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description=Voted Best Credit Union in El Paso - Empowering you through financial education and financial services for personal and business needs.;

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credit union el paso raiz login search menu locations notifications contact menu apply apply open an account apply for a loan apply for a mortgage borrow personal personal loans personal lines of credit credit builder loans share secured loans make a loan payment vehicle auto loans motorcycle loans rv loans make a loan payment home mortgage loans conventional mortgage loan construction loan make a mortgage payment credit cards platinum mastercard credit card make a credit card payment earn checking checking accounts debit cards high school spirit debit cards el paso rhinos debit card el paso children s hospital debit card fc juárez spirit debit card savings savings accounts share certificate youth accounts iras invest investment services business business loans business share secured loans business term loans business revolving line of credit commercial real estate loans business checking business checking business savings business savings accounts business share certificate business center business resources engage online mobile digital banking zelle insure insurance services title services services secure member forms love my credit union rewards online loan payment scholarship grants empowering leaders society learn security tools fee schedule id safe online loan payment financial education security alerts awareness about about raiz become a member careers blog contact locations contact branches atms financial hubs routing 312081034 copy mobile nav copy routing number search help help contact branches atms routing 312081034 copy mega nav copy routing number log in username password log in username password log in forgot username forgot password first time user enroll here federally insured by ncua skip nav to main content refinance your auto loan today rates as low as 4 25 apr for up to 66 mo refinance your auto loan with raiz and lower your payment while keeping the car you love simple fast built to help you save rates are subject to change at any time without notice all loans are subject to credit approval not all applicants may qualify this offer excludes existing raiz auto loans the 4 25 apr is the floor rate and requires qualifying criteria for every 1 000 borrowed at a rate of 4 25 apr results in 66 monthly payments of approximately 17 02 promotion ends july 31 2026 learn more see today s rates raiz mastercard debit card high dividend rates access 55 000 atms worldwide raiz checking accounts raiz checking accounts receive a free mastercard debit card with no activation fee so you ll always have access to your cash take your card swipes further with a spirit debit card raiz donates 0 05 to local high schools and community organizations for every non pin transaction made with a spirit debit card high school spirit debit card page raiz checking account earn dividends on daily minimum balances of 2 500 share checking account dividends are paid monthly rates are subject to change by the board of directors fees may reduce earnings raiz checking account atm find a surcharge free atm wherever your travels may take you access your cash through allpoint network atms conveniently located at major retailers find one near you branches atms voted el paso s best credit union thank you el paso for making raiz your credit union of choice for three years in a row empowering young minds invested in your future supporting community growth you dream big we like that at raiz you re never alone we ll help you make the tough decisions navigate the hard times and celebrate both the big and small wins let us help you make a plan that works no matter where you re starting from or how far you want to go trust a credit union in el paso that offers a solution for your big dreams open account chat with a financial expert disclosures rates are subject to change at any time without notice all loans are subject to credit approval not all applicants may qualify raiz membership is open to individuals living working or worshiping in el paso county family members of raiz members or lifetime members of the underserved communities foundation a minimum deposit of 5 is necessary to open a new raiz account this offer excludes existing raiz auto loans the 4 25 apr is the floor rate and requires qualifying criteria for every 1 000 borrowed at a rate of 4 25 apr results in 66 monthly payments of approximately 17 02 promotion ends july 31 2026 visit www raiz us for complete promotional details test modal close modal window modal content ea rerum vel molestiae omnis molestias et ut officiis aliquam earum et cum deleniti rerum temporibus ex cumque doloribus voluptatem alias bill selection close modal window leaving our website close modal window raiz is not responsible for the content of other sites your use of other sites is not subject to the raiz privacy policy but may be subject to the privacy policy of the other site cancel continue log in to online banking close modal window username password log in username password log in forgot username forgot password first time user enroll here federally insured by ncua start live chat other services other services online loan payments insurance services about about about raiz become a member careers blog contact locations contact locations contact us branches and atms connect facebook twitter instagram linkedin youtube routing 312081034 copy footer copy routing number sitemap fee schedule online security legal certified cdfi cu website design by metrifi 2026 raiz all rights reserved federally insured by ncua national credit union administration a u s government agency your savings are federally insured up to 250 000 and backed by the full faith and credit of the united states government equal housing lender