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covered by cornerstone insurance that fits your business skip to content resources resource center education articles whitepapers webinars case studies when you need a lawyer running a regulated business browse all industries atlas by cornerstone the cornerstone way who we are partner program partner program overview for law firms for compliance consultants call today 770 587 4595 licensing insurance bonds business services connect with us get a coverage review one size fits all coverage leaves gaps business insurance that actually fits your business we work with dozens of carriers to find coverage built around your industry your risks and your budget talk to an expert tell us about your situation and we will follow up within one business day first name last name optional email phone optional company optional how can we help optional send me cornerstone s newsletter for industry updates and regulatory news i was referred by someone talk to an expert we never sell your information a real person replies usually within one business day or start your application trusted across the country numbers our clients rely on carrier partners 50 carrier partners industries served dozens industries served coverage plans custom coverage plans claims support fast claims support why off the shelf coverage leaves you exposed generic policies miss the risks that matter we do not coverage built around your industry fewer gaps real claims support the reality a boilerplate policy is written for no one off the shelf coverage is priced for a general audience so it covers the risks every business shares and skips the ones specific to how you actually operate the exclusions are easy to miss until the day they matter then a claim hits the gap shows up at the worst time a claim comes in and you learn what your policy never covered by then it is too late to add the endorsement raise the limit or change the carrier the exposure was there the whole time just unread and it drifts your coverage falls behind your business you add a service line hire a crew take on a bigger contract and the policy from three years ago never moves with you without a yearly review limits and exclusions quietly fall out of step with the risk you actually carry the cornerstone way we build the policy around your operations as an independent agency we review how you really work then place coverage with the carrier that fits your industry claims history and budget you get the limits and endorsements your business needs not a template why it holds up we stay in it when a claim happens access to dozens of carriers keeps your pricing honest and a yearly review keeps your limits current as you grow when something goes wrong we advocate for the claim instead of handing you a phone number get a coverage review why off the shelf coverage leaves you exposed skip this section 1 5 the reality the reality then a claim hits and it drifts the cornerstone way why it holds up get a coverage review the reality a boilerplate policy is written for no one off the shelf coverage is priced for a general audience so it covers the risks every business shares and skips the ones specific to how you actually operate the exclusions are easy to miss until the day they matter then a claim hits the gap shows up at the worst time a claim comes in and you learn what your policy never covered by then it is too late to add the endorsement raise the limit or change the carrier the exposure was there the whole time just unread and it drifts your coverage falls behind your business you add a service line hire a crew take on a bigger contract and the policy from three years ago never moves with you without a yearly review limits and exclusions quietly fall out of step with the risk you actually carry the cornerstone way we build the policy around your operations as an independent agency we review how you really work then place coverage with the carrier that fits your industry claims history and budget you get the limits and endorsements your business needs not a template why it holds up we stay in it when a claim happens access to dozens of carriers keeps your pricing honest and a yearly review keeps your limits current as you grow when something goes wrong we advocate for the claim instead of handing you a phone number get a coverage review the one stop shop one partner for the entire compliance stack most providers handle one piece and leave you to coordinate the rest cornerstone runs licensing bonds insurance registered agent service background checks formation and renewals under one roof so you are not stitching four vendors together to keep every filing on track licensing multi state licensing and renewals for lending mortgage money transmission debt collection and more surety bonds license contract and commercial bonds placed through a rated carriers insurance industry specific business coverage from general liability to cyber and e o registered agent registered agent service in every state with documents routed to one place background checks compliant background screening for owners officers and control persons business formation entity formation and foreign qualification in any state you operate atlas renewals every license bond and renewal date tracked in the atlas compliance platform see everything we handle the atlas difference software and experts working as one most agencies hand you a portal and leave you to run it or take the work off your desk and leave you guessing at what you actually carry cornerstone does both at once atlas keeps every policy certificate and renewal in one place and a dedicated specialist places and services the