Meta tags:

Headings (most frequently used words):

2022, portfolio, newbie, end, blog, june, investment, sgd50k, equity, wednesday, 30, saturday, links, me, news, cnnmoney, com, 06, 05, 04, diversification, july, thursday, 18, monday, may, april, archive, contents, useful, friends, download, my, files, contributors, hire, about, this, economic, stock, market, contact, to, exchange, crypto, flash,

Text of the page (most frequently used words):
the (47), newbie (30), this (29), portfolio (28), #investment (28), and (28), for (26), your (24), any (22), 2022 (21), not (20), have (19), information (15), you (14), does (14), whatsoever (14), financial (12), bonds (12), 2008 (12), 2011 (12), 2012 (12), 2021 (12), dec (11), jan (11), 2009 (11), 2010 (11), 2013 (11), 2014 (11), 2020 (11), only (11), bond (11), feb (10), mar (10), may (10), jun (10), jul (10), aug (10), market (9), apr (9), oct (9), buy (9), loss (9), blog (8), stocks (8), sep (8), offer (8), sell (8), specific (8), situation (8), whether (8), end (8), nov (7), labels (7), comments (7), posted (7), blogpost (7), provided (7), general (7), constitute (7), recommendation (7), solicitation (7), product (7), mentioned (7), regard (7), objectives (7), particular (7), needs (7), accordingly (7), warranty (7), given (7), liability (7), accepted (7), arising (7), directly (7), indirectly (7), result (7), acting (7), based (7), regards (7), will (7), cash (7), interest (7), from (7), currently (6), singapore (6), small (6), perpetual (6), month (6), about (5), but (5), twitter (5), shares (5), all (5), would (5), that (5), brokers (5), proceeds (5), still (5), rate (5), stock (4), news (4), com (4), can (4), investor (4), finance (4), elon (4), with (4), interactive (4), add (4), more (4), usd (4), good (4), now (4), june (4), diversification (3), calculator (3), share (3), fundsupermart (3), musk (3), deal (3), could (3), below (3), sold (3), use (3), what (3), sgd50k (3), equity (3), saturday (3), margin (3), ratio (3), remains (3), low (3), has (3), sgd (3), singtel (3), shell (3), are (3), held (3), gbp (3), price (3), fears (3), gains (3), trades (3), yield (3), loan (3), links (2), loading (2), cnnmoney (2), account (2), higher (2), than (2), risk (2), into (2), credit (2), cards (2), form (2), average (2), worth (2), screener (2), zone (2), sgx (2), dbs (2), home (2), cryptocurrencies (2), search (2), archive (2), posts (2), each (2), expected (2), acquisition (2), billion (2), there (2), due (2), upward (2), gain (2), one (2), most (2), been (2), being (2), very (2), asset (2), declined (2), main (2), used (2), seems (2), just (2), streak (2), how (2), sized (2), those (2), manually (2), added (2), factsheet (2), corp (2), eur (2), they (2), after (2), purchase (2), means (2), locked (2), wednesday (2), happened (2), here (2), time (2), carry (2), even (2), which (2), though (2), number (2), mark (2), continues (2), called (2), issuers (2), need (2), especially (2), rates (2), hold (2), sitting (2), skip (2), contact, exchange, economic, primary, objective, publish, monthly, through, fundamental, analysis, hope, achieve, return, adjusted, basis, trying, make, career, switch, sector, seeking, job, opportunity, analyst, manager, hire, mike, dirnt, contributors, saving, annuity, rebates, scb, transfer, daily, download, files, singaporean, stockmarket, assi, simplified, resource, investing, leading, simple, fulfilled, life, ryan, buffet, guide, million, dollars, hot, young, patience, money, central, online, adx, scanner, moats, economics, info, duke, alvin, lim, trading, system, ntu, chartist, moneytalk, friends, finatiq, poems, sgfunds, dollardex, stockcharts, vickers, investopedia, bespoke, research, fatpitchfinancials, society, remisiers, ftse, sti, constituents, mackenzie, calculators, dividends, experiments, insider, report, reuters, motley, fool, useful, unit, trusts, articles, others, indicators, 134, insurance, decoration, stuffs, 146, company, brokerages, behavioral, contents, submit, web, enter, terms, 2007, 2015, 2018, 2019, subscribe, atom, older, decided, take, punt, know, offering, usd54, close, october, december, falls, apart, drop, usd40, fairly, optimistic, considering, usd8, varying, sources, reporting, between, usd4, tesla, partially, indication, serious, course, always, chance, fail, own, diligence, afford, lose, updated, sph, another, mini, 50k, sample, april, limited, bullets, probably, waiting, patiently, correct, likely, aiming, coupon, received, sale, achieved, inclusive, commissions, paid, was, gbp20, per, almost, classes, reason, everyone, appears, caused, inflation, virus, out, window, monday, shut, complete, already, consistent, nice, demonstrating, frequent, using, cheap, stable, work, well, consistently, tested, proven, method, healthy, able, lot, usual, some, left, size, table, 500, wstp, 000, details, credits, fund, supermart, rebounded, bit, their, lows, timing, buying, new, wasn, bulk, them, once, again, repeat, drops, isn, really, lousier, example, screenshot, memory, 18pm, 18th, let, see, bitcoin, usd20k, ether, usd1k, crypto, flash, current, supposedly, resilent, bearish, going, adopt, cautious, stance, sgd25k, when, gets, cheaper, sadly, broken, had, made, profitable, realised, were, enough, offset, suntec, reit, things, must, come, streaks, thursday, both, recession, rises, continuing, cause, prices, fall, annualised, performance, safe, comfortable, region, unlike, other, types, redeemed, 100, issuer, unless, default, confident, firmly, believe, declines, entirely, expectations, representative, trouble, watch, respective, currency, exceeds, possible, concern, soon, fed, keep, raising, strategy, handle, call, hsbc, september, 2023, fully, pay, off, outstanding, endure, months, negative, event, exceed, crediting, glaring, concerned, worried, intend, until, get, matured, further, longer, receive, side, significant, losses, falling, 80s, note, gbp10, belongs, statement, figure, july, diary, mid, age, diy, relentless, pursuit, towards, freedom, sidebar,

