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site title: MyState Bank The human way to bank

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Text of the page (random words):
mystate bank the human way to bank skip to content skip to internet banking login skip to login options skip to search banking transaction accounts glide account basic account smsf options savings accounts hello saver account bonus saver account smsf options interest rates term deposits interest rates online banking app internet banking digital wallets savings goals personalised insights payid payto other ways to bank calculators savings plan calculator budget planner term deposit calculator income tax calculator home loans products basic variable home loan special residential home loan fixed rate home loan standard variable home loan residential investment home loan interest rates calculators borrowing power calculator home loan repayment calculator extra repayments calculator lump sum payment calculator split loan calculator stamp duty calculator key fact sheet calculator next move increase your home loan buy my first home refinancing my existing home buy my next home build my new home renovate my home invest in property personal loans insurance home insurance home contents insurance landlord insurance other insurance car insurance travel insurance caravan insurance boat insurance resources start a cgu claim are you under insured guide to value your home and contents home contents insurance calculator home building insurance calculator start a st andrew s cci claim business savings investments business online saver term deposits interest rates transaction accounts everyday business account about us the human way to bank our company mystate limited customer charter banking code of practice sustainability reconciliation careers media centre important information mobile app asx announcements community mystate bank arena mystate foundation help help support help centre complaints feedback financial hardship customer care extra care deceased estates security stay scam smart latest scams and alerts scam and security glossary tools to protect yourself real scam stories life after a scam contact us email us visit a branch public holiday opening hours login enter your search hello saver account hassle free high interest savings 5 15 p a 1 variable welcome rate offer for 4 months on balances up to 100k for new mystate bank customers learn more how can we help you today banking glide transaction account hello saver account term deposits view all banking home loans basic variable home loan special residential home loan fixed rate home loan view all home loans insurance car insurance home insurance travel insurance view all insurance about us about mystate media centre sustainability community help help support financial hardship security contact us banking saving everyday banking with your favourite digital wallets savings accounts with no monthly fees and no need to grow your balance glide transaction account hello saver account term deposits learn more home loans simple and flexible bank home loans designed for current as well as aspiring homeowners chat with a home loan expert how much can i borrow compare our products learn more hello we re mystate we re from tassie and we help make managing money easy for people all over australia about us community sustainability learn more better banking made easy we believe banking should be simple with less fees that s why our award winning accounts are designed to be just that find out why over 180 000 australians are choosing to bank with us every day aussie aussie aussie we re australian owned and have a proud local history that goes back more than 65 years less fees more freedom no monthly account keeping fees no atm withdrawal fees no fees for everyday banking government guarantee balances up to 250 000 are protected under the australian government guarantee so your money is in safe hands 2 speak to a real person our friendly customer care team is right here in australia so you ll always speak to a real person that understands learn more keeping you and your accounts safe npp payment holds a new fraud monitoring service provided by vigil mystate s fraud service to enhance our detection capabilities when suspicious real time payments occur learn more stay scam smart learn how to identify a scam or a fraud how to protect yourself online and what to do if you think you ve been targeted learn more daily transfer limits transfer limits are set to protect you from fraud and can be changed at any time in the app or internet banking learn more flexible accounts to help you manage money your way easy everyday banking pay your way with no monthly account fees plus award winning features that make spending simple learn more savings with a bonus earn up to 4 75 p a interest 3 with no fees no honeymoon period and unlimited withdrawals learn more home loans simple and flexible bank home loans designed for current as well as aspiring homeowners learn more scams to watch 17 06 2025 protect yourself against tax scams read more 14 05 2025 5 simple ways to boost your scam self defences read more 17 04 2025 scam alert election season scams are on the rise read more view more stay up to date 18 03 2026 notice to customers changes to mystate bank deposit and lending interest rates effective 26 march 2026 read more 17 03 2026 have a question about interest rates we have the answers read more 17 03 2026 support for customers impacted by bundaberg flooding read more 05 03 2026 win a trip to the fifa world cup 26 read more see more news we re here to help 138 001 call us email us 24 7 help centre faqs 1 welcome variable interest rate applies only to new mystate bank customers with no prior relationship including as account holders single or joint signatories powers of attorney guarantors or trustees the welcome rate applies to balances up to 100 000 for the first 4 months on the first hello saver account opened after 4 months all balances earn the ongoing variable interest rate applicable to the portion of your balance if you or any joint account holders have had a prior relationship with mystate bank you will earn the ongoing variable interest rate s 2 for more information on the financial claims scheme and how it applies to you visit mystate com au help centre the financial claims scheme 3 consider t cs eligibility criteria tmd at mystate com au legal or call 138 001 before acquiring products issued by mystate bank interest calculated daily paid monthly and interest rates subject to change from time to time bonus interest applies when eligibility criteria met bonus interest is payable only on balances up to 500 000 the base rate of interest will be paid on the portion of any balance exceeding 500 000 current interest rates are available in interest rates for personal deposit accounts eligible deposits to bonus saver account include transfers between your accounts direct credits npp transactions cash deposits swift payments and telegraphic transfers tt ineligible deposits to bonus saver account include bank post deposits or transfers cheques money orders travellers cheques international drafts and foreign currency interest credit fee refunds or returned payments are also ineligible eligible visa transactions must be settled in the current month not pending and include eftpos transactions and eftpos transactions with cash out online purchases and in store purchases regular card payments paywave apple pay google pay samsung pay and garmin pay transactions the following card transactions are ineligible eftpos cash out only transactions local and international atm withdrawals transfers or balance enquiries cash advances and pending card transactions the term settled not pending means for any purchases made on your card that the transaction must be fully processed to your account during the current month and not have a pending status at the end of the month transactions with a pending status at month end do not count towards your 5 eligible visa transactions however will count towards eligible transactions in the following month when they settle banking transaction accounts saving accounts term deposits online banking home loans basic variable home loan fixed rate home loan special residential home loan home loan repayment calculator insurance car insurance home insurance travel insurance landlord insurance about us media centre community careers our company help help support financial hardship security contact us mystate limited privacy security disclosure documentation target market determinations any advice on this website does not take into account your personal objectives financial situation or needs and you should consider whether it is appropriate for you please consider the relevant disclosure documentation and target market determinations before acquiring any product please review our financial services guide fsg before accessing information on this website loan applications are subject to mystate s credit approval criteria terms and conditions fees and charges may apply information including any rates are current as at 02 april 2026 and are subject to change mystate bank limited mystate bank abn 89 067 729 195 afsl 240896 australian credit licence number 240896 a wholly owned subsidiary of mystate limited abn 26 133 623 962 mystate s bsb number 807 009
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