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te up to date i would avoid having your credit report ran or applying for any new credit the reason being that any new information you give such as a job address or phone number will most likely appear on your credit report next time it is ran and keep in mind that you signed a credit application allowing the finance company to run your credit and they can do so in order to find you or find out information about you also say for instance you just opened up a new account with a new creditor there are ways which i can not disclose that they can get the information you provided on your account to that new creditor including your current address phone number and job information 7 home for the holidays remember i mentioned those references well unfortunately you may want to avoid visiting them in your vehicle that is out for repo especially on the holidays that is right finance and repo companies will some times make it a point to check certain addresses on holidays if they have your mom or grandmom s address they will run it on a holiday hoping to catch you visiting on thanksgiving christmas or 4th of july also speaking of references if you have any bad blood with any of the people you ve put as a reference you may want to quickly make amends with them because when it boils down to it they will not hesitate to snitch you out to the repo or finance company i ve seen bitter baby mama s and ex girlfriends do it a lot and just know that the finance company is not above offering financial restitution a bribe in exchange for information on where you or their vehicle is what s a couple hundred dollars when it will lead to them recovering their vehicle worth thousands of dollars 8 trap cards there are plenty of tactics that can be used to get you to call and once you do they will try to fish for information one of these tactics is called using a trap card the repo company will leave a card and or letter at the address stating something that will get you to call them once a company we utilized left a card indicating that they were trying to deliver a package to the customer well the customer called them back stating she s not home during the day and to deliver the package to her work well needless to say that information was used to repo the vehicle and there was never a real package so if something sounds too good to be true it usually is also with this you should avoid answering unknown blocked calls or calls from numbers you do not recognize if you must return a call check the next tip on how to respond 9 use a payphone if for any reason you decide to or have to contact the finance company it s best to do so from a payphone i know they re kind of hard to find now a days but it will keep them off of your trail don t try to use your friend s phone or anyone else because they will find out who s phone you re using and with today s technology even if you call in blocked or 67 they can still get the number you re calling from and if you call from a number they don t have already even if it s a friend s phone they will find out the name and address that number goes to there are ways they can even text message you with hopes that you respond 10 change of address if your vehicle is out for repo they will try to find you at any and every address they have associated with your account even old addresses you didn t even know they had so if you ve moved from a previous address you may not want to put in a change of address with the post office if your finance company sends a letter to your previous address then the post office will send a change of address back to the company and you know they ll be looking for you at your new address 11 don t answer the door just as with answering the phone for unknown callers don t answer the door either repo agents will come right up to your door and knock to get in touch with you some agents may use aggressive or scare tactics in order to reach you or to obtain the vehicle for instance some agents carry badges but the badges are simply repossesor badges but obviously they re hoping that you or the person that answers the door will think it s a police badge i ve even heard of agents lying saying that the vehicle was involved in a hit and run accident with hopes someone will give up some information so if you have a peep hole use it and don t answer the door for any unknown individuals 12 be on the look out most people think of repo and think tow truck well now a days repo agents don t drive the traditional tow trucks some have high tech vehicles that look like regular pick up trucks also as i mentioned they can get a copy of your key very easily so some times they will travel in a regular car hoping to spot your vehicle and simple drive off in it so if you re on the look out you ll want to look for anything supsicious not just a tow truck driving down your block if you follow the above rules and tips you should be able to avoid the repo man for a time being again this is not a guide for someone to rip off the finance companies even though they may have ripped you off should ve read the fine print but if you re in a bind and need to buy yourself some time in order to get your finances together then these things may indeed help you out the last thing that i want to discuss is something that can be a consequence of avoiding the repo man too long of course you can face adverse credit ratings and possibly having your wages garnished but if the vehicle is expensive and worth a lot to the finance company they can obtain what is called a replevin basically a replevin is a court order in which the finance company has obtained which allows them to demand that you give them the vehicle back once this court order is obtained and served to you by a sheriff officer you must surrender the vehicle within the specified time or you will basically be arrested so again utilize the above info only to buy yourself time don t go into the business of ripping off finance companies anonymous posted by brothers blog at 6 48 am 3 comments labels baby mama bill collector bills call cars credit report economy finance garage holiday laws money payment phone police red light repo repossession text message ticket wednesday march 17 2010 shadows of doubt you put on two tube socks you couldn t walk in my shoes jay z so last week i saw some tweets that were being sent regarding diggy simmons the son of rev run and a freestyle video that he had put out the consensus of most of those tweets were that he did a pretty good job in the video however i first ignored those tweets and formed my own opinion before even hearing it my reasons were based solely on the fact that rev s other son jojo simmons is a so called rapper as well and well let s just say his skills are less than quality if you ask me see video below if you want to form your own opinion the cat that s first to spit is jo jo so after seeing another tweet about the diggy video i went ahead and checked it out now i will admit that his flow was okay but average at best however i will say 3 things though first he is definitely way better than his brother jo jo secondly knowing that he s still really young he s probably the best in that age category right now if such a category even exists presently and also better than some rappers twice his age lastly i feel that if he stays at it in 3 4 years he may be top notch in his craft check out the diggy vid below now those reading may think i m being hard on