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description=Travel health insurance for long-term travel: Can be taken out before and during your trip. For work and travel, study, au pair, and world travel. Starting at €29.40/month.;

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travel health insurances worldwide rates starting at 29 40 month toggle main menu travel health insurance toggle submenu for german travelers before departure for international travelers for international educational trips premiums claims toggle submenu what to do in an emergency what to do in the event of illness what to do in the event of damages as a result of an accident what to do in the event of liability losses what to do in the event of damage to baggage making use of assistance services how are your invoices refunded claim forms additional insurances toggle submenu protect standard protect complete trip cancellation liability questions and answers toggle submenu help and service partner program contact emergency numbers about us choose product en deutsch english français español choose product en deutsch english français español travel insurance for long term stays abroad travel insurance for long term stays abroad international travel health insurance for long term trips flexible worldwide and can even be purchased while traveling from 29 40 month immediate insurance cover even if taken out during the trip monthly payment possible by credit card cover for numerous types of sport expandable with accident baggage liability assistance cover compare insurance plans whatever trip you are planning we have the right travel health insurance for you whether you are still planning your journey or already on the road protrip world provides the right international travel health insurances for every kind of stay abroad with our flexible plans we offer coverage for long term travel work travel study stays and au pair programs from 29 40 month protrip world education travelers with an educational background particularly affordable for under 30s and when purchased before departure ideal for studies au pair stays internships language courses protect complete add on package available go to protrip world education purchase now from 31 00 month protrip german traveler travelers residing in de at for worldwide trips up to 5 years must be taken out before departure ideal for work travel round the world trips long term travel go to protrip german traveler purchase now from 117 00 month protrip world traveler travelers worldwide even while already abroad can be taken out even after the trip has started 12 month term then renewable ideal for backpackers digital nomads round the world trips go to protrip world traveler purchase now which international health insurance suits me anyone planning a longer trip will quickly face a crucial question does my statutory health insurance provide enough coverage abroad and if not which international health insurance is right for me the answer depends on three things when you are leaving how old you are and what the purpose of your trip is statutory health insurance offers no or only very limited coverage outside the eu even within europe many costs such as for medication medical repatriation or treatments in private clinics are not covered for long term stays abroad lasting several months or even years having your own international health insurance isn t an option but a necessity living in germany or austria and haven t left yet the protrip german traveler provides worldwide coverage for up to five years ideal for work travel round the world trips extended work assignments abroad or gap years it can be taken out with or without a deductible and starts at 31 00 per month important you must take out the insurance before departure and have a valid residence in germany or austria already traveling and still uninsured that s exactly what the protrip world traveler is for as one of the few international health insurance plans worldwide it can be purchased online even after departure from anywhere in the world within minutes coverage starts immediately after the policy is completed for new medical cases still in germany and under 30 with an educational background then the protrip world education is the most affordable choice designed specifically for study abroad programs au pair stays internships and language courses it must be purchased before departure with plans starting at 29 40 per month it s perfectly suited for student budgets what international health insurance covers in an emergency and why it s essential a torn ligament while hiking in new zealand appendicitis in southeast asia a motorcycle accident in latin america medical emergencies can happen no matter how well you plan what makes the difference is how you can handle them in many countries outside europe hospital treatment is provided only with payment in advance a simple er visit in the us can easily cost several thousand euros without insurance and a hospital stay many times that amount a medical repatriation to germany often vital in an emergency can cost between 30 000 and 100 000 without coverage an international health insurance for long term travel such as protrip world covers outpatient and inpatient treatment doctor visits medication surgeries and when medically necessary return transport to your home country with no limit on coverage amounts many leisure sports such as surfing climbing skiing or diving are also automatically included what sets protrip world apart from many standard offers is its flexibility while traditional travel health insurance policies only cover short trips up to six weeks and must be purchased before departure protrip plans cover stays from several months up to five years and depending on the plan can even be taken out after your journey has begun all plans can be purchased online in just a few minutes the insurance certificate is issued immediately and is recognized by embassies and for visa applications statutory health insurance often isn t enough abroad