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description=Discover banking you ll truly love. Open your free bank account online in minutes. Get a debit Mastercard and manage your finances in one app.;

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n26 the mobile bank spend save and invest in one app n26 logo plans personal business standard bank for free smart bank with more control go bank at home or on the go metal make a statement compare personal plans business standard freelancers bank for free business smart manage your business with more control business go manage your business on the go business metal premium banking with cashback for your business compare business plans bank highlights banking features your money made simple features joint account mastercard digital wallets save highlights instant savings earn interest flexibly features spaces guide to interest rates invest highlights all investment options your portfolio your way stocks and etfs trade from 1 crypto buy and sell 400 coins plan d épargne en actions pea invest with tax benefits features savings plans analyzing stocks guide to investing guide to crypto coins guide to etfs guide to stocks investing for beginners credit highlights personal loan loans from 1 000 50 000 travel highlights travel benefits borderless banking travel insurance coverage for the unexpected travel esim data in 100 countries features exchanging currency foreign transaction fees using your card abroad log in log in en error video failed to play the first bank you ll love bank save and invest in one beautifully simple app trusted by millions bank for free with no hidden fees open your account in minutes and enjoy 100 mobile banking get a free virtual card and monthly atm withdrawals open an n26 standard account get an ecb linked interest rate open a new n26 metal account and earn 2 interest p a 1 with n26 instant savings linked to the european central bank rate discover instant savings free stock and etf trading trade stocks and etfs for free 2 and explore 400 crypto coins 3 then put it all on autopilot with our free savings plans you can also invest with a pea 4 to enjoy income tax free gains start investing trading stocks and etfs with n26 is fee free product costs may apply e g etf management fees and third party inducements the card made for travel get cashback 5 on travel the best exchange rates and airport lounge access travel stress free thanks to free atm withdrawals abroad and insurance included with n26 go and metal open an n26 go account choose your plan find the n26 plan that s best for you and open your account in minutes compare plans 1 valid only for new customers who open a new n26 metal account from 19 02 2025 onwards deposits made into instant savings earn interest at an annual gross nominal rate of 2 which is currently aligned with the european central bank deposit facility rate starting on 11 06 2025 this interest rate may be subject to change at any time at n26 s discretion regardless of fluctuations in the ecb rate interest is taxable and subject to social security contributions terms and conditions of the instant savings apply reserved for non business customers of n26 bank se succursale france for existing customers deposits into n26 instant savings accounts earn interest at an annual gross nominal rate of 1 50 with n26 metal 0 55 with n26 go and 0 25 with n26 smart and n26 standard from 11 06 2025 onwards these may be subject to change at any time by n26 interest is taxable and subject to social security contributions reserved for non business customers of n26 bank se succursale france the money in your bank accounts including n26 instant savings is protected up to 100 000 by the german deposit guarantee scheme 2 investments in stocks and etfs carry a risk of capital loss n26 stocks and etfs is provided by n26 bank se in partnership with upvest securities gmbh learn more n26 stocks and etfs on this page trading stocks and etfs with n26 is fee free product costs may apply e g etf management fees and third party inducements 3 investments in digital crypto assets carry a high risk of total or partial loss of capital due to the specific volatility of digital asset prices and cybersecurity risks n26 crypto is provided by n26 bank se in partnership with bitpanda gmbh learn more about risks and n26 crypto on this page 4 all investments carry a risk of capital loss the pea account is managed by upvest securities gmbh n26 bank se provides reception and transmission of orders and pea account access through the n26 app for customers of n26 bank se with a german iban and of the french branch of n26 bank se with a french iban learn more on https n26 com en fr pea 5 eligible spending detailed t cs for customers who sign up before july 17 and after october 15 can be found here https n26 com hb ex is n26 a bank n26 is the first 100 mobile bank to be granted and operate with a full german banking license from bafin that means your money is fully protected both in your bank account and instant savings account up to 100 000 by the german deposit protection scheme we currently operate in 24 markets worldwide and have over 8 million customers is n26 secure n26 has been granted a full german banking license from bafin by law each customer s funds are protected up to 100 000 by the german deposit protection scheme with 3d secure mastercard identity check and fingerprint and face recognition the security of our customer s online payments is always guaranteed how is n26 protecting my money and personal data as a bank n26 is supervised by the federal financial supervisory authority bafin our clients funds are guaranteed up to 100 000 by the german deposit protection scheme in addition the n26 app has many features to ensure the security of its users bank accounts and data how do i open an n26 account to open an n26 account you must be over 18 years old and reside in france you also need to have a compatible smartphone you ll be asked to provide a valid form of id as well as valid proof of residence what documents do i need to open a bank account in order to open a bank account with n26 you must have a government issued id don t worry there s no fussy paperwork or long wait times involved just present your valid id during a quick call and you ll be up and running it s worth noting that you ll also need a smartphone to use your account and must live in an eligible country where n26 operates how much does it cost to open a bank account the standard n26 bank account is free and doesn t charge any opening or maintenance fees the n26 smart bank account costs 4 90 per month the n26 go bank account costs 9 90 per month and the n26 metal account is available for 16 90 per month to open an n26 account no deposit or minimum income is required how long does it take to open a bank account with n26 you can open your mobile n26 account online in minutes from your phone or the n26 website no paperwork or waiting times but best of all once your n26 bank account is active you can start using it right away this means you can start spending with your virtual card as soon as your account is set up and you don t have to wait for your physical card to arrive how do i get a french iban with my n26 account from 29 06 2023 all n26 customers who open a bank account automatically get a rib with a french iban i e an iban beginning with the letters fr where can i find my french iban and my rib to view your n26 iban in the n26 mobile app head to the my account section via your initials in the top right corner of the home tab from there you can easily copy and paste your iban and share it to download your n26 rib head to the n26 web app related posts these might also interest you what is cryptocurrency a guide for beginners cryptocurrency is a digital type of currency that exists only electronically in this guide we ll cover how crypto works and why it may or may not revolutionize finance as we know it how to save money fast 17 tips to grow your savings whether your financial goals are big or small these life hacks will help you save money faster when s the best time to book flights securing the lowest fares save big on flights to your next vacation with these helpful tips what is cryptocurrency a guide for beginners cryptocurrency is a digital type of currency that exists only electronically in this guide we ll cover how crypto works and why it may or may not revolutionize finance as we know it how to save money fast 17 tips to grow your savings whether your financial goals are big or small these life hacks will help you save money faster when s the best time to book flights securing the lowest fares save big on flights to your next vacation with these helpful tips company help learn money tools more n26 company about us leadership team careers press affiliate program help customer support sitemap file a complaint support center learn blog banking basics trading glossary crypto glossary taxes hub studies and research money tools financial calculators budget calculator 50 30 20 calculator interest calculator inflation calculator moving cost calculator more student bank account security refer a friend expats international money transfers n26 se 2026 legal 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