coverage behind it that is how we have looked after businesses across 28 years atlas the platform one secure view of every policy you hold and every renewal that is due updated in real time as we work every policy certificate and renewal in one place renewal dates tracked so coverage never lapses certificates of insurance ready to download and send combined with specialists the people a named specialist places and services your coverage and you reach them directly inside atlas seasoned brokers who know your industry and its carriers a direct line not a ticket queue human review on every policy and renewal see how atlas works how it works coverage your way protection without the guesswork 01 tell us about your business we will learn about your operations your industry and the risks that keep you up at night 02 we shop the market our team compares options across dozens of carriers to find the right fit at the right price 03 stay covered stay focused we handle renewals endorsements and claims support so you never have to think about it how we use ai ai helps our insurance team work faster our specialists still own every call we use ai as an assistant for our insurance team not as a replacement for their judgment the models run on cornerstone infrastructure not public llms so your business information stays with us every application and renewal is reviewed by a licensed specialist before it reaches a regulator on our infrastructure our models run on cornerstone servers not public chatbots your business information is not sent to a third party llm or used to train anyone else s product an assistant not an operator ai helps our insurance team start their research in the right place and surface the resources to look at specialists vet what comes back and make the call less duplicate work for you atlas figures out what data each form needs then reuses what you have already given us so the same question does not come around twice that is how approvals come faster see how cornerstone uses ai ready to apply start your application now save and resume from any step an expert reviews every submission within one business day loading your application explore more from our team tools and references our customers use most services insurance all industries we serve coverage 50 state coverage map atlas deep regulatory data all industries we serve resources latest insights pricing contact us latest insight understanding business personal property insurance business personal property insurance protects your business assets from various risks learn how it works what it covers and why it is essential for your business regulatory watch stay ahead of the rules recent rule changes deadline announcements and state agency updates we are tracking for you action csbs ma aug 24 2026 newrez multistate mortgage servicing settlement on august 12 2026 a multistate settlement was reached with newrez llc involving 48 state financial agencies over improper insurance charges the settlement totals 15 read explainer action california dfpi ca aug 23 2026 california multistate settlement with newrez llc a multistate settlement with newrez llc was announced on august 12 2026 regarding improper charges for force placed insurance read explainer info csbs aug 20 2026 debt collection settlement with newrez llc a multistate settlement was reached with newrez llc resulting in a 15 5 million settlement for improper force placed insurance charges read explainer action multistate settlement aug 19 2026 august 2026 monthly settlement with newrez llc state financial regulators announced a nearly 15 5 million settlement with newrez llc related to improperly charged insurance read explainer action new york dfs ny aug 1 2026 new york dfs circular letter on motor vehicle insurance reforms dfs issued a circular letter on july 1 2026 directing insurers to reflect motor vehicle insurance statutory changes in pending rate filings the letter set a clear filing deadline of august 31 2026 read explainer get our monthly regulatory update emailed to you subscribe business owners who found the right coverage not sure what you need an expert will respond within one business day get a coverage review business insurance that actually fits your business leading technology and human experts working together to reduce the burden of licensing 770 587 4595 solutions errors omissions e o cyber liability workers compensation all coverage who needs coverage who needs business insurance who needs general liability who needs e o who needs cyber insurance who needs workers comp requirements cois certificates of insurance coi client contract requirements additional insured requirements commercial lease requirements government contract requirements company about the cornerstone way work with us partner program for compliance teams newsroom press inquiries media kit careers technology contact learn articles webinars coverage gap assessment glossary common questions client reviews legal notices data research resource center research decision guides best of guides compliance stack newsletter get insurance updates email subscribe insurance products are underwritten by various carriers coverage is subject to the terms conditions and exclusions of each individual policy the information on this website is intended for informational purposes only and does not constitute insurance advice please consult with a qualified insurance professional for advice specific to your situation cornerstone insurance services is a trade name of cornerstone support llc formerly known as cornerstone support privacy policy terms of service cookie policy manage cookies copyright 2026 covered by cornerstone all rights reserved