Meta tags:

Headings (most frequently used words):

2015, wednesday, the, tuesday, july, 14, of, and, for, emerging, markets, august, monday, 13, june, 17, may, 27, april, march, 11, links, interest, blog, archive, opportunities, responsibilities, in, tpp, world, amplifying, utility, national, ids, innovation, done, right, sharing, economy, market, development, finally, relief, hungry, farm, dogs, ends, justify, menial, grow, up, so, fast, these, days,

Text of the page (most frequently used words):
and (134), the (116), for (37), are (36), that (29), with (28), but (18), mobile (17), have (17), #markets (16), this (16), their (15), will (15), vital (14), countries (14), development (14), these (14), they (14), world (13), emerging (13), market (13), wave (13), services (13), can (13), developing (13), may (12), companies (12), some (12), national (12), she (12), has (11), new (11), there (11), would (11), trade (11), july (10), 2015 (10), all (10), from (10), people (10), digital (10), organizations (10), use (10), data (9), financial (9), been (9), system (9), june (8), august (8), consulting (8), than (8), more (8), innovations (8), tech (8), systems (8), september (7), october (7), march (7), tpp (7), comments (7), posted (7), models (7), into (7), long (7), through (7), many (7), also (7), december (6), february (6), april (6), money (6), service (6), specific (6), few (6), relief (6), january (5), opportunities (5), billion (5), business (5), about (5), labels (5), last (5), like (5), access (5), most (5), lot (5), when (5), not (5), training (5), users (5), which (5), deliver (5), effort (5), ecosystem (5), power (5), country (5), high (5), delivery (5), healthcare (5), marketing (5), nepal (5), other (5), jane (5), funding (5), agreements (5), november (4), blog (4), internet (4), were (4), technologies (4), government (4), google (4), out (4), low (4), partnerships (4), user (4), range (4), opportunity (4), community (4), serve (4), being (4), wednesday (4), gates (4), benefit (4), poor (4), program (4), what (4), economy (4), well (4), back (4), scale (4), efforts (4), consumers (4), such (4), dfs (4), clear (4), who (4), big (4), need (4), tesla (4), products (4), track (4), after (4), disaster (4), potential (4), donation (4), her (4), lower (4), state (4), nations (4), tariffs (4), jobs (4), responsibilities (3), website (3), growth (3), congress (3), annual (3), critical (3), global (3), content (3), ngo (3), initiatives (3), even (3), though (3), facebook (3), already (3), social (3), apps (3), free (3), come (3), cost (3), local (3), partners (3), groups (3), maturity (3), year (3), drive (3), support (3), both (3), end (3), them (3), foundation (3), among (3), banks (3), make (3), cash (3), less (3), small (3), wide (3), payment (3), much (3), begin (3), creating (3), africa (3), rides (3), comprehensive (3), require (3), innovation (3), collection (3), work (3), design (3), powerwall (3), hololens (3), apple (3), cases (3), utility (3), remote (3), china (3), solutions (3), could (3), income (3), takes (3), where (3), house (3), consumer (3), challenges (3), drone (3), dog (3), enabled (3), organization (3), higher (3), create (3), donor (3), wants (3), recent (3), used (3), others (3), focus (3), features (3), card (3), technology (3), biometric (3), governments (3), increase (3), however (3), pharmaceutical (3), medicines (3), 2009 (2), site (2), interest (2), analysts (2), posts (2), home (2), org (2), week (2), players (2), operators (2), handset (2), platform (2), number (2), hot (2), mwc (2), connectivity (2), population (2), coverage (2), phones (2), media (2), over (2), ott (2), revenues (2), providers (2), promise (2), smartphones (2), multi (2), platforms (2), hyper (2), offering (2), different (2), languages (2), meet (2), localization (2), full (2), broad (2), based (2), was (2), while (2), day (2), you (2), don (2), him (2), facilitate (2), profitable (2), building (2), public (2), driven (2), making (2), role (2), every (2), driving (2), good (2), fast (2), influential (2), foundations (2), little (2), slow (2), mfis (2), now (2), village (2), certainly (2), taking (2), bus (2), pay (2), supports (2), variety (2), insurance (2), programs (2), made (2), doesn (2), take (2), asia (2), latin (2), america (2), three (2), formal (2), political (2), purpose (2), value (2), chain (2), firms (2), convincing (2), process (2), research (2), means (2), menial (2), course (2), trial (2), millions (2), tuesday (2), centered (2), microsoft (2), mature (2), innovators (2), buy (2), priced (2), distribute (2), instead (2), affordable (2), partnership (2), doing (2), kind (2), developed (2), street (2), giants (2), gaming (2), medical (2), launching (2), farmer (2), needs (2), health (2), worker (2), another (2), town (2), food (2), drop (2), australian (2), ebola (2), just (2), earthquake (2), beyond (2), help (2), launch (2), battery (2), suggest (2), hungry (2), advantage (2), ngos (2), standard (2), model (2), general (2), fund (2), policies (2), peer (2), option (2), p2p (2), tool (2), guidance (2), investment (2), rich (2), education (2), finds (2), term (2), provide (2), how (2), run (2), portion (2), years (2), thinking (2), rather (2), sharing (2), does (2), diverse (2), compelling (2), increasingly (2), examples (2), viable (2), together (2), bandwidth (2), deal (2), costs (2), areas (2), marketed (2), distributed (2), delivering (2), ict4d (2), play (2), helping (2), improve (2), between (2), ensure (2), benefits (2), allowing (2), reduce (2), fraud (2), travel (2), greatly (2), identification (2), efficient (2), malaysia (2), president (2), obama (2), wto (2), protections (2), quality (2), manufacturing (2), pacific (2), trillion (2), skip (2), 2007, 2008, 2010, 2011, 2012, 2013, 2014, archive, gsma, next, news, delicious, links, view, complete, profile, provides, commentary, consultants, subscribe, atom, older, applications, eyes, barcelona, event, become, showcase, premier, forum, lively, discussions, aspects, key, present, manufacturers, representatives, topics, mile, loon, never, fail, garner, attention, ceo, mark, zuckerberg, pointed, top, shifting, operator, voice, sms, prominent, pushing, later, demand, continues, skyrocket, flooding, berg, jakarta, creative, bundles, blossoming, turning, narrow, potentially, powerful, industry, everyone, makers, app, developers, going, quirky, demands, regulators, segmentation, signs, growing, featured, jockeying, position, anticipation, universal, broadband, equivalent, mourning, child, loss, innocence, eagerly, waiting, his, driver, license, around, philanthropic, environment, transition, especially, ways, obviously, enterprise, capacity, tie, ins, profit, partner, match, entrepreneurial, aiding, jumping, dragged, traumatic, student, pilot, grow, days, rockefeller, grameen, etc, doubt, stunningly, see, advocated, pesa, getting, reaction, ranges, actively, supportive, behavior, ostrich, blush, think, mastercard, recently, stated, trapped, aware, alternatives, possible, sending, mbucks, family, cheaper, risky, ride, pocket, instance, per, diems, school, fees, received, institutional, part, concerted, build, transfer, savings, letter, bill, melinda, drivers, move, needle, talking, bloodhound, smell, robust, reasons, largely, ignored, bottom, pyramid, eager, smooth, shocks, inflation, currency, devaluation, turmoil, crop, killing, droughts, monthly, healthy, heavy, lifting, members, relied, pursue, networking, credit, aggregators, programmers, board, agencies, institutions, inclusive, best, influence, advocacy, supporting, trivial, commitment, whole, taxi, endless, meetings, aggravating, roadblocks, reversals, error, followed, success, short, sustained, determined, gets, because, result, helpful, ends, justify, plentiful, far, contexts, claim, too, appreciable, elon, musk, claims, great, parts, only, adapted, ignore, leaving, doors, open, imitators, counterfeiters, should, tailored, versions, geographies, pair, acquisition, enabling, sell, anywhere, quarter, realize, today, common, second, hand, iphone, slight, convenience, cool, gadget, valuable, necessity, numbering, naming, postal, grid, job, lacking, blame, focusing, mainly, lucrative, distribution, channels, exist, considerable, scaling, principle, begins, idea, really, doctors, center, antibiotics, delivered, yes, aussie, bag, kibble, report, cholera, outbreaks, might, walk, scared, inexperienced, amputation, wearing, connected, summer, introduced, its, developmental, project, wing, video, showing, air, outback, height, outbreak, west, weeks, deadly, mudslides, afghanistan, india, severe, ludian, highlighting, demonstrating, drones, uses, spying, missiles, department, promised, rural, owners, hoping, avoid, spectacular, miss, since, repeated, leading, slick, videos, parties, press, releases, healthkit, north, american, europe, finally, farm, dogs, easier, donors, participate, directly, loans, strings, infusions, comparatively, innovative, kiva, myc4, bondora, givedirectly, leaner, challenge, traditional, financing, dominated, unlikely, web, completely, replace, sometimes, sizeable, steer, regulatory, environments, infrastructure, ships, integrating, crowdfunding, transactions, own, one, existing, nascent, infiltrating, regions, extended, poorer, segments, internally, friendly, involve, activities, perform, awareness, raising, record, keeping, inclined, donate, offered, maybe, adapt, operational, lost, forever, within, minutes, list, working, digging, weighs, merits, each, criteria, crystalize, solid, evidence, meaningful, websites, seem, landing, page, hook, information, actual, understanding, actually, overhead, acceptable, eventually, sends, paypal, equipment, deliveries, clinics, several, villages, visited, during, trip, went, trekking, ago, place, left, magical, impression, kept, wonderful, met, guides, inn, keepers, vendors, must, struggling, rebuild, rebuilding, sure, targeted, lean, effective, bloated, member, lodging, airbnb, summons, uber, startups, indiegogo, normally, find, resources, solve, problems, nowadays, whips, smartphone, created, coming, sources, academia, start, ups, hardware, better, equipped, navigate, varied, achieving, case, swelling, savvy, ranks, started, nothing, basic, ingredients, ceaseless, cloud, promising, localized, lend, encouraging, timeliness, lite, variation, popular, aimed, squarely, spotty, networks, carefully, strips, offer, experience, bank, phone, sim, slots, brick, sized, connections, charge, light, radio, addresses, pain, points, typical, ghanaian, frequent, blackouts, multiple, promotions, carriers, flying, off, shelves, ghana, what3words, assigns, unique, word, identifier, currently, square, meters, planet, piloted, favelas, rio, names, numbers, widely, adopted, revolutionize, navigation, throughout, swiss, scientists, ounce, foldable, quadcopter, messages, photos, inaccessible, consider, following, nugget, considered, latest, clearly, useful, almost, exclusively, often, farmers, perhaps, bit, balance, order, novel, ideas, specifically, those, done, right, monday, implement, broadest, positive, impact, sponsor, coordinate, stakeholders, measure, effectiveness, leverage, histories, contacts, verticals, integrated, advocate, strong, privacy, security, measures, particularly, readily, apparent, reliable, essential, expansion, verify, identity, aid, recipients, expand, elections, taxation, tenacity, amplify, designed, managed, cards, functions, banking, voting, name, built, reduced, issues, illiteracy, mobility, mitigated, further, increases, myriad, implementing, integration, complex, requires, active, collaboration, set, federal, provincial, rolling, expensive, time, consuming, resource, intensive, storage, skilled, management, guaranteed, flavors, roughly, form, requirements, captured, advantages, possessing, vary, estonia, allow, manage, civic, faltered, due, corruption, inefficiency, leadership, fighting, suspicion, control, oppression, kentaro, toyama, explained, law, amplification, states, cause, fixed, wherever, amplifies, underlying, human, forces, democratic, tools, transparency, repressive, regimes, censor, voices, protest, online, amplifying, ids, argue, exports, workers, truth, narrative, past, greased, wheels, economic, buyers, shop, nautica, kids, clothing, iphones, look, effects, sectors, deals, software, gain, industries, align, strategies, investments, post, stronger, larger, addressable, vietnam, mexico, chile, peru, favorable, terms, demonstrate, commitments, ensuring, include, generic, producers, supply, stock, outs, compliance, investing, equitable, csr, strategy, capture, tomorrow, customers, regional, expanded, safeguards, transportation, participating, generally, lead, incomes, living, downsides, gains, offset, losses, necessarily, protected, fair, labor, laws, protection, keep, particular, concern, life, saving, gathering, wilton, park, experts, argued, level, movement, guinea, liberia, sierra, leone, probably, contributed, spread, fall, international, won, authority, push, forward, trans, somewhat, secretive, involving, rim, generate, negotiators, agreed, 200, collective, eastern, southern, blocs, moved, united, tripartite, area, streamline, 625, million, african, combined, gdp, sidebar, main,

Text of the page (random words):