Text of the page (random words):
portfolio diversification skip to main skip to sidebar portfolio diversification this blog is the diary of a mid age diy investor in a relentless pursuit towards financial freedom wednesday july 6 2022 newbie investment portfolio end 2022 06 not a good month with fears of both recession and interest rate rises continuing to cause bond prices to fall annualised performance is now 2 12 p a this portfolio is currently sitting on significant mark to market losses on bonds especially with usd eur perpetual bonds falling to low 80s note that i have about gbp10 5k cash that belongs to this portfolio sitting in interactive brokers which i have manually added to the portfolio statement figure though glaring i am concerned but not worried as i intend to hold the bonds until they get called matured further the longer you hold a bond the more bond interest you will receive time is on your side what i would need to watch is whether the respective loan interest rate of each currency exceeds the bond interest rate with singtel 3 3 perpetual of possible concern soon especially if fed continues to keep raising interest rates my strategy to handle this situation for this specific portfolio is to use the expected bond call proceeds from hsbc 5 perpetual in september 2023 to fully pay off the outstanding sgd loan this means i need to endure at most a number of months of negative carry in the event sgd loan rates exceed singtel bond s 3 3 crediting rate unlike other asset types bonds will be called redeemed at 100 by the issuer unless there is a default for the bonds in my portfolio i am confident in the issuers and firmly believe the price declines currently are entirely due to interest rate expectations and not representative of any financial trouble of the issuers margin ratio continues to be safe comfortable at 78 region regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 11 23 am 1 comments labels investment portfolio newbie thursday june 30 2022 newbie sgd50k equity portfolio end 2022 06 all good things must come to an end all streaks will end sadly my 8 month streak of gains has been broken even though i had made a number of small and profitable trades for the month the realised gains from those trades were not enough to offset the mark to market loss from twitter dbs and suntec reit current market even the supposedly resilent singapore market seems bearish and i am going to adopt a cautious stance still have about sgd25k of cash which i will only use when the market gets cheaper regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 5 54 pm 0 comments labels investment portfolio newbie saturday june 18 2022 newbie crypto flash it has happened and here is a screenshot for memory it happened at 3 18pm singapore time 18th june 2022 saturday bitcoin below usd20k and ether below usd1k how it will carry on from here let s see regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 3 24 pm 0 comments labels cryptocurrencies newbie wednesday june 8 2022 newbie investment portfolio end 2022 05 bonds have rebounded a bit from their lows but my timing in buying 2 new bonds wasn t that good as they declined more after i used bulk of the shell proceeds to purchase them but once again i would repeat if a bond price drops after you purchase it it isn t really a loss it just means you have locked in a lousier yield than what you could have locked in now for example 4 yield vs 4 8 yield details on the 2 small sized bonds credits to fund supermart factsheet wstp 5 000 perpetual corp usd fundsupermart com factsheet vw 3 500 perpetual corp eur fundsupermart com i still have some gbp cash from shell proceeds left to add more of those small size bonds the gbp cash is currently still being held in interactive brokers so i have manually added it into the table my margin ratio remains very healthy low at 75 so i would still be able to add one lot of usual sized bonds regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 4 57 pm 0 comments labels investment portfolio newbie newbie sgd50k equity portfolio end 2022 05 small and consistent gains it remains a nice 8 month upward gain streak demonstrating how frequent buy sell trades using cheap brokers on stable sgx stocks can work well consistently if you have a tested and proven method now if only elon will just shut up and complete the twitter 54 20 deal already regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 4 50 pm 0 comments labels investment portfolio newbie monday may 9 2022 newbie investment portfolio end 2022 04 