Meta tags:

Headings (most frequently used words):

2014, real, estate, and, march, financial, wednesday, april, tuesday, home, for, zoning, planning, monday, 31, saturday, 29, thursday, 27, 26, 25, about, me, blog, archive, overhaul, bill, do, need, inspection, advice, the, links, at, greenfield, plantation, homes, sale, is, housing, bubble, hype, irrational, exuberance, 101, understanding, buncombe, county, in, asheville, north, carolina, your, equity, commissions, mortgage, information, debtors,

Text of the page (most frequently used words):
the (319), and (128), you (79), home (75), real (67), will (66), #estate (66), for (53), your (48), that (41), with (39), are (34), have (31), zoning (31), from (28), their (26), this (25), property (25), 000 (23), share (21), mortgage (21), can (21), how (19), they (19), agent (17), default (17), cds (17), more (16), county (16), asheville (16), equity (15), banks (15), need (14), financial (14), credit (14), these (14), new (14), any (13), use (13), loan (13), inspection (12), lender (12), also (12), ask (12), cash (12), pay (12), other (12), market (12), like (12), buncombe (12), but (11), now (11), money (11), agents (11), not (11), price (11), only (11), homes (11), aig (11), bank (11), value (10), about (10), interest (10), may (10), selling (10), many (10), there (9), sell (9), sellers (9), into (9), has (9), when (9), buyers (9), investors (9), community (9), its (9), mortgages (9), companies (8), 2014 (8), unknown (8), much (8), what (8), loans (8), get (8), make (8), some (8), longer (8), could (8), north (8), business (8), was (8), risk (8), insurance (8), ownership (7), pinterest (7), facebook (7), blogthis (7), email (7), comments (7), posted (7), questions (7), all (7), than (7), well (7), commissions (7), commission (7), would (7), out (7), most (7), large (7), city (7), without (7), company (7), regulation (7), little (6), down (6), march (6), housing (6), information (6), purpose (6), question (6), course (6), which (6), find (6), help (6), land (6), seller (6), cost (6), why (6), affect (6), investment (6), carolina (6), owners (6), open (6), links (6), greenfield (6), plantation (6), likely (6), rates (6), able (6), swaps (6), away (5), single (5), work (5), debts (5), closing (5), amount (5), funds (5), monthly (5), houses (5), getting (5), usually (5), offer (5), low (5), who (5), good (5), should (5), own (5), using (5), sale (5), against (5), prices (5), increase (5), over (5), residential (5), commercial (5), areas (5), system (5), used (5), protect (5), great (5), purchasing (5), inspector (5), renting (5), american (5), security (5), borrower (5), our (5), such (5), trading (5), third (5), party (5), take (4), don (4), bill (4), current (4), available (4), paid (4), outstanding (4), balance (4), yourself (4), say (4), every (4), strong (4), 150 (4), does (4), 250 (4), 300 (4), less (4), local (4), afford (4), two (4), term (4), had (4), associated (4), planning (4), area (4), certain (4), number (4), consumers (4), bubble (4), demand (4), management (4), never (4), construction (4), golf (4), back (4), checklist (4), purchase (4), long (4), rental (4), shift (4), too (4), form (4), legislation (4), added (4), payments (4), speculation (4), derivatives (4), similar (4), borrowers (4), loss (4), unable (4), invest (3), today (3), best (3), april (3), know (3), pertaining (3), intend (3), payment (3), coming (3), then (3), assets (3), example (3), banking (3), account (3), after (3), fees (3), debt (3), below (3), average (3), asking (3), buy (3), sure (3), involved (3), offers (3), half (3), sales (3), 240 (3), accept (3), here (3), couple (3), recently (3), clients (3), fair (3), house (3), owner (3), save (3), off (3), range (3), thousands (3), dollars (3), between (3), quick (3), article (3), look (3), future (3), homebuyers (3), http (3), www (3), barrett (3), district (3), residents (3), developers (3), including (3), public (3), order (3), interested (3), designation (3), specific (3), building (3), 2007 (3), because (3), districts (3), creighton (3), purposes (3), increasing (3), being (3), built (3), rules (3), going (3), cities (3), one (3), once (3), behind (3), lead (3), high (3), hype (3), were (3), values (3), point (3), access (3), clubhouse (3), bradenton (3), properties (3), problems (3), before (3), profitability (3), years (3), flow (3), requiring (3), income (3), provide (3), advantage (3), quality (3), renters (3), rent (3), enough (3), strength (3), catastrophe (3), government (3), bye (3), lending (3), minesh (3), simple (2), units (2), life (2), wait (2), returns (2), january (2), advice (2), overhaul (2), view (2), posts (2), family (2), type (2), require (2), respond (2), full (2), refinancing (2), relating (2), includes (2), buyer (2), answer (2), where (2), hand (2), costs (2), card (2), incurred (2), come (2), words (2), supply (2), bad (2), approval (2), debtors (2), tuesday (2), see (2), everyone (2), requires (2), willing (2), part (2), correctly (2), prepare (2), situation (2), day (2), representing (2), split (2), again (2), each (2), reduced (2), 600 (2), lists (2), hear (2), someone (2), stephen (2), levitt (2), author (2), study (2), those (2), same (2), greater (2), avoiding (2), pressure (2), let (2), decides (2), put (2), next (2), around (2), result (2), list (2), site (2), run (2), few (2), section (2), still (2), places (2), lower (2), three (2), borrow (2), nothing (2), got (2), based (2), difference (2), plus (2), learn (2), just (2), people (2), time (2), wednesday (2), growth (2), effects (2), yet (2), restrictions (2), changes (2), buying (2), council (2), merrimon (2), interstate (2), near (2), considered (2), street (2), buildings (2), recent (2), actually (2), downtown (2), 2008 (2), issue (2), times (2), major (2), project (2), story (2), asked (2), hearing (2), neighborhood (2), economic (2), size (2), count (2), approach (2), commissioners (2), application (2), must (2), applications (2), comprehensive (2), throughout (2), service (2), online (2), found (2), buncombecounty (2), org (2), governing (2), depts (2), landuse (2), htm (2), types (2), impact (2), investor (2), homeowners (2), western (2), rural (2), means (2), sold (2), wide (2), restricted (2), uses (2), include (2), plants (2), chip (2), implementing (2), understanding (2), choices (2), small (2), create (2), surrounding (2), become (2), cover (2), remains (2), them (2), topic (2), industry (2), listed (2), florida (2), style (2), floor (2), plans (2), square (2), feet (2), another (2), designed (2), layout (2), measures (2), play (2), acquired (2), grown (2), fresh (2), contributing (2), important (2), state (2), miles (2), professional (2), prevent (2), problem (2), always (2), answers (2), really (2), worth (2), been (2), mean (2), potential (2), sometimes (2), inspectors (2), 1000 (2), seems (2), past (2), remain (2), purchases (2), way (2), secure (2), however (2), influence (2), accommodate (2), complexion (2), sent (2), mentioned (2), increased (2), drive (2), thereby (2), appropriate (2), situations (2), decrease (2), marketable (2), made (2), non (2), barney (2), led (2), investing (2), submit (2), defaults (2), safety (2), mistake (2), floating (2), left (2), catastrophic (2), risky (2), deal (2), essence (2), considering (2), giant (2), world (2), providing (2), protection (2), event (2), rate (2), issued (2), maintain (2), side (2), elsewhere (2), benefits (2), reduce (2), makes (2), cannot (2), lose (2), hedge (2), critical (2), derivative (2), premium (2), theme, powered, blogger, grow, created, tendencies, original, stocks, begin, plummet, slight, recession, sweep, gains, even, worse, savings, act, reap, gold, ira, september, october, november, december, 104, 2013, february, blog, archive, complete, profile, subscribe, atom, older, duplex, condominium, dwelling, intended, letting, refinance, lent, repay, follows, accordingly, innovative, apply, pockets, underwriters, investigate, examine, estimated, applicable, saving, lenders, reply, yes, overall, spend, pretax, salary, repayments, etc, inquire, history, car, owed, toward, owe, score, difficult, facts, qualified, database, stream, contracts, despite, maybe, walk, intact, tremendous, advantages, effort, easier, think, right, research, understand, paperwork, ready, summary, happens, incentive, entice, accepting, goes, gives, agency, cut, additional, 400, offered, typically, insist, eager, economist, dubner, wrote, book, harpercollins, publishers, inc, showing, stay, days, shows, freakonomics, decide, agree, sells, realizes, lost, meant, instead, walking, walked, retaining, charged, negligible, comparison, wed, classified, ads, paper, prominently, display, sign, front, yard, advertise, necessary, publications, newspaper, supplements, assertions, increases, ways, appreciates, decreases, reduces, quite, couldn, earned, represent, excessive, portion, equaling, unencumbered, unpaid, alike, benefit, different, ring, middleperson, taken, equation, trend, truer, reflect, word, called, inside, persistent, biggest, expect, probably, tied, chunk, disappears, moves, forward, inevitable, seen, achieve, success, educate, themselves, visit, markgjackson, com, writes, scheduled, staff, proposals, mile, stretch, library, beaver, lake, creating, along, encourage, taller, closer, continues, several, objected, debate, taking, place, happening, written, mark, citizen, explore, matters, first, horizons, erect, nine, towers, postpone, until, july, evaluate, opposition, conditions, avenue, changing, board, adjustment, hearings, required, variances, conditional, permits, amend, ordinance, text, maps, submitted, obtain, permit, file, certificate, compliance, varies, changed, differs, separates, designations, employment, gis, mountain, according, businesses, whole, ventures, present, proposal, allows, hold, accountable, existing, neighborhoods, begins, defining, purchased, variety, exception, incinerators, concrete, landfills, asphalt, mills, mining, operations, motor, sports, facilities, video, entitled, web, assistant, manager, jon, explains, motivation, spring, describes, proposed, confirms, concerns, tops, sides, mountains, compelled, officials, priority, importance, accountability, adopted, impacts, clear, ordinances, essential, affects, applies, confusing, regardless, whether, charlotte, tool, designate, individual, fast, developing, counties, smart, plan, reasons, metropolitan, region, 