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vailable to users who are 13 years of age or older by using this website you represent and warrant that you are of legal age to form a binding contract with the company and meet all of the foregoing eligibility requirements if you do not meet all of these requirements you must not access or use the website important notice regarding claims and agreement to arbitrate please note these terms contain certain disclaimers and limitations on our liability and a binding arbitration clause and class action waiver which waives your right to sue in court or seek a jury trial for disputes relating to your use of the website these are found in the disclaimer of warranties limitation of liability and indemnification and arbitration sections below please read these terms carefully and make sure that you understand them before continuing with your use of the website if you do not agree to such terms please do not use the website changes to the terms of use macallan communications company we or us may revise and update these terms of use from time to time in our sole discretion all changes are effective immediately when we post them and apply to all access to and use of the website thereafter however any changes to the dispute resolution provisions set forth in arbitration and governing law and jurisdiction sections below will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the website your continued use of the website following the posting of revised terms of use means that you accept and agree to the changes you are expected to check this page from time to time so you are aware of any changes as they are binding on you accessing the website and account security we reserve the right to withdraw or amend the website and any service or material we provide on the website in our sole discretion without notice we will not be liable if for any reason all or any part of the website is unavailable at any time or for any period from time to time we may restrict access to some parts of the website or the entire website to users you are responsible for making all arrangements necessary for you to have access to the website ensuring that all persons who access the website through your internet connection are aware of these terms of use and comply with them to access the website or some of the resources it offers you may be asked to provide certain details or other information it is a condition of your use of the website that all the information you provide on the website is correct current and complete you agree that all information you provide to this website or otherwise including but not limited to through the use of any interactive features on the website is governed by our privacy and cookie policy and you consent to all actions we take with respect to your information consistent with our privacy and cookie policy if you choose or are provided with a user name password or any other piece of information as part of our security procedures you must treat such information as confidential and you must not disclose it to any other person or entity you also acknowledge that your account is personal to you and agree not to provide any other person with access to this website or portions of it using your user name password or other security information you agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security you also agree to ensure that you exit from your account at the end of each session you should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information we have the right to disable any user name password or other identifier whether chosen by you or provided by us at any time in our sole discretion for any or no reason including if in our opinion you have violated any provision of these terms of use intellectual property rights the website and its entire contents features and functionality including but not limited to all information software text displays images video and audio and the design selection and arrangement thereof are owned by the company its licensors or other providers of such material and are protected by united states and international copyright trademark patent trade secret and other intellectual property or proprietary rights laws you must not reproduce distribute modify create derivative works of publicly display publicly perform republish download store or transmit any of the material on our website you must not modify copies of any materials from this site use any illustrations photographs video or audio sequences or any graphics separately from the accompanying text delete or alter any copyright trademark or other proprietary rights notices from copies of materials from this site if you print copy modify download or otherwise use or provide any other person with access to any part of the website in breach of the terms of use your right to use the website will cease immediately and you must at our option return or destroy any copies of the materials you have made no right title or interest in or to the website or any content on the website is transferred to you and all rights not expressly granted are reserved by the company any use of the website not expressly permitted by these terms of use is a breach of these terms of use and may violate copyright trademark and other laws trademarks the company name the company logo and except as otherwise noted all other trademarks logos service marks product and service names designs slogans and trade names displayed on this site are registered and unregistered trademarks and trade names trademarks that are owned or licensed by the company its subsidiaries or its affiliated companies you must not use such trademarks without the prior written permission of the company where specifically indicated the other names logos product and service names designs and slogans on this website are the trademarks of their respective owners prohibited uses you may use the website only for lawful purposes and in accordance with these terms of use you agree not to use the website in any way that violates any applicable federal state local or international law or regulation including without limitation any laws regarding the export of data or software to and from the us or other countries for the purpose of exploiting harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content asking for personally identifiable information or otherwise to transmit or procure the sending of any advertising or promotional material including any junk mail chain letter or spam or any other similar solicitation to impersonate or attempt to impersonate the company a company employee another user or any other person or entity including without limitation by using e mail addresses associated with any of the foregoing to engage in any other conduct that restricts or inhibits anyone s use or enjoyment of the website or which as determined by us may harm the company or users of the website or expose them to liability additionally you agree not to use the website in any manner that could disable overburden damage or impair the site or interfere with any other party s use of the website including their