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government backed loan wikipedia jump to content main menu main menu move to sidebar hide navigation main page contents current events random article about wikipedia contact us contribute help learn to edit community portal recent changes upload file special pages search search appearance donate create account log in personal tools donate create account log in contents move to sidebar hide top 1 united states 2 see also 3 external links toggle the table of contents government backed loan 1 language العربية edit links article talk english read edit view history tools tools move to sidebar hide actions read edit view history general what links here related changes upload file permanent link page information cite this page get shortened url switch to legacy parser print export download as pdf printable version in other projects wikidata item appearance move to sidebar hide from wikipedia the free encyclopedia redirected from government backed loans loans subsidized by governments the examples and perspectives in this article deal primarily with the united states and do not represent a worldwide view of the subject you may improve this article discuss the issue on the talk page or create a new article as appropriate august 2023 learn how and when to remove this message a government backed loan is a loan subsidized by the government also known in the united states as a federal direct loan which protects lenders against defaults on payments thus making it a lot easier for lenders to offer potential borrowers lower interest rates its primary aim is to make home ownership affordable to lower income households and first time buyers united states edit there are numerous types of government backed loans which vary dependent on the country and status of the borrower arguably the most widely known type of government backed loan is the us federal housing administration fha loan in existence since 1934 other types of government backed loans include the following american dream downpayment initiative addi good neighbor next door hope vi teacher next door program va loan state of new york mortgage agency sonyma see also edit fha insured loan external links edit office of housing authority control databases national united states israel other yale lux this economics related article is a stub you can help wikipedia by adding missing information v t e retrieved from https en wikipedia org w index php title government backed_loan oldid 1360425405 categories loans government finances economics and finance stubs hidden categories articles with short description short description matches wikidata use american english from march 2019 all wikipedia articles written in american english use mdy dates from march 2019 articles with limited geographic scope from august 2023 united states centric all stub articles this page was last edited on 21 june 2026 at 12 14 utc page was rendered with parsoid text is available under the creative commons attribution sharealike 4 0 license additional terms may apply by using this site you agree to the terms of use and privacy policy wikipedia is a registered trademark of the wikimedia foundation inc a non profit organization privacy policy about wikipedia disclaimers contact wikipedia legal safety contacts code of conduct developers statistics cookie statement mobile view search search toggle the table of contents government backed loan 1 language add topic