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uncategorized the national care planning council skip to navigation skip to main content skip to primary sidebar skip to secondary sidebar skip to footer the national care planning council a comprehensive resource of eldercare articles and links to benefit those who have aging parents or grandparents or are experiencing the difficulties of aging themselves home about us twitter facebook category archives uncategorized easy way to increase bone density sep 28 posted by national care planning council low bone density could mean you re at risk or already have osteoporosis as you get older osteoporosis can weigh on the mind and can be a bigger and bigger issue it s been proven that exercise and eating right can lead you in the right direction to keeping your bone density up and avoiding painful injuries later there is one fun easy way to increase bone density that almost anyone can do it s called a whole body vibration machine and it does exactly as it says http atomictoasters com 2012 04 what ever became of vibrating belt weight loss machines when we think of vibration machines many of us think about the picture above ladies in their one piece bathing suits getting shaken for a number of minutes in hopes to stay thin even though this ancient concept of the whole body vibration machine is the same technology has changed dramatically as well as the knowledge of how to shed fat and increase bone density where can i buy these machines these machines are available through fitness stores for purchase however you can purchase time at some gyms or beauty procedure locations some doctor offices that specialize in botox or laser type locations sites like amazon have whole vibration machines however beware there are machines that specialize in weight loss machines that specialize in increasing bone density and machines that focus on both the difference is achieved by the direction the machine vibrates this video discusses the differences between machines we do not encourage the purchase of this particular brand however it does show the difference and benefits between machines http youtu be a5tbroqeq3w what other benefits may these machines have advocates say that as little as 15 minutes a day of whole body vibration three times a week may aid weight loss burn fat improve flexibility enhance blood flow reduce muscle soreness after exercise build strength and decrease the stress hormone cortisol http www mayoclinic org healthy lifestyle fitness expert answers whole body vibration faq 20057958 http www sporlastic de de main diagnose arthrose galileo_a html to learn more about osteoporosis http longtermcarelink net article 2016 6 29 osteoporosis what you need to know htm written by valerie michel buck like loading posted in health wellness senior health and wellness technology series uncategorized leave a comment guest article medicare open enrollment period begins october 15 oct 7 posted by national care planning council written by mark b kelly what is the medicare open enrollment period the medicare open enrollment period is the time during which people with medicare can make new choices and pick plans that work best for them each year medicare plans typically change what they cost and cover in addition your health care needs may have changed over the past year the open enrollment period is your opportunity to switch medicare health and prescription drug plans to better suit your needs when does the open enrollment period start the medicare open enrollment period begins on october 15 and runs through december 7 any changes made during open enrollment are effective as of january 1 2016 during the open enrollment period you can join a medicare prescription drug part d plan switch from one part d plan to another part d plan drop your part d coverage altogether switch from original medicare to a medicare advantage plan switch from a medicare advantage plan to original medicare change from one medicare advantage plan to a different medicare advantage plan change from a medicare advantage plan that offers prescription drug coverage to a medicare advantage plan that doesn t offer prescription drug coverage switch from a medicare advantage plan that doesn t offer prescription drug coverage to a medicare advantage plan that does offer prescription drug coverage what should you do now is a good time to review your current medicare plan as part of the evaluation you may want to consider several factors for instance are you satisfied with the coverage and level of care you re receiving with your current plan are your premium costs or out of pocket expenses too high has your health changed or do you anticipate needing medical care or treatment open enrollment period is the time to determine whether your current plan will cover your treatment and what your potential out of pocket costs may be if your current plan doesn t meet your health care needs or fit within your budget you can switch to a plan that may work better for you what s new in 2016 the initial deductible for part d prescription drug plans increases by 40 to 360 in 2016 also most part d plans have a temporary limit on what a particular plan will cover for prescription drugs in 2016 this gap in coverage also called the donut hole begins after you and your drug plan have spent 3 310 on covered drugs it ends after you have spent 4 850 out of pocket after which catastrophic coverage begins however part of the affordable care act gradually closes this gap by reducing your out of pocket costs for prescriptions purchased in the coverage gap in 2016 you ll pay 40 of the cost for brand name drugs in the coverage gap and 58 of the cost for generic drugs in the coverage gap each succeeding year out of pocket prescription drug costs in the coverage gap continue to decrease until 2020 when you ll pay25 for covered brand name and generic drugs in the gap where can you get more information determining what coverage you have now and comparing it to other medicare plans can be confusing and complicated pay attention to notices you receive from medicare and from your plan and take advantage of help available by calling 1 800 medicare or by visiting the medicare website http www medicare gov part d late enrollment penalty generally if you did not sign up for part d coverage during your initial enrollment period and you didn t have other creditable drug coverage at least comparable to medicare s standard prescription drug coverage for at least 63 days in a row after your initial enrollment period you may have to pay a late enrollment penalty the late enrollment penalty is added to your monthly part d premium your initial enrollment period is the 7 month period that starts 3 months before you turn age 65 including the month you turn age 65 and ends 3 months after the month you turn 65 important disclosures true harbour wealth management advisory group db french co llc osj 1450 w long lake rd suite 150 troy mi 48098 toll free 800 647 4440 fax 248 952 0147 email mark trueharbour us securities and investment advisory services offered through l m kohn and company registered broker dealer member finra sipc msrb db french company llc osj branch of l m kohn company true harbour wealth management advisory group does not provide tax or legal advice the information presented here is not specific to any individual s personal circumstances to the extent that this material concerns tax matters it is not intended or written to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable we cannot assure the accuracy or completeness of these materials the information in these materials may change at any time and without notice true harbour wealth management mark b kelly president 1450 w long lake road suite 150 troy mi 48098 248 502 0805 800 647 4440 mark trueharbour us like loading posted in uncategorized 1 comment older posts follow our blog receive monthly notification of new posts by email email address follow join 85 other subscribers the ncpc on twitter tweets by thencpc like us on facebook like us on facebook most popular posts the decline of nursing homes approaching death signs of body shut down guest article caring for your loved one s health over the holidays god bless the usa supporting our veterans and their families guest article how caregivers can help seniors after hip replacement surgery recent posts giving up your driver s license easy way to increase bone density guest article addiction and the elderly search for become a member of the ncpc join the national care planning council join one of our individual state care planning councils find elder care services in your state adult day 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