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floor loan wikipedia jump to content main menu main menu move to sidebar hide navigation main page contents current events random article about wikipedia contact us contribute help learn to edit community portal recent changes upload file special pages search search appearance donate create account log in personal tools donate create account log in contents move to sidebar hide top 1 floor to ceiling loan 2 references toggle the table of contents floor loan add languages add links article talk english read edit view history tools tools move to sidebar hide actions read edit view history general what links here related changes upload file permanent link page information cite this page get shortened url switch to legacy parser print export download as pdf printable version in other projects wikidata item appearance move to sidebar hide from wikipedia the free encyclopedia a floor loan refers to the minimum amount of money that a lender is willing to lend in order to enable the builder to begin the construction of a building that is to be occupied by tenants the term is thus closely associated with mortgage and property loans the rest of the loan s balance called holdback 1 is given to the builder upon the achievement of certain milestones related to the sale or lease of its residential space 2 for example a bank may advance 80 of the balance of a property loan to the builder and release the remaining 20 upon the successful construction lease or sale of the building s residential units this partition of funding means the lower risk for lender a word floor is used for more financial terms in financial area and means minimum e g the interest rate floor is the lowest interest rate the lender can offer you to an adjustable sometimes called variable rate mortgage 3 floor to ceiling loan edit the related term is a floor to ceiling loan in this type of loan there are two separate funding amounts first upon satisfactory completion of construction and the second when a building is fully occupied by tenants or cash flows claimed by lender are fulfilled the additional funds between floor and ceiling needed for construction costs are called gap citation needed references edit floor loan definition from investopedia what is an interest rate floor www quickenloans com retrieved 2023 12 11 v t e construction types home construction offshore construction underground construction tunnel construction history architecture construction industrialization infrastructure structural engineering timeline of architecture water supply and sanitation world s tallest buildings professions architect building engineer building estimator building officials chartered building surveyor civil engineer civil estimator clerk of works project manager quantity surveyor site manager structural engineer superintendent trades workers list banksman boilermaker bricklayer carpenter concrete finisher construction foreman construction worker electrician glazier ironworker millwright plasterer plumber roofer steel fixer welder organizations american institute of constructors aic american society of civil engineers asce asbestos testing and consultancy association atac associated general contractors of america agc association of plumbing and heating contractors aphc build uk construction history society chartered institution of civil engineering surveyors cices chartered institute of plumbing and heating engineering ciphe civil engineering contractors association ceca the concrete society construction management association of america cmaa construction specifications institute csi fidic home builders federation hbf lighting association national association of home builders nahb national association of women in construction nawic national fire protection association nfpa national kitchen bath association nkba national railroad construction and maintenance association nrc national tile contractors association ntca railway tie association rta royal institution of chartered surveyors rics scottish building federation sbf society of construction arbitrators by country india iran japan romania taiwan turkey united kingdom united states regulation building code construction law site safety zoning architecture floor plan style list industrial architecture british indigenous architecture interior architecture landscape architecture vernacular architecture engineering architectural engineering building services engineering civil engineering coastal engineering construction engineering structural engineering earthquake engineering environmental engineering geotechnical engineering methods list earthbag construction modern methods of construction monocrete construction slip forming other topics building material list of building materials millwork builder s signature builders rites construction bidding construction delay construction equipment theft construction robots cornerstone floor loan construction management construction robots construction waste demolition design build design bid build dfma heavy equipment interior design illegal construction lists of buildings and structures megaproject megastructure plasterwork damp proofing parge coat roughcast harling real estate development real estate bubble stonemasonry sustainability topping out unfinished building urban design urban planning outline category list of construction occupations this economic policy related article is a stub you can help wikipedia by adding missing information v t e retrieved from https en wikipedia org w index php title floor_loan oldid 1320701498 categories mortgage industry of the united states loans economic policy stubs hidden categories all articles with unsourced statements articles with unsourced statements from june 2025 all stub articles this page was last edited on 6 november 2025 at 06 40 utc page was rendered with parsoid text is available under the creative commons attribution sharealike 4 0 license additional terms may apply by using this site you agree to the terms of use and privacy policy wikipedia is a registered trademark of the wikimedia foundation inc a non profit organization privacy policy about wikipedia disclaimers contact wikipedia legal safety contacts code of conduct developers statistics cookie statement mobile view search search toggle the table of contents floor loan add languages add topic