you should consult a mortgage professional and refer to the information and disclosures provided to you by the lender you choose regarding its products and services terms conditions and fees for accounts programs products and services are subject to change without notice this is not a commitment to lend all loans and offers are subject to standard underwriting guidelines and required conditions this offer contains information about u s domestic financial services provided by citibank n a and is intended for use domestically in the u s certain restrictions may apply on all programs please be advised that verbal and written communication from citi may be in english as we may not be able to provide servicing related communications in all languages these communications may include but are not limited to account agreements statements and disclosures change in terms or fees or any servicing of your account if you need assistance in a language other than english please contact us as we have language services that may be of assistance to you por favor tenga en cuenta que las comunicaciones verbales y escritas de citi podrían estar únicamente en inglés ya que tal vez no podamos proporcionar comunicaciones relacionadas con los servicios en todos los idiomas estas comunicaciones podrían incluir entre otras contratos divulgaciones y estados de cuenta cambios en los términos o en los cargos así como cualquier documento de mantenimiento de su cuenta si necesita ayuda en un idioma distinto al inglés por favor comuníquese con nosotros ya que tenemos servicios de idiomas que podrían serle útiles 2026 citibank n a nmls 412915 equal housing lender citi citi and arc design and other marks used herein are service marks of citigroup inc or its affiliates used and registered throughout the world you are going to an external site that site has a privacy policy and security that are different from that of the citigroup website continue how is this rating calculated users rate whether they would recommend a lender based on a scale of 1 to 5 stars with 5 being very likely and 1 being very unlikely the overall rating is the average of all the likelihood to recommend ratings