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of quotes of motorcar insurance to seek out the cheaper price texas motorcar insurance albeit you have got the cheaper price it doesn t mean that you simply cannot get sensible amount this can be wherever the importance of comparison plays it role once you ar comparison to or a lot of insurances from totally different suppliers you may be able to compare several things as well as the coverage the price the rate the claims and different necessary stuff you will placed on account therefore you may have the chance to urge the most effective coverage however with the cheaper price or rate to pay posted by unknown at 8 28 pm 1 comment email this blogthis share to x share to facebook share to pinterest getting the most effective supply of motorcar insurance in texas auto insurance is required for those who have vehicles and that we see in these recent days there ar a lot of and a lot of individuals in hand vehicles it implies that there ar a lot of and a lot of cars on the road this condition would possibly increase the danger of accident or something that s sudden to happen here motorcar insurance is extremely necessary for them motorcar insurance becomes one in all the preparation actions which will be done to assist individuals get through the sudden accident or expertise sadly finding the most effective and low cost insurance isn t that straightforward one in all the solution is visiting the directory web site to seek out low cost automobile insurance in urban center if you re close to urban center the directory web site can direct you to some insurance suppliers site can directs seek out the most effective insurance for you we have a tendency to notice that totally different completely different suppliers can have different policy that s why we have a tendency to direct you to some totally different suppliers this is done to form you able to compare the coverage that s offered by some insurance suppliers during this web site you ll be able to simply compare 2 or a lot of quotes of motorcar insurance to seek out the cheaper price texas motorcar auto insurance albeit you have got the cheaper price it doesn t mean that you simply cannot get sensible amount this can be wherever the importance of comparison plays it role once you ar comparison to or a lot of insurances from totally different suppliers you may be able to compare several things as well as the coverage the price the rate the claims and different necessary stuff you will placed on account therefore you may have the chance to urge the most effective coverage however with the cheaper price or rate to pay posted by unknown at 8 21 pm no comments email this blogthis share to x share to facebook share to pinterest friday august 3 2012 google knows best some sweat and cussing finally got google s product listing ads working after i grokked that i had to create an ad group without adding keywords or writing ads google knows best and i needn t worry my homely little head over the details i still don t quite understand what triggers these ads where they appear or what they look like but the campaign came roaring out of the chute with a click through rate over 3 six times the rate of my main adwords campaign on monday twenty three clicks only cost me 0 16 each and brought three sales for an astronomical 13 conversion rate anything over 2 is pretty good sadly it faded after that debut and i ended up with another lousy week traffic is running at 200 visitors a day but nobody s buying i blame the competing demand of back to school shopping because product listing ads are built from an exported file containing my whole inventory i get and pay for hits from search phrases that i would never choose to buy such as beach towels under 5 i had a few towels left over from my original product assortment which i marked down to cost years ago all of a sudden they sold out last week with no ad to turn off or keywords to deactivate product listing continued to send me traffic for a nonexistent product whereas i only used to update my product feed once a month i must now upload a new file almost daily as products sell out and reorders arrive i ve been having fun inasmuch as anything work related is ever fun watching the realtime reporting in google analytics that s how i figured out the beach towels thing i feel like a voyeur on average only 2 of my visitors ever buy anything but watching the other 98 come and go is fascinating what s weird is that virtually all of my sales come between midnight and 11 am i have developed this superstition that if there are no sales waiting for me when i fire up my computer in the morning i ll go through the whole day with nothing the squeaky wheel gets the grease a credit card processing company pitched me an offer good enough to tempt me away from cdg commerce this proposal would have cut 40 per month from an expense category that s consistently over budget the pitch looked like this existing deal from cdg 2 35 qual debit and qualified 4 01 non qual rewards and non qualified 0 10 transaction 10 maintenance fee 0 25 capture fee proposal from competitor 1 89 debit 1 99 qualified 2 47 mid qualified 3 47 non qualified 0 10 per transaction 0 statement or monthly fees 0 25 capture fee superficially that s a clear winner but when i started probing i found a 10 monthly gateway fee my current gateway is free and a 96 annual pci compliance fee i currently don t pay one moreover they changed the original four tier rate offer to a slightly weaker three tier structure 1 99 2 35 and 3 37 in the contract because i loathe perturbing a system that s working and because cdg has been decent enough i asked them to make a counteroffer they finally came back with rate reductions to 2 05 qualified and 3 15 non qualified and they removed the 0 25 daily batch fee that saves me a little money without the hassle of jumping ship and ought to bring my processing costs back into line with my budget assuming that is that i can stay afloat until christmas season begins in another month posted by anonymous at 11 41 am no comments email this blogthis share to x share to facebook share to pinterest labels reasons to hate banks reasons to hate google friday july 27 2012 did you miss me owning a business is almost as bad as having a child it s a constant bundle of needs that never goes away sometimes you have to send it away to summer camp for sanity s sake closing curio city for a week is always a nice break even if i do still check in on it daily i turn off all of my ads disable the expedited shipping options post notices on my news page on my shipping returns page and on my front page and make a facebook announcement despite those measures i typically still get 1 2 sales per day from natural search and repeat customers those people get emails inviting them to cancel if the delay is unacceptable every now and then somebody does this year s vacation should ve easily gained some ground on ly when i spent the whole week fighting with hostgator worst host ever no link here while finding mdd hosting best host ever but my store closing measures must ve been particularly effective this year because the week finished with a paltry 102 oh well vacation week is supposed be a black hole and business always snaps right back after i revive everything or does it this year sales remain becalmed even as traffic has rebounded to 150 daily visits google s realtime reporting lets me watch people navigate my site i can