governments design and implement or improve a national id system with the broadest positive impact development organizations can sponsor research provide guidance coordinate development efforts between stakeholders deliver training and measure effectiveness organizations can leverage long histories and influential contacts in specific verticals e g healthcare financial services to ensure that id systems are well integrated with their areas of focus they can also advocate for strong privacy and security measures for many in the development community the benefits of a viable national id particularly with biometric features are readily apparent a reliable id system is essential for the expansion of other ict4d allowing organizations to verify the identity of aid recipients deliver and track healthcare expand financial services to the poor reduce elections fraud and increase state revenues through taxation with focus and tenacity development organizations can ensure that national id systems amplify the good in the countries they serve posted by vital wave consulting at 5 00 am no comments labels biometric digital services in emerging markets emerging market ict4d national id monday july 13 2015 innovation for emerging markets done right a recent nugget considered some of the latest innovations that would be clearly useful in emerging markets but were being priced marketed or distributed almost exclusively in mature markets often for less compelling use cases like gaming back up power or delivering dog food to remote australian farmers perhaps a bit of balance is in order there are many examples of novel technologies and ideas that also have a clear utility to emerging market users and are being marketed and distributed specifically to those consumers consider the following innovations swiss scientists made a 1 3 ounce foldable quadcopter that can deliver messages or take photos of inaccessible disaster areas what3words assigns a unique 3 word identifier currently in 8 languages to every 3 square meters on the planet companies pay to use the technology which has been piloted in the favelas of rio where there are no street names or house numbers if widely adopted it could revolutionize navigation and delivery services throughout the developing world the power bank phone with 3 sim card slots a brick sized battery with connections to charge other phones a light and an fm radio addresses all of the pain points of a typical ghanaian frequent blackouts multiple promotions by different carriers and increasingly power hungry apps it is flying off the shelves in ghana facebook lite is a low bandwidth variation of the popular site aimed squarely at em users who have to deal with slow spotty 2g networks and high data costs the new offering carefully strips back the features to offer the facebook experience with lower bandwidth and cost to the end user these innovations created to meet specific developing country needs are coming from a wide range of sources academia start ups hardware companies internet giants some of these groups are better equipped than others to navigate the varied go to market challenges of achieving scale in diverse emerging markets but all have the advantage of a compelling use case and swelling increasingly tech savvy consumer ranks there are many examples of viable products that started with nothing more than these basic ingredients the emerging markets focus and ceaseless drive to mobile and cloud technologies make these innovations and many others promising opportunities localized social driven marketing together with new funding and business models lend these opportunities an encouraging timeliness posted by vital wave consulting at 12 08 pm no comments wednesday june 17 2015 the sharing economy and emerging market development jane donor went trekking in nepal a few years ago and the place left a magical impression after the recent earthquake she kept thinking of all the wonderful people she met guides inn keepers market vendors who must be struggling to rebuild she wants to help with the rebuilding effort but wants to be sure her donation will be used for a targeted lean effective relief program in nepal rather than a bloated general fund jane has been a member of the sharing economy for years she finds lodging on airbnb summons rides through uber and supports startups on indiegogo so she does what she normally does to find resources and solve problems nowadays she whips out her smartphone within minutes she finds a long list of organizations working in nepal after digging into their mobile website she weighs the merits of each program and a few criteria begin to crystalize there has to be solid evidence that the organization is doing meaningful long term work in nepal some websites seem to use the disaster as a landing page hook but provide little information about their actual work in country she wants a clear understanding of how much of her donation will actually go to the specific relief program it takes money to run an organization a portion for overhead is acceptable but how big is that portion she eventually sends a donation through paypal to an ngo with rich data on their medical equipment deliveries to government run clinics in several of the villages she visited during her trip new tech enabled models are making it easier for the jane donors