101, thursday, relegated, headlines, certainly, struck, relevant, cord, appeal, sixty, eight, percent, monitoring, hitwise, confirmed, consumer, searches, reached, twelve, month, end, 2005, media, stories, included, balanced, perspectives, analysts, brokers, educators, trade, associations, experiences, remind, upon, wealth, updated, practices, resources, informed, decisions, concerning, holdings, says, four, books, 1001, tips, upside, produced, nervous, markets, reporting, exploits, syndrome, downside, occasional, naysayer, irrational, exuberance, saturday, options, consist, residences, either, ranch, mediterranean, inspired, architecture, reputable, builders, maison, bruce, williams, superior, appreciated, carry, tag, 140, reference, 500, fully, show, hole, par, famed, architect, powell, 719, yards, maintained, grounds, wending, through, dramatic, landscape, lakes, woodlands, marshes, natural, habitat, birds, wildlife, drama, looms, bunkers, water, hazards, subtly, golfers, solve, riddles, club, parview, gps, enable, graphic, overviews, eighteen, holes, alluring, combination, favor, opened, 1998, popularity, memorable, hospitable, center, comes, enticing, snack, bar, storied, deli, specials, hot, cold, sandwiches, delectable, soups, salads, likewise, homey, atmosphere, comfortable, appointments, screen, projection, swimming, pool, spacious, deck, laid, lifestyle, location, factor, consider, due, diligence, road, main, transit, east, hence, minutes, sarasota, south, latter, arts, culture, urban, centers, tampa, petersburg, within, ten, optimism, splendid, possibly, communities, among, recommend, prospective, monday, serious, headaches, stress, told, under, tough, defects, solution, pre, give, check, regular, rephrase, unqualified, absolutely, tell, report, ever, worked, skills, remodeling, satisfactory, doesn, telling, truth, sincere, later, lying, idea, licensed, having, second, opinion, skilled, process, something, unsuspecting, hire, experience, inspected, school, might, inspections, moneys, guarantee, miss, repaired, expense, desired, period, year, inspecting, guarantees, liability, depending, niche, alter, power, rest, primarily, hands, unloaded, turnover, accustom, constant, focus, efforts, substantial, capital, generating, population, personally, suggest, containing, colleges, universities, incorporate, model, consistent, competitive, technology, efficient, remember, technological, leg, function, properly, expand, various, activity, strategy, generation, seek, heightened, keep, incoming, tenants, mind, adjust, surplus, managers, soon, numbers, revert, conservative, young, professionals, afforded, opportunity, leap, early, furthermore, minor, leagues, presented, obstacles, path, top, reason, above, want, practice, flipping, short, fraction, frequency, decline, seeking, gain, designing, revenue, ratios, retain, unavailable, others, rich, design, widespread, borrowed, quickly, wealthy, cheap, dramatically, dream, turn, distant, fantasy, affected, game, challenging, swap, therefore, attractive, supported, unless, brings, accompanying, dispels, hedged, financially, positions, stated, goal, drafting, eliminate, speculating, evidence, franks, misinterpret, fundamentals, financing, jeopardy, imposing, harsh, mistaken, culprit, simply, vehicles, supplying, speculate, collect, premiums, counterbalance, claims, behalf, hedging, levied, private, regulating, exposures, acquiring, sub, prime, start, dates, negligence, vulnerable, progressive, climb, preventing, pursuing, category, conpanies, individuals, wave, ease, issuance, engage, exemplified, relying, taxpayers, correction, potentially, lifting, ability, anyone, capable, purchasers, effectively, availability, approve, significant, minimum, debtor, corporations, exposure, america, corrosion, corporate, sheets, nearly, 440, billion, coverage, provided, faced, crises, simultaneously, began, defaulting, climbing, federal, provoked, newly, blunder, agreement, liquidated, profitable, necessity, killing, promised, recuperation, promise, blanket, institutions, frenzy, losses, alone, facings, mass, forced, significantly, expensive, perceived, poor, corrupted, primary, line, intervention, americans, depended, corporation, tax, target, legislative, assault, remove, net, lack, prospects, eliminated, leading, declined, environment, instigates, encourages, protected, anything, appealing, facilitates, frequent, attainable, fixed, losing, 100, principal, since, remaining, months, agrees, his, regulations, imposes, paradigm, fewer, slow, steady, middle, class, hitters, congress, successfully, passed, courageously, recomposing, century, old, buddies, unseating, thought, hour, session, method, attack, dealt, specifically, explain, mighty, common, renter, revolution, both, personal, drastically,

