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insurance and risk management brokerage brown brown skip navigation us ca ie uk m a investor relations locations careers contact us industries industries agriculture architects and engineers aviation construction dealer services education energy and power entertainment financial services fine art healthcare hospitality logistics and transportation marine nonprofit private equity public sector real estate technology and data centers tribal wineries solutions solutions captive insurance casualty insurance casualty insurance workers compensation insurance general liability casualty insurance product recall insurance excess liability business insurance auto liability business insurance casualty analytics solutions claims advocacy and loss control captive insurance and alternative risk financing cyber insurance dealer services employee benefits employee benefits solutions employee benefits administration and technology employee benefits compliance support data analytics solutions hr and finance leaders population health and well being services pharmacy benefits voluntary employee benefits and lifestyle benefits medicare for employers and employees non medical benefits and absence management solutions employer stop loss environmental liability insurance environmental liability insurance pollution legal liability insurance remediation cost cap and liability transfer secured creditor protection for lenders environmental coverage for real estate development environmental insurance by industry executive liability insurance executive liability insurance entertainment industry liability financial institutions liability healthcare industry liability real estate industry liability financial and wealth services retirement and wealth solutions life insurance solutions executive benefits and compensation strategies long term care insurance retirement plan services multinational liability insurance personal lines insurance personal lines overview homeowners insurance auto insurance umbrella and personal excess liability flood insurance boats and yachts private client specialty insurance family office insurance private collections insurance personal lines claims services personal lines resources property insurance property and risk management solutions natural catastrophe modeling property valuations and business interruption builder s risk insurance inland and ocean marine insurance property loss prevention and control political violence and terrorism insurance property claims advocacy and services risk management services risk management services loss control and safety services risk analytics and insights workers compensation risk management claims advocacy pro safety services pro safety training course catalog surety bonds trade credit risk solutions consulting consulting business consulting solutions actuarial services healthcare claims audit services health and welfare consulting mergers and acquisitions consulting pharmacy consulting retirement benefits consulting news insights news insights insights blog resource center benefits compliance center emergency resources personal lines resources events and sponsorships market trends press releases company company about us locations business segments leadership team our culture mergers acquisitions careers early career opportunities diversity inclusion belonging report a claim menu industries back to main industries agriculture architects and engineers aviation back to aviation aviation manned aircraft insurance drone insurance unmanned aerial non owned aircraft insurance private aircraft insurance travel medical insurance construction back to construction construction builder s risk insurance construction insurance wrap up programs construction risk management dealer services education back to education education property and casualty insurance educational institutions employee benefits educational institutions student health insurance and wellness solutions energy and power entertainment back to entertainment entertainment film and television production insurance advertising production wrap ups event cancellation and non appearance touring and live performance insurance theatrical and live production insurance entertainment venue insurance financial services back to financial services financial services consumer financial services insurance collection services insurance executive liability insurance banks and non bank lending insurance insurance for insurers brokers and adjusters insurance solutions for asset managers fintech insurance and risk management fine art back to fine art fine art fine art insurance for private art collections museum insurance insurance for fine art businesses insurance for artist endowed foundations artist and studio insurance healthcare back to healthcare healthcare medical professional liability insurance managed care and stop loss insurance accident and health reinsurance healthcare property and casualty insurance hospitality back to hospitality hospitality restaurant and bar insurance hotel motel and resorts insurance golf course and country club insurance insurance for casinos and gaming logistics and transportation back to logistics and transportation logistics and transportation freight forwarder insurance last mile and final mile delivery insurance workers compensation insurance trucking and transportation intermodal insurance trucking insurance while under dispatch insurance livery insurance marine back to marine marine commercial marine insurance recreational marine business insurance aquaculture insurance marine cargo and transit insurance marine crew medical insurance marine hull and machinery insurance marine claims service marine contractors insurance marine liability insurance marine ports and terminals insurance marine protection and indemnity insurance sailing burgee program us sailing insurance programs nonprofit private equity public sector real estate back to real estate real estate identifying risks in real estate real estate insurance programs real estate risk management solutions regulatory and compliance considerations community associations and hoa insurance technology and data centers tribal wineries back to wineries wineries vineyard and crop insurance winery and hospitality insurance personal lines insurance winery owners solutions back to main solutions captive insurance casualty insurance back to casualty insurance casualty insurance casualty insurance workers compensation insurance general liability casualty insurance product recall insurance excess liability business insurance auto liability business insurance casualty analytics solutions claims advocacy and loss control captive insurance and alternative risk financing cyber insurance dealer services employee benefits back to employee benefits employee benefits employee benefits