of the world to participate directly in a wide range of development efforts from disaster relief to small business loans to no strings cash infusions comparatively small innovative organizations like kiva myc4 bondora and givedirectly are taking advantage of leaner platform based models that challenge traditional development financing long dominated by foundations ngos banks and mfis it s unlikely that these new web enabled technologies will completely replace the standard model of development funding sometimes it takes a big organization with a sizeable general fund to steer healthcare systems regulatory environments infrastructure policies and other big ships but development organizations would benefit from integrating crowdfunding and peer to peer transactions into their own funding models one option is to support an existing or nascent p2p funding tool that is already infiltrating higher income groups in developing countries and regions with guidance and investment such a tool could be extended to poorer segments of the population another option is to create such a system internally and support it with data rich mobile friendly marketing this would involve many activities ngos already perform awareness raising education localization record keeping partnerships would jane donor be more inclined to donate to an ngo that offered an in house p2p donation service maybe but if they don t adapt their operational model to this kind of funding they may have lost jane donor forever posted by vital wave consulting at 8 23 am no comments wednesday may 27 2015 finally relief for hungry farm dogs last summer google introduced its developmental drone delivery system project wing with a video showing a dog food air drop to a farmer in the australian outback this was at the height of the ebola outbreak in west africa and just a few weeks after deadly mudslides in afghanistan and india and a severe earthquake in ludian china instead of highlighting the disaster relief potential for drone delivery or demonstrating that drones have uses beyond spying and launching missiles google s marketing department promised help for rural dog owners hoping to avoid a long drive into town and this spectacular marketing miss has since been repeated by other leading tech innovators the slick videos launch parties and press releases for tesla s home battery apple s healthkit and microsoft s hololens all suggest there is no world beyond north american and europe these innovations would be a slight convenience or a cool new gadget for developed country users but a valuable necessity in developing countries where systems of house numbering street naming postal delivery grid power data collection job training and healthcare are all lacking few will blame tech giants for focusing mainly on lucrative consumer gaming and medical markets in developed countries that s where their marketing and distribution channels exist and of course there are considerable challenges to launching and scaling in developing countries but the principle of user centered design begins with the idea that users really need what you re building do doctors in a remote relief center in nepal need antibiotics delivered by drone yes they do much more than an aussie farmer needs a bag of kibble they also need to report and track cholera outbreaks and they might also have to walk a scared inexperienced health worker in another town through an amputation both wearing a hololens connected to a tesla powerwall the use cases for these innovations in emerging markets are plentiful and the utility is far more convincing than it is in most mature market contexts tech innovators would certainly claim that developing country consumers are free to buy and use their new products and services but they are being priced too high for most people and there has been no appreciable effort to market or distribute them in developing countries elon musk claims the powerwall would be great for people in remote parts of the world but china is the only developing country for which tesla s website has been adapted tech companies that ignore emerging markets are leaving the doors of opportunity open to low cost imitators and counterfeiters instead they should be developing tailored affordable versions of these solutions for specific geographies and use cases they could also pair these new products through partnership or acquisition with enabling innovations in payment and delivery so they can market sell and distribute them anywhere in the world apple will make a quarter of their income more than 60 billion in china this year up from less than 1 billion in 2009 are tech companies doing what