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description=The Federal Housing Finance Agency (FHFA) is an independent agency established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance (OF). The Agency s mission is to ensure that Fannie Mae and Freddie Mac (the Enterprises) and the FHLBanks (together, the regulated entities ) fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity and funding for housing finance and community investment. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac.;

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home fhfa skip to main content an official website of the united states government here s how you know here s how you know official websites use gov a gov website belongs to an official government organization in the united states secure gov websites use https a lock lock locked padlock or https means you ve safely connected to the gov website share sensitive information only on official secure websites u s federal housing about about fhfa mission core values leadership conservatorship fhfa policies budget finances and performance foia privacy information quality do business with us ombudsman equal employment opportunity careers contact us supervision regulation advisory bulletins dodd frank act stress tests dfast examiner resources fannie mae freddie mac federal home loan bank system legal documents suspensions rulemaking and federal register suspended counterparty program policy programs policy affordable housing allocations common securitization platform credit risk transfer credit scores deemed issuance ratio executive compensation guarantee fees language access mortgage servicing multifamily businesses non performing and re performing loan sales pilot transparency private mortgage insurer eligibility requirements representation and warranty framework programs affordable housing community investment duty to serve enterprise housing goals fraud prevention housing finance examiner commission program loss mitigation national mortgage database natural disaster risk suspended counterparty program data research data borrower assistance map conforming loan limit dashboards data governance duty to serve eligibility data duty to serve performance data enterprise housing goals fhfa house price index fhlb membership data nmdb aggregate statistics nsmo public use file public use databases fhlb stress tests market data market risk scenarios mirs transition index uad appraisal level public use file uad aggregate statistics underserved areas data research briefs notes white papers nmdb staff working papers staff working papers resources reports all reports annual housing report annual report to congress chief foia officer report collateral pledged to fhlbanks conservatorship scorecard credit risk transfer progress report enterprise non performing loan sales report fair act inventory fhfa ai compliance plan fhfa annual performance plan fhfa house price index fhfa performance and accountability report fhlbank system at 100 fhlbank targeted mission activities foia annual report foreclosure prevention refinance and fpm report housing mission report information resources management strategic plan no fear report plain language report prepayment monitoring report single family guarantee fees report stress tests reports mortgage translations about mortgage translations borrower education materials covid 19 resources interpretive services language translation disclosure search documents news public affairs news releases statements speeches testimonies public input blogs fact sheets faqs partner agency engagements public engagements videos social media facebook linkedin youtube x formerly twitter search site content search menu helping restore the american dream for all americans about fhfa the federal housing finance agency fhfa is an independent agency established by the housing and economic recovery act of 2008 hera and is responsible for the effective supervision regulation and housing mission oversight of the federal national mortgage association fannie mae the federal home loan mortgage corporation freddie mac and the federal home loan bank system which includes the 11 federal home loan banks fhlbanks and the office of finance of the agency s mission is to ensure that fannie mae and freddie mac the enterprises and the fhlbanks together the regulated entities fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity and funding for housing finance and community investment since 2008 fhfa has also served as conservator of fannie mae and freddie mac read more latest news news release june 30 2026 u s house prices fell nationwide in april down 0 1 percent from the previous month according to the u s federal housing fhfa seasonally adjusted monthly house price index fhfa hpi house prices rose 2 0 percent from april 2025 to april 2026 the previously reported 0 1 percent price change in march was revised upward to 0 2 percent read more news release may 26 2026 u s house prices rose 1 7 percent between the first quarter of 2025 and the first quarter of 2026 according to the u s federal housing fhfa house price index fhfa hpi house prices for the first quarter of 2026 rose 0 5 percent compared to the fourth quarter of 2025 fhfa s seasonally adjusted monthly index for march rose 0 1 percent from february read more news release april 28 2026 u s house prices were unchanged in february according to the u s federal housing fhfa seasonally adjusted monthly house price index fhfa hpi house prices rose 1 7 percent from february 2025 to february 2026 the previously reported 0 1 percent price change in january was revised upward to 0 2 percent read more view more spotlight topic suspended counterparty fhfa established the suspended counterparty program to help address the risk to fannie mae freddie mac and the federal home loan banks presented by individuals and entities with a history of fraud or other financial misconduct view suspended counterparty program list fhfa house price index the fhfa house price index fhfa hpi is a comprehensive collection of publicly available house price indexes that measure changes in single family home values based on data from all 50 states and over 400 american cities view the latest report housing market indicators mirs transition index mirs transition index release dates index values june 2026 6 36 may 2026 6 10 april 2026 6 08 mirs transition index is intended to be used in lieu of the discontinued mirs arm index for currently outstanding loans and not as a reference rate on newly originated adjustable rate mortgages for further information click here house prices fhfa hpi source quarterly change 2025q4 2026q1 four quarter change 2025q1 2026q1 purchase only u s index seasonally adjusted 0 5 1 7 expanded data u s index seasonally adjusted 0 5 2 4 sign up for email updates leave this field blank u s federal housing footer highlighted about careers sitemap contact us footer accessibility budget finances and performance foia no fear act data office of the inspector general privacy policy usa gov back to top