see what pages they re looking at where they re located and what keywords brought them in people are dutifully shopping but nobody s buying i had to blow the 1 000 that i had reserved for site improvements just to cover the bills a normal week s business would ve patched that right up but normality is still not restored it looked like an unexpected 360 golf ball special order was going to save the day even after paying 190 for the merchandise until i discovered a 62 authorized return and a 75 unauthorized return waiting at my mail drop and that 360 windfall was gone before it was even deposited at this writing i ve got 99 in the bank with no pending deposits i m getting just enough sales to assure me that there s nothing technologically wrong these lulls happen and all i can do is wait them out this one s timing is just especially bad and so cash flow s now a full blown emergency if business returns to normal in august reduced expenses from july should bring things back into line and google came through with a 100 credit for their new product listing ads so i m slowly trying to create a new campaign that won t compete with my old adwords campaign july numbers follow the tl dr version is that the month started strong died during vacation and hasn t come back yet july total income 10 7 total cogs 22 3 payroll 113 2 marketing 19 9 net income profit 6 9 year to date total income 3 3 total cogs 3 2 payroll 15 2 marketing 9 8 net income profit 49 3 posted by anonymous at 8 30 am no comments email this blogthis share to x share to facebook share to pinterest labels financials friday july 6 2012 if i could turn back time i demurred when someone asked a few weeks ago about things you learned that you didn t expect to learn mistakes you made and what you would do differently or what you did right and wouldn t change today i ll take a stab at it when curio city was still on the drawing board back in 2005 i figured it needed to gross 175 000 in annual sales to generate an annual salary of 35 000 which is half of what i earned in my heyday i figured it would take five years to get there my bricks and mortar store would deliver 75 of the revenue with the website picking up the rest about 44 000 the store never came to pass of course the website should make something close to 70 000 this year and if the economy ever turns around i could hit 100 000 by 2020 that s a lot of money for an old man selling stuff out of his cellar but it still leaves me solidly below the poverty line what happened most obviously the great recession happened i thought that americans would always spend money that they don t have to buy things they don t need for people who don t want them it seemed like ronald reagan s new age of greed would roll on forever will those high flying days ever return or are we back to the more modest lifestyles of the 1970s and earlier hard to say economists think that we might return to historic norms by 2016 but i don t expect to see boom times again during my remaining years in harness but blaming the economy only goes so far americans are still as materialistic as ever even if they lack the means to indulge themselves like they used to the rich are richer than ever the middle class is treading water and the poor well nobody cares about them maybe the go go years are gone but people are adapting to this new normalcy i blame three things for my failure marketing technology and poverty i don t like self promotion or have even the slightest interest in it so it s no wonder that i suck at marketing i had thought that i d be able to farm it out to consultants but marketing professionals earn big salaries that price them out of my reach so i m left to thrash about on my own i don t understand the appeal of social networking at all my facebook page is somnolent and i don t even try to use twitter when every other entity in the world is putting itself forward to the point of saturation such reticence is deadly my email newsletter is so ineffective that i am tempted to close my constant contact account to save 18 a month the newsletter doesn t even drive the 180 in sales that would justify that expense i keep it going mostly because i understand it and i m fairly good at it my open click statistics always beat the industry average i was interested in technology back when i used to go out into the world i even had a short career in software development but i dropped the tech ball after leaving the workforce i almost got a smart phone this year out of professional necessity but my wife decided that she needed one too and we can t afford two data plans the choice was easy since she actually wanted one and i did not but it probably doomed curio city to ever decreasing relevance the appeal of tablet computers also mystifies me the incessant parade of new i thisses and e thats is boring technologically i am stuck in 2005 that might not matter so much if i could reach enough curmudgeons like myself we boomers still command the economy that s where poverty comes in i would like to spend 500 a month on ess eee oh for six or more months to dramatically boost my organic search results unpaid clicks i need to overhaul my website s design and i need to refresh my product line writing off a lot of old dead items and bringing in some new lines it would take between 5 000 and 10 000 to accomplish all of that but i constantly struggle just to cover monthly operating expenses what would i do differently if i could start over i might spend the 28 500 that i invested in curio city on education instead i could ve bought a degree in say accounting it s not that i yearn to be somebody s employee again the being your own boss thing has forever spoiled me for wage slavery but sometimes i wish that i could just mindlessly punch a clock and earn enough money to survive on after all it s not like curio city fulfills my boyhood dream of taking things out of big boxes and putting them in little boxes i don t make the world a better place or get much personal fulfillment or make much money yet that s how i spend my days no that s a copout if i had it to do over i would take one of these two paths 1 find a partner whose skills complement my own and who would contribute some startup cash and be a co owner that would yield a better capitalized startup compensate for my personal weaknesses and force me to work harder when my self motivation flags i considered doing that but i m a loner and i didn t want to give up half of my business i didn t want anybody second guessing me and i didn t know anybody who would have been interested anyway if i could reset the clock i would try harder to find somebody who fits that bill or 2 find a line of business that interests me personally i enjoy the managerial aspects and creative control of running a business but i m neither a consumer nor a capitalist i chose retail because i d done it before and because it was easy not because of any desire to sell things i didn t know in 2005 what else i could do and i still don t know today i m not passionate about anything so why not retail it s no better or worse than anything else i might do if i could reset the clock i would look harder for some type of business that might suit my personality better i m an old man selling stuff out of his cellar with no visible path forward and 15 more years until i can max out my social security checks yet rather than give in to despair i cling to the hope that if i keep plodding along and making those incremental changes...