good to know german statutory health insurance offers only limited coverage abroad especially for longer trips that s why an international health insurance like protrip world isn t just helpful but essential for many travelers start your adventure with peace of mind no matter where the journey takes you frequently asked questions can i purchase the insurance while already abroad yes you can also take out protrip world traveler insurance if your trip has already begun this rate starts at 117 month and has a deductible of 50 per insured event was ist der unterschied zwischen protrip german traveler und protrip world traveler protrip german traveler can only be taken out before departure from germany austria a valid primary residence in one of the two countries is required protrip world traveler can be taken out worldwide at any time even after the start of the trip when does the protrip world education plan make sense protrip world education is for people under 30 with an educational background studies au pair internship language course volunteer work the entire trip does not have to be educational even if only part of it is educational you can still take advantage of this low rate the only important thing is that this rate must be purchased before you leave do i need protect standard or complete protect standard basic package with liability accident baggage and assistance coverage protect complete same as standard but with higher coverage amounts 5 million liability and internship damage coverage recommended for au pairs due to higher liability coverage does the insurance also cover covid 19 yes covid 19 treatments are covered can i pay monthly yes monthly payments are possible via sepa direct debit or credit card are pre existing conditions covered protrip german traveler covers pre existing conditions provided that treatment was not expected if the trip had proceeded as planned protrip world traveler and protrip world education cover only acute unforeseen illnesses what does the 50 deductible mean with international health insurance you pay the first 50 per insured event yourself the insurance covers all costs above this amount can i also insure accompanying family members yes you can also insure family members spouse children teenagers traveling with you in all products protrip german traveler protrip world traveler protrip world education how to take out insurance each person needs their own insurance policy family members cannot be added to the main person s online policy either during the application process or at a later date you must complete the entire online application process separately for each family member example for one adult and one child you must complete the online application process twice once for the adult and once for the child important all family members must choose the same tariff option as the main person children under the age of 6 can only be insured if at least one parent or legal guardian is also insured under the desired tariff what travelers say about their international travel health insurance with protrip world protrip world by dr walter international health insurance with experience and heart because we don t just insure we accompany behind protrip world stands dr walter an insurance specialist with over 60 years of experience in providing coverage for stays abroad based near cologne and bonn in cooperation with partners such as allianz europ assistance and dialog versicherung as one of germany s leading specialists for international health insurance we develop tailor made solutions for globetrotters students au pairs work travelers and everyone planning a long term stay abroad claims are handled directly and personally not through anonymous call centers those who need assistance abroad can reach a 24 7 emergency hotline in german and english learn more about dr walter service and contact individual support with your international travel health insurance before during and after your trip service hotline do you need help with an urgent medical emergency or would you like to report a claim you can reach us from monday to friday between 9am and 5pm emergency claim offer advice do you have any questions about protrip world or existing contracts we will be happy to advise you on travel health insurance or the supplementary package comprising accident baggage assistance and liability insurance contact our experts and together we will find the best solution for your needs contact us service quality strong partners payment options protrip world by dr walter protrip world travel health insurances for international travelers in addition to comprehensive health insurance our insurance policies offer many useful supplements for a carefree trip eisenerzstraße 34 53819 neunkirchen seelscheid germany 49 2247 9194 977 email protected travel health insurances travel health insurance for german travelers protrip german traveler travel health insurance for international travelers protrip world traveler travel health insurance for educational trips protrip world education customer experience additional insurances protect standard protect complete trip cancellation liability travel occasion aiesec members and aiesec program participants au pairs digital nomads volunteers high school participants interns travelers language and exchange students students and doctoral students work and travel claims what to do in an emergency what to do in the event of illness what to do in the event of damages as a result of an accident what to do in the event of liability losses what to do in the event of damage to baggage making use of assistance services how are your invoices refunded claim forms service help and service air doctor app my safety app 2 about dr walter about us other insurances partner program 2026 dr walter gmbh all rights reserved eisenerzstraße 34 53819 neunkirchen seelscheid contact basic information for new customers declaration on accessibility display format easy language legal notice revocation revoke policy cookies data protection