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associated school board protective trust home provider directory search facilities and practices business manager training contact us menu menu associated school boards protective trust who we are and what we do in 1982 members of the south dakota associated school boards established the associated school boards protective trust asbpt formed as an unincorporated assessable association through a joint powers agreement asbpt was created by public k 12 school districts to support their insurance and risk management needs asbpt is guided by a seven member board of directors each representing school districts that participate in one or more of the trust s insurance pools these pools were developed to offer reliable high quality coverage tailored to the diverse needs of school districts across the state today asbpt serves more than 100 member districts prioritizing comprehensive coverage dependable service and cost effective solutions working collaboratively with school districts the trust helps shape the design structure and administration of its three primary insurance programs health insurance property liability coverage workers compensation coverage health benefits statewide network access through the south dakota school district benefits fund s partnership with wellmark blue cross and blue shield of south dakota school district employees have in network access to every hospital and nearly all healthcare providers throughout the state along with extensive nationwide provider access the available plan options are comprehensive flexible and continually evolving to ensure districts can offer the broadest possible coverage at fair and competitive rates learn more property liability protection asbpt provides school districts with property and liability coverage designed specifically for the risks and responsibilities associated with operating public schools this coverage helps protect district facilities equipment staff and students ensuring educational environments remain safe and supported the program emphasizes comprehensive property protection for buildings contents vehicles and equipment liability coverage to safeguard districts against claims arising from daily operations activities and governance risk management guidance to help districts prevent losses before they occur through proactive planning safety resources and dedicated support asbpt helps districts manage exposure and maintain financial stability learn more workers compensation support claims assistance asbpt also assists school districts in managing on the job injury claims and supporting employees in safely returning to work members benefit from consistent high quality service administration including assistance with claims handling loss control strategies program oversight and support this approach helps school districts maintain control manage costs and ensure the well being of their workforce learn more 2026 copyright associated school boards protective trust all rights reserved link to x link to facebook link to facebook link to facebook link to youtube link to youtube link to youtube link to instagram link to instagram link to instagram link to linkedin link to linkedin link to linkedin asbsd org scroll to top scroll to top scroll to top