not a very good month as almost all asset classes have declined the main reason used by everyone appears to be caused by inflation fears seems virus fears are out the window now all shell shares of this portfolio have been sold and proceeds are currently being held as gbp cash in the account currently still held at interactive brokers average sale price achieved inclusive of commissions paid was gbp20 98 per share this portfolio received bond interest from singtel bonds in this month margin ratio remains low at 73 48 as this small portfolio has limited bullets probably can only add one more usd or sgd bond i am waiting patiently for the correct bond to add to this portfolio most likely i would be aiming a higher coupon usd perpetual bond regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 8 24 pm 1 comments labels investment portfolio newbie saturday april 30 2022 newbie sgd50k equity portfolio end 2022 04 another small upward gain for this mini 50k sample portfolio interactive brokers have updated the 2 36 cash offer proceeds for the sph shares i decided to take a punt on twitter shares as we all know elon musk will be offering usd54 20 cash for each twitter share with the deal expected to close about october to december 2022 of course there is always the chance that the acquisition could fail so do your own due diligence and only buy what you can afford to lose if the acquisition by elon musk falls apart twitter shares could drop below usd40 but i m fairly optimistic considering elon musk sold about usd8 billion varying news sources reporting he sold between usd4 9 billion worth of tesla shares to partially finance the deal i would use that as an indication he is serious regards newbie this blogpost is provided to you for general information only and does not constitute a recommendation an offer or solicitation to buy or sell the investment product mentioned it does not have any regard to your specific investment objectives financial situation or any of your particular needs accordingly no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of your acting based on this information posted by newbie at 7 13 pm 0 comments labels investment portfolio newbie older posts home subscribe to posts atom blog archive blog archive jul 2022 1 jun 2022 4 may 2022 1 apr 2022 3 mar 2022 2 feb 2022 2 jan 2022 1 dec 2021 3 nov 2021 3 oct 2021 2 sep 2021 1 aug 2021 1 jul 2021 1 jun 2021 2 may 2021 1 apr 2021 1 mar 2021 1 feb 2021 1 jan 2021 1 dec 2020 1 nov 2020 1 oct 2020 2 sep 2020 1 aug 2020 2 jul 2020 2 jun 2020 1 apr 2020 1 mar 2020 1 feb 2020 1 jan 2020 1 dec 2019 2 aug 2018 1 jan 2015 1 dec 2014 1 nov 2014 1 oct 2014 1 aug 2014 2 jul 2014 1 jun 2014 1 may 2014 1 apr 2014 1 mar 2014 2 feb 2014 8 jan 2014 1 dec 2013 1 nov 2013 1 oct 2013 1 sep 2013 1 aug 2013 1 jul 2013 1 jun 2013 1 may 2013 2 mar 2013 4 feb 2013 4 jan 2013 8 dec 2012 6 nov 2012 1 oct 2012 1 sep 2012 1 aug 2012 1 jul 2012 1 jun 2012 1 may 2012 1 apr 2012 2 mar 2012 1 feb 2012 1 jan 2012 1 dec 2011 1 nov 2011 1 oct 2011 1 sep 2011 1 aug 2011 1 jul 2011 1 jun 2011 3 may 2011 1 apr 2011 1 mar 2011 1 feb 2011 1 jan 2011 2 dec 2010 1 oct 2010 2 sep 2010 1 aug 2010 1 jul 2010 1 jun 2010 1 may 2010 1 apr 2010 1 mar 2010 2 feb 2010 1 jan 2010 4 dec 2009 1 oct 2009 2 sep 2009 4 aug 2009 7 jul 2009 10 jun 2009 9 may 2009 15 apr 2009 15 mar 2009 27 feb 2009 16 jan 2009 30 dec 2008 22 nov 2008 23 oct 2008 27 sep 2008 30 aug 2008 8 jul 2008 11 jun 2008 8 may 2008 11 apr 2008 12 mar 2008 8 feb 2008 7 jan 2008 16 dec 2007 8 enter your search terms web this blog submit search form blog contents behavioral finance 2 bonds 26 brokerages 17 company news 146 credit cards 31 cryptocurrencies 3 financial stuffs 22 home decoration 2 insurance 7 investment portfolio 134 market indicators 10 newbie 45 others 14 stocks articles 27 stocks information 27 unit trusts 9 useful links motley fool stock screener reuters finance stocks singapore insider report experiments in finance dividends for sg stocks mackenzie calculators ftse sti constituents society of remisiers fatpitchfinancials bespoke research fundsupermart investopedia dbs vickers stockcharts dollardex sgfunds poems finatiq friends blog a investor moneytalk ntu chartist trading system duke alvin lim sgx stocks info economics zone investment moats adx stock scanner money central online patience market zone singapore stock screener young singapore investor hot singapore stocks not a million dollars worth of me ryan buffet investment guide leading a simple but fulfilled life the simplified resource for investing a singaporean stockmarket investor assi download my files average daily calculator scb share transfer form credit cards rebates calculator investment saving annuity calculator contributors mike dirnt newbie hire me currently i am trying to make a career switch into the financial sector i am seeking for a job opportunity as a financial analyst risk or portfolio manager about this blog the primary objective of this blog is to publish a monthly account of my portfolio investment in stocks through diversification and fundamental analysis i hope my portfolio can achieve a higher return than the market on a risk adjusted basis economic news cnnmoney com loading stock market news cnnmoney com loading contact me to exchange links