Text of the page (random words):
can be used on every house you look at don t buy a home without purchasing a professional home inspection checklist these lists of questions can save you some serious headaches and stress in the future posted by unknown at 8 51 am no comments email this blogthis share to x share to facebook share to pinterest monday march 31 2014 the links at greenfield plantation homes and real estate for sale optimism remains high in the bradenton real estate market in florida because of the splendid values that can be possibly had in the golf communities in the area one of these properties is the links at the greenfield plantation which count among real estate agents choices of properties that they recommend to prospective buyers location the most important factor to consider in a due diligence for a property is a great plus for the links at greenfield plantation real estate its state road 64 main transit point is only two miles east of interstate 75 hence this places the community only minutes away from the commercial areas of bradenton and sarasota to the south as well as the latter s arts and culture district the urban centers of tampa and st petersburg up north are also within ten miles from the community the alluring combination of a residential community with a golf course and its clubhouse also work well in favor of the links at greenfield plantation opened in 1998 the course has grown in popularity in the bradenton area not only for some memorable play but also because of its hospitable clubhouse this community center comes out enticing with its snack bar storied for its home style deli specials hot and cold sandwiches delectable soups and fresh salads likewise contributing to the homey atmosphere are the comfortable appointments at the clubhouse which include a large screen projection tv there s also a swimming pool with a spacious deck contributing to the laid back lifestyle at greenfield plantation the 18 hole par 72 golf course in the community was designed by the famed course architect chip powell the layout measures 6 719 yards with its well maintained grounds wending through a dramatic landscape of lakes woodlands and marshes that has become a natural habitat for local birds and wildlife some drama looms in every play with the wide bunkers and water hazards that were built subtly into the layout to help golfers solve these riddles the club recently acquired a parview gps system to enable access to graphic overviews of each of the eighteen holes of the links course options for sales listed homes in the links at greenfield plantation can consist of single family residences either in ranch type florida style or in mediterranean inspired architecture reputable builders like la maison and bruce williams were behind the construction of these homes their superior values can best be appreciated in homes with floor plans of about 1 300 square feet that can carry tag prices in the 140 000 range another good reference point are houses with floor areas of around 2 500 square feet listed in the 300 000 price range which can fully show the great property values in this golf community posted by unknown at 5 31 am no comments email this blogthis share to x share to facebook share to pinterest saturday march 29 2014 is housing and real estate bubble hype irrational exuberance not so says the author of this article and four real estate books including the recent 1001 tips for buying and selling a home the upside of the hype is for real estate consumers and investors the housing bubble topic has produced real estate market information for new or nervous investors about specific markets little reporting on the bubble topic exploits the sell now syndrome the downside of the hype is the occasional real estate industry naysayer never say never who has a financial interest to protect media stories have included balanced perspectives from real estate analysts brokers consumers educators and trade associations their experiences remind us that real estate remains a market based upon supply and demand the value for consumers is the wealth of updated information about their market and current real estate practices these new resources help them make informed investment decisions concerning the management of their real estate holdings housing once relegated behind the headlines has become the cover and lead story it s certainly struck a relevant cord with its appeal to consumers as sixty eight percent of us are homeowners online monitoring service hitwise confirmed consumer searches for real estate and housing bubble information reached a twelve month high at the end of may 2005 posted by unknown at 3 44 am no comments email this blogthis share to x share to facebook share to pinterest thursday march 27 2014 zoning 101 understanding buncombe county zoning and real estate in asheville north carolina zoning can be a confusing