the kid now don t get me wrong i respect the kid s hustle and the fact that he s doing something positive and probably isn t using his dad s influence to make it happen however you have to understand that as a lover of hip hop since a young child and as an emcee myself i judge rappers on a different scale than most so basically it takes a lot to move me and convince me that you have skills in the rap department but if i was to go into therapist mode on the situation i d say jo jo became a rapper because he was trying to get his pops attention and or approval while diggy was more just doing what he wanted to do but i have no degree in that field so this is purely my own speculation now i said all that to finally approach the subject at hand how do you as a child of someone great following in the same footsteps as your parent s ever attempt to match the greatness of your parent s and is it even possible in the above examples i questioned will diggy or jo jo ever be as great a rappers as their dad was and achieve the level of success that he did run dmc was 1 of the first hip hop acts to really hit on a mainstream level and thus rev run has become as successful as he has now to me that s not something that s easy to follow up so my prediction would be no i doubt if either of them can reach those levels but i guess only time will tell but more than anything i guess my answer to this question is more like why would you even want to follow behind someone great i mean to be honest my father once was into music but if he had been a huge music superstar then i don t think i d even be willing to go down that path even if that was something he was pushing or even if i showed real talent in that area i just don t think i would be willing to do the same i just think the possibility of falling short and always being compared to a legend is hard to overcome so if the cosmic era inside family joke my bro will laugh this one popped off back in the 80 s and my dad ending up being one of the great musicians in the rock roll hall of fame i think i d go opposite i think i d be like a master chess player or something check mate mf lol although i have to big up to those that have the ability to withstand the criticism ridicule and pressure and do so i m just saying i don t think i could do it for instance jesse jackson jr he s a good example as he followed in his dad s footsteps and became a politician activist and a man of the people obviously he hasn t put in the work his pops has standing next to dr mlk jr and all but all in all he s done a pretty decent job if you ask me but there are others that i just don t think will ever get close to the level for instance in my opinion michael jordan is the greatest basketball player to ever dribble a ball he has 2 sons both of which played basketball in high school and now in college however i would venture to say that neither of these sons will ever get even close to the level of basketball player that their dad was although i haven t followed their careers just based off having not heard much of anything in the news i can conclude their efforts in comparison to their father s are pretty lack luster now again i m not being critical and they may indeed go on to have pretty decent nba careers down the line but will they ever achieve the same status of their dad i would be willing to bet money they won t now in contrast this weekend i also happened to hit a link that took me to a live u stream video of p diddy and his oldest son justin don t ask what made me hit this link bored i guess but after watching for a little bit i noticed 2 things 1 i want to be rich just so i can have a tv as big as diddy s my god you should ve saw the size of this screen oh and on the subject at hand when asked his son said he has no desire to be an entertainer and actually wants to be a football player this actually shocked me just because i figured that since diddy loves the lime light so much that he d be likely to push his kids in that same direction especially after having previously seen the video below also on that same note on the anniversary of notorious b i g s death i heard an interview with b i g s daughter s mom they of course asked her if her daughter wanted to be in the entertainment industry at all her response was no she has no desire to be an entertainer she actually is into fashion design and wants to go to college for that i was happy to hear this likewise we all know that we lost michael jackson last year michael jackson was the greatest entertainer of all time but we know he has 2 children and i think i may have heard that one of them sings but i don t care how good they may be i hope they never ever try to go into entertainment because those are 1 pair of shoes or glittery socks i don t think anyone can ever fill even his own offspring i m sure i can go on and on naming examples of people that both prove and disprove my theory but as i said this is just my personal opinion and how i would react given the situation i m not hating on anyone or anything like that also i m not saying that if your average joe or jane is a doctor or lawyer or in some other high powered position that they re child shouldn t strive to be the same again i m referring to what i consider great or the greatest so i just think regardless of the situation it s difficult to come behind the greatest in any field and fill those shoes well that s my take what s yours leave a comment at the beep c recks posted by brothers blog at 12 22 pm 5 comments labels diggy simmons great hip hop jojo simmons michael jackson michael jordan music notorious big p diddy rap rapper rev run run dmc twitter video sunday march 14 2010 just a friend oh baby you you got what i need but you say he s just a friend but you say he s just a friend we all laugh when remembering the above video for biz markie s song just a friend with him sporting a mozart wig and singing off key although in his 1989 song he chose to approach the subject in a comical sense what the knowledge that biz was dropping back then is still relevant over 20 years later in fact i would venture to say that the just a friend problem continues to be a crucial problem or burden in today s relationship world i m sure most of us have been here before in one way or the other whether you re in a relationship and have a platonic friendship with a member of the opposite sex or if you re single and have a close friendship with a member of the opposite sex regardless of which situation you fall into either way somehow biz s words will hit home another comedic take on the situation came from comedian chris rock his stance was women have platonic friends while guys have women that we just haven t f ked yet his words not mine check the video below sorry for the low quality regardless of which side of the fence you re on this is one subject that we can never get away from when it comes to men women friendship and relationships i ve definitely been in this situation before and had to deal with it from both sides of the issue however i won t go into that too much on this blog but if you d like to hear more of my view point and stance on the issue i cordially invite you to continue the conversation via thejadednyer s blog talk radio show airing tonight at 9pm cst 10pm est click the link below to check it out http www blogtalkradio com thejadednyer 2010 03 16 mars vs venus can men women just be friends i ve been invited to be a guest host and speak on this very subject we ...