solutions employee benefits administration and technology employee benefits compliance support data analytics solutions hr and finance leaders population health and well being services pharmacy benefits voluntary employee benefits and lifestyle benefits medicare for employers and employees non medical benefits and absence management solutions employer stop loss environmental liability insurance back to environmental liability insurance environmental liability insurance environmental liability insurance pollution legal liability insurance remediation cost cap and liability transfer secured creditor protection for lenders environmental coverage for real estate development environmental insurance by industry executive liability insurance back to executive liability insurance executive liability insurance executive liability insurance entertainment industry liability financial institutions liability healthcare industry liability real estate industry liability financial and wealth services back to financial and wealth services financial and wealth services retirement and wealth solutions life insurance solutions executive benefits and compensation strategies long term care insurance retirement plan services multinational liability insurance personal lines insurance back to personal lines insurance personal lines insurance personal lines overview homeowners insurance auto insurance umbrella and personal excess liability flood insurance boats and yachts private client specialty insurance family office insurance private collections insurance personal lines claims services personal lines resources property insurance back to property insurance property insurance property and risk management solutions natural catastrophe modeling property valuations and business interruption builder s risk insurance inland and ocean marine insurance property loss prevention and control political violence and terrorism insurance property claims advocacy and services risk management services back to risk management services risk management services risk management services loss control and safety services risk analytics and insights workers compensation risk management claims advocacy pro safety services pro safety training course catalog surety bonds trade credit risk solutions consulting back to main consulting business consulting solutions actuarial services healthcare claims audit services health and welfare consulting mergers and acquisitions consulting pharmacy consulting retirement benefits consulting news insights back to main news insights insights blog resource center benefits compliance center emergency resources personal lines resources events and sponsorships market trends press releases company back to main company about us locations business segments leadership team our culture mergers acquisitions careers early career opportunities diversity inclusion belonging report a claim m a investor relations locations careers contact us you are leaving bbrown com by accessing this link you will be leaving brown brown s website and entering a site hosted by another party please be advised that you will no longer be subject to the privacy and security policies of brown brown s website we encourage you to read and evaluate the privacy and security policies of the site you are entering which may be different than those of brown brown ok cancel delivering solutions for you every step of the way play_arrow pause insurance risk management and employee benefits solutions brown brown brings insurance risk management and employee benefits together to help businesses and individuals navigate risk with confidence and clarity no matter where you are on your growth journey whether you are a highly complex multinational enterprise an individual or anything in between our experienced teams can help find solutions at every stage discover our capabilities business doesn t stay still and neither do we from day to day risk considerations to long term planning brown brown offers coordinated solutions designed to adapt as needs evolve property casualty insurance solutions to help organizations manage risk protect assets and support ongoing operations learn more employee benefits programs that support employees while balancing cost considerations compliance needs and organizational priorities learn more personal insurance coverage options for individuals and families including protection for personal property and complex insurance needs learn more consulting services designed to help organizations gain clarity evaluate financial risk and support informed decision making learn more explore insurance and risk management solutions by industry every sector faces unique risks explore tailored solutions by industry or discover emerging market insights featured industries dealer services for automotive rv marine and powersports dealerships construction insurance programs for businesses and project owners healthcare tailored insurance solutions for the healthcare industry real estate innovative insurance solutions for real estate portfolios browse all industries 2026 market trends discover how the key shifts may impact your industry explore the report latest news insights stay informed with the latest updates regulatory changes and market outlooks to face the future with confidence explore more insights employee benefits 2 min read irs updates form 720 with increased pcori fee amounts introduction on july 7 2026 the irs released an updated form 720 quarterly federal excise tax return the irs had previously released an updated form 720 on june 26 2026 but withdrew that version thereafter employer plan sponsors should employee benefits 2 min read addressing financial stress how 401 k plans are evolving in 2026 why financial stress is reshaping retirement planning in 2026 employers are confronting a growing challenge that extends well beyond traditional retirement planning escalating financial stress across the workforce particularly among younger employee benefits 2 min read massachusetts health plan coverage and reporting requirements what employers need to know healthcare 2 min read managing ai liability coverage challenges in healthcare artificial intelligence now drives nearly every aspect of healthcare from automating documentation to supporting diagnosis and managing claims according to a recent joint report by microsoft and healthcare dive 79 of healthcare organizations with local connections and the resources of a global leader we take an agile forward thinking approach to risk investor relations mergers acquisitions locations accessibility cookie policy health plan transparency disclosure privacy policy terms of use linkedin x instagram facebook terms of use your privacy rights manage cookies cookies policy accessibility commitment to eeo medicare disclaimer ethics hotline consumer health data privacy ca notice at collection