issue regardless of where you own real estate whether it s a large city like charlotte nc a small city like asheville nc or a rural area like buncombe county western north carolina zoning is a tool used to designate individual areas of land for specific purposes when used correctly zoning can help fast developing cities and counties create a smart growth plan this is one of the reasons buncombe county commissioners are implementing new zoning in the metropolitan region surrounding asheville north carolina the new zoning adopted in may of 2007 impacts property owners throughout buncombe county as well as future homebuyers sellers and real estate investors a clear understanding of the zoning ordinances and restrictions is essential if you are going own real estate it affects the value of your home and the choices you can make when selling or building on your property this applies to residential real estate as well as commercial property owners zoning rules for real estate in asheville nc the importance of community accountability in a video entitled will zoning affect you on the buncombe county web site http www buncombecounty org governing depts planning landuse htm assistant county manager jon creighton explains the county s motivation for implementing new zoning in the spring of 2007 and describes the proposed zoning changes he also confirms that concerns about the increasing number of county residents real estate developers and homes being built on the tops and sides of mountains have compelled buncombe county and city of asheville officials to make zoning a priority creighton begins by defining an open use zoning designation open use or ou is zoning usually found in rural areas land considered available for open use means property can be purchased and sold for a wide variety of residential and commercial purposes with the exception of certain restricted uses the uses restricted on open use land include incinerators concrete plants landfills asphalt plants chip mills mining operations and motor sports facilities according to creighton these types of businesses have a large impact on the community as a whole so any real estate investor or property owner interested in these ventures must present a project proposal at a public hearing this allows other property and homeowners in the asheville area to hold western north carolina business and real estate developers accountable for the impact they have on existing neighborhoods and residents how does zoning affect buyers and sellers of mountain homes and land near asheville north carolina the comprehensive zoning throughout buncombe county and asheville nc also changed in 2007 comprehensive zoning differs from open use because it separates residential and commercial areas into designations like r 1 and r 2 residential districts employment districts and neighborhood and commercial service districts buncombe county and asheville homebuyers and sellers can find their property s zoning designation using the county s online gis system the system can be found at http www buncombecounty org governing depts planning landuse htm property owners and real estate investors interested in changing the zoning designation of specific land can approach the buncombe county commissioners and board of adjustment public hearings are required if an application for variances or conditional use permits or an application to amend the buncombe county zoning ordinance text or maps are submitted in order to obtain a building permit for any zoning district other than open use real estate investors and property owners must file for certificate of zoning compliance the cost associated with these applications varies size does count downtown zoning in question on merrimon avenue the most recent zoning debate taking place in buncombe county is actually happening in downtown asheville nc in an article written by mark barrett in the january 15 2008 issue of the asheville citizen times the asheville city council will explore two major zoning matters in 2008 first the developers of the horizons project which would erect nine buildings including two 10 story towers have asked to postpone a public hearing until july in order to evaluate neighborhood opposition and economic conditions barrett also writes that the asheville city council is scheduled to hear from city staff on zoning proposals for the 2 4 mile stretch of merrimon between interstate 240 and north asheville library near beaver lake the city had considered creating a new zoning district for much of the property along the street that would encourage taller buildings closer to the street barrett continues but several property owners and some residents objected as buncombe county moves forward into the future growth is inevitable but the real effects zoning will have on real estate in asheville north carolina is yet to be seen local homebuyers and sellers can achieve more real estate success the more they educate themselves about zoning restrictions and changes to learn more about zoning or buying