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the national financial capability study finra foundation skip to main content main navigation home the people we help the knowledge we gain share the networks we strengthen news about us contact us header top menu research center news about us contact us image the national financial capability study the finra foundation s national financial capability study nfcs provides data on multiple indicators of the financial capability of u s adults including financial behaviors attitudes knowledge and access to financial products and services to help decision makers at all levels understand the financial circumstances and needs of households in communities around the country download 2024 report download the data the state by state nfcs initiated in 2009 was the first national study of the financial capability of adults in the united states survey data is collected every three years and now comprises six waves of data the study continues to evolve with each new wave adding new questions in addition to existing ones incorporating new samples and touching on timely topics that deepen our understanding of an everchanging financial world each wave of the state by state nfcs survey has data from more than 25 000 u s adults across all 50 states and washington d c findings can be reported at both the state and national level data are available from 2009 2012 2015 2018 2021 and 2024 and collectively include information on over 150 000 respondents download 2024 report download the data the nfcs investor survey initiated in 2015 is a follow up survey among a subset of nfcs study respondents who report owning non retirement investment accounts the nfcs investor survey provides an in depth exploration of investing related topics e g investments owned risk tolerance investing knowledge that can be merged with the state by state survey data data are available from 2015 2018 2021 and 2024 explore the state level findings view the interactive map explore test your knowledge see how your financial and investing knowledge stacks up nationally and against others in your state take the financial literacy quiz take the investing knowledge quiz contact us media inquiries media relations and corporate communications email research questions contact the foundation s gary mottola or olivia valdes footer menu home finrafoundation org nfcs news finra org 2026 finra investor education foundation all rights reserved finra is a registered trademark of the financial industry regulatory authority inc utility footer menu site map privacy legal