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rocket loans international toggle navigation go to the home page reviews reviews we re sorry rocket loans offers personal loans to u s citizens and permanent u s resident aliens residing in the united states who are over the age of 18 at this time you can t use rocket loans to get a loan in puerto rico or anywhere outside of the u s if you are accessing our site internationally regarding an existing account please contact our customer service team 1 313 230 5233 servicing rocketloans com monday friday 9 00 am 7 00 pm et saturday 9 00 am 6 00 pm et if you are a u s citizen or permanent u s resident alien residing in the united states and want to apply for a new loan please do so upon your return to the states thank you for your understanding our sister companies buy a home refinance or manage your mortgage online with america s largest mortgage lender get a real estate agent handpicked for you and search the latest home listings save more spend less see everything and take back control of your financial life connect with us legal customer notice terms of use privacy policy notice at collection disclosures and licenses accessibility do not sell or share my personal information copyright protected 2026 rockloans marketplace llc all rights reserved 1 based on rocket mortgage data in comparison to public data records the august promotion expires at 11 59 p m et on august 31 2024 this offer is only available to clients who close a personal loan with rocket loans before 11 59 p m et on august 31 2024 offer is non transferable and cannot be retroactively applied to previously closed loans offer cannot be combined with other rocket loans offers this is not a commitment to lend 150 prepaid e gift card will be emailed within 45 days of closing all loans are made by cross river bank a new jersey state chartered commercial bank member fdic equal housing lender all loans are unsecured fully amortizing personal loans eligibility for a loan is not guaranteed this is not a deposit product please refer to our disclosures and licenses page for state required disclosures licenses and lending restrictions qualified clients using rocket loans will see loan options for a 36 or 60 month term and apr ranges from a minimum of 7 99 rate with autopay discount to a maximum of 29 99 rate without autopay discount depending upon their credit profile an origination fee of up to 9 99 is charged for each loan this fee is deducted from the balance before funds are disbursed to the client for example a 5 year 16 000 loan with a 14 55 interest rate and a 6 95 1 112 origination fee would have 59 scheduled monthly payments of approximately 376 83 and 1 final monthly payment of approximately 399 09 for an apr of 17 90 borrower must be a u s citizen or permanent u s resident at least 18 years of age all loan applications are subject to credit review and approval and offered loan terms depend upon credit score requested amount requested loan term credit usage credit history and other factors not all borrowers receive the lowest interest rate or highest loan amount to qualify for the lowest rate you must have excellent credit meet certain conditions and select autopay autopay must be selected as the repayment method at the time the loan closes in order to receive the rate discount rates and terms are subject to change at any time without notice ohio residents all loans to ohio residents must be greater than 5 001 the ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request the ohio civil rights commission administers compliance with this law married applicants may apply for a separate account clients featured in imagery are clients of the rocket family of companies and may not be clients of rocket loans same day funding available for clients completing the loan process and signing the promissory note by 4 00pm et on a business day also note the ach credit will be submitted to your bank the same business day this may result in same day funding but results may vary and your bank may have rules that limit our ability to credit your account we are not responsible for delays which may occur due to incorrect routing number account number or errors of your financial institution please refer to our terms of use for additional terms and conditions and to rocket loans privacy notice and cross river s privacy notice to learn more about what we do with your personal information for california residents please see the california financial privacy opt out form nmls 1399530 go here for rocket loans nmls consumer access page rocket mortgage llc rocket homes real estate llc rockloans marketplace llc doing business as rocket loans and rocket auto llc are separate operating subsidiaries of rocket companies inc nyse rkt each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements rockloans marketplace llc dba rocketloans dba rocket loans 1050 woodward ave detroit mi 48226