and selling real estate in asheville nc visit http www markgjackson com posted by unknown at 6 38 am no comments email this blogthis share to x share to facebook share to pinterest wednesday march 26 2014 your home equity and real estate commissions if you re like most people your home is the biggest single investment you ve got you expect it to increase in value over time and you probably have more money tied up in it than in any other investment this money is your equity and a large chunk of it disappears when you sell your home using a real estate agent in this article you ll learn how real estate commissions affect your equity you ll see just how many real estate agents make money from a single commission and in the section called avoiding the pressure you ll get an inside look at why many real estate agents are so persistent at getting their sellers to accept low price offers a quick word to buyers buyers and sellers alike benefit when there is no real estate agent involved the term fair market value has a different ring to it when the middleperson is taken out of the equation and prices trend to a truer value when they no longer reflect real estate commissions equity equity is the value of the unencumbered interest in your home it s the difference between the fair market value of your home and the unpaid balance of your mortgage plus any other outstanding debt on the home real estate commissions real estate commissions are the fees earned by real estate agents and are based on the selling price of the property they re usually in the range of 6 and they represent an excessive portion of the property s equity equaling thousands and thousands of dollars your equity increases in two ways as you pay off your mortgage and as your home appreciates it decreases when you borrow against your home but nothing reduces your equity quite like a real estate commission you get nothing for it that you couldn t have got on your own here are three assertions for why you should sell your home yourself lower cost of selling if you sell your home using a real estate agent the commission you ll be charged is around 6 for a 250 000 home that s 15 000 for a 600 000 home it s 36 000 you have to ask yourself what you re getting for all that money the cost of selling your home on your own is negligible by comparison and the result is the same your home will sell if you list your home on a for sale by owner real estate wed site run a few classified ads in the real estate section of your local paper and prominently display a for sale by owner sign in your front yard the cost of selling your home could be less than 1 000 with the amount you d save in commissions you could still afford to advertise more if necessary in places like local real estate publications and newspaper supplements retaining your equity let s say a couple decides to sell their home it has a fair market value of 300 000 and they have 60 000 of equity in the home they decide to use a real estate agent and agree to pay a 6 commission or 18 000 the house sells after the closing the couple realizes they ve lost 30 of their equity the 18 000 commission paid at closing meant that instead of walking away with 60 000 they only walked away with 42 000 so they have much less to put down on their next home avoiding the pressure the economist stephen d levitt and co author stephen j dubner wrote recently in their book freakonomics harpercollins publishers inc of levitt s study showing that when real estate agents sell their own homes those homes stay on the market an average of 10 days longer than their clients homes the same study shows that the selling price of real estate agents homes is on average 3 greater than that of their clients here s why a couple who lists their home with a real estate agent for 250 000 may hear from the agent that someone has offered 240 000 for the home the agent will typically insist that this is a good offer and that the sellers should take it why would the real estate agent be so eager to accept a price that s 10 000 below the seller s asking price it s simple agents split their commissions half goes to the buyer s agent half to the seller s agent then it s usually split again each agent gives half of their commission to the agency they work for so the agent representing the seller is only getting 1 5 of the sales price of the home 6 4 with a 240 000 offer the price of the home is reduced by 10 000 but the commission is reduced by only 600 the real estate agent s cut of this is 150 it will cost the seller s agent only 150 to accept the low price offer what does it cost the seller an additional 9 400 this situation happens every day there is a strong incentive for real estate agents representing the seller to entice their sellers into accepting offers well below their asking price summary as you can see there are tremendous financial advantages to selling your home yourself that s not to say it s for everyone it requires a little more effort and some are willing to part with all that equity to have...