ability to engage in real time activities through the website use any robot spider or other automatic device process or means to access the website for any purpose including monitoring or copying any of the material on the website use any manual process to monitor or copy any of the material on the website or for any other unauthorized purpose without our prior written consent use any device software or routine that interferes with the proper working of the website introduce any viruses trojan horses worms logic bombs or other material which is malicious or technologically harmful attempt to gain unauthorized access to interfere with damage or disrupt any parts of the website the server on which the website is stored or any server computer or database connected to the website attack the website via a denial of service attack or a distributed denial of service attack otherwise attempt to interfere with the proper working of the website reliance on information posted the information presented on or through the website is made available solely for general information purposes we do not warrant the accuracy completeness or usefulness of this information any reliance you place on such information is strictly at your own risk this website may include content provided by third parties including materials provided by our customers third party licensors syndicators aggregators and or reporting services all statements and or opinions expressed in these materials and all articles and responses to questions and other content other than the content provided by the company are solely the opinions and the responsibility of the person or entity providing those materials these materials do not necessarily reflect the opinion of the company we are not responsible or liable to you or any third party for the content or accuracy of any materials provided by any third parties changes to the website we may update the content on this website from time to time but its content is not necessarily complete or up to date any of the material on the website may be out of date at any given time and we are under no obligation to update such material information about you and your visits to the website all information we collect on this website is subject to our privacy and cookie policy by using the website you consent to all actions taken by us with respect to your information in compliance with the privacy and cookie policy linking to the website and social media features you may link to our homepage provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it but you must not establish a link in such a way as to suggest any form of association approval or endorsement on our part without our express written consent this website may provide certain social media features that enable you to link from your own or certain third party websites to certain content on this website send e mails or other communications with certain content or links to certain content on this website cause limited portions of content on this website to be displayed or appear to be displayed on your own or certain third party websites you may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features subject to the foregoing you must not establish a link from any website that is not owned by you cause the website or portions of it to be displayed or appear to be displayed by for example framing deep linking or in line linking on any other site link to any part of the website other than the homepage otherwise take any action with respect to the materials on this website that is inconsistent with any other provision of these terms of use you agree to cooperate with us in causing any unauthorized framing or linking immediately to cease we reserve the right to withdraw linking permission without notice we may disable all or any social media features and any links at any time without notice in our discretion links from the website if the website contains links to other sites and resources provided by third parties these links are provided for your convenience only this includes links contained in advertisements including banner advertisements and sponsored links we have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them if you decide to access any of the third party websites linked to this website you do so entirely at your own risk and subject to the terms and conditions of use for such websites geographic restrictions the owner of the website is based in the state of pennsylvania in the united states we provide this website for use by persons located worldwide access to the website may not be legal by certain persons or in certain countries if you access the website from outside the united states you do so on your own initiative and are responsible for compliance with local laws disclaimer of warranties limitation of liability and indemnification disclaimer of warranties we take reasonable steps to provide secure timely accurate and complete information on the website however it is possible that information contained or made available on the website may be incorrect or not current further the internet has inherent risks and we cannot guarantee that your access to and use of the website will be uninterrupted or error free or that the website or sites to which they may link will be free from loss corruption attack interference hacking or other security intrusion you are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti virus protection and accuracy of data input and output and for maintaining a means external to our sites for any reconstruction of any lost data if you notice any errors or omissions in the information contained on the website or other concerns please report them to us for investigation your use of the website and the content provided on the website is at your own risk the website and the content provided on the website is provided on an as is and as available basis no warranty of any kind implied expressed or statutory including but not limited to the warranties of non infringement of third party rights title merchantability fitness for a particular purpose and freedom from computer virus is given with respect to the website or the content provided on the website or any hyperlinks on the website to other internet resources federal law some states provinces and other jurisdictions do not allow the exclusion and limitations of certain implied warranties so the above exclusions may not apply to you this agreement gives you specific legal rights and you may also have other rights which vary from state to state the disclaimers and exclusions under this agreement will not apply to the extent prohibited by applicable law limitation of liability macallan communications its parents subsidiaries affiliates officers directors employees agents successors and assigns the macallan communications parties shall not be liable for damages or losses of any kind arising out of or in connection with your use of the website or any content provided on the website including but not limited to damages caused by your reliance on the accuracy completeness or timeliness of information provided on the website or your provision of...