it takes to realize this kind of growth in emerging markets when today s innovations are as common as a second hand iphone posted by vital wave consulting at 11 31 am no comments labels apple google hololens innovation microsoft powerwall tesla user centered design tuesday april 14 2015 the ends justify the menial among the world s most influential foundations gates rockefeller grameen etc there s little doubt that digital financial services are a benefit to the world s poor local and national banks which were stunningly slow to see the opportunity advocated by mfis and mobile money services like m pesa are now getting with the program government reaction ranges from actively supportive to behavior that would make an ostrich blush but what do poor people think about digital financial services as the mastercard foundation recently stated they re trapped in a cash economy but are they even aware that digital alternatives are possible well sending a few mbucks back to the family in the village is certainly cheaper and less risky than taking a long bus ride with a pocket full of cash and small scale efforts to for instance deliver training per diems or pay school fees through mobile money have been well received by consumers and their institutional partners many such initiatives are part of a concerted effort to build a digital financial services dfs ecosystem that supports a wide variety of transfer payment savings and insurance programs in their 2015 annual letter bill and melinda gates made it clear they would be among the drivers of this effort and when organizations with the power to move the needle as much as the gates foundation begin talking about creating an ecosystem it doesn t take a bloodhound smell an opportunity a robust dfs ecosystem in africa asia and latin america would serve three billion people who for a variety of reasons have been largely ignored by formal financial service providers like banks and insurance companies people at the bottom of the pyramid are eager to smooth out the shocks of inflation currency devaluation political turmoil crop killing droughts or monthly bus rides to the village a healthy comprehensive dfs ecosystem would serve this purpose but creating it will require a lot of heavy lifting some members of the value chain can be relied on to pursue a profitable new market back end networking and data firms credit and payment companies aggregators and programmers will be on board but the big players government agencies formal financial institutions mobile operators may need more convincing that an inclusive dfs ecosystem is in their best interest the development community can influence this process through advocacy and by supporting research innovation and scale this is not a trivial commitment it means a whole lot of hot taxi rides endless meetings menial data collection aggravating partnerships roadblocks and course reversals trial and error followed by trial and success in short it will require all the sustained determined effort that gets people into development work to begin with because the result will be helpful to millions and millions of people posted by vital wave consulting at 5 13 am no comments labels digital financial services gates foundation mobile money wednesday march 11 2015 markets grow up so fast these days all eyes were on the mobile world congress in barcelona last week the annual event has become a critical showcase for new technologies and a premier forum for lively discussions about all aspects of global mobile markets all the key players are present operators handset manufacturers platform and content companies government and ngo representatives there were a number of hot topics at mwc 2015 last mile connectivity initiatives like internet org and google s loon never fail to garner attention even though as facebook ceo mark zuckerberg pointed out 90 of the world s population already has access to mobile internet coverage on their phones social media and over the top ott apps are shifting operator revenues from voice and sms to data though some of the most prominent service providers are pushing for free access the money will come later we promise demand for smartphones continues to skyrocket and low cost models are flooding markets from jo berg to jakarta creative partnerships and service bundles are blossoming in some countries turning narrow service apps into potentially powerful multi industry platforms and everyone from handset makers to app developers is going hyper local offering different languages content and business models to meet the quirky demands of local regulators partners and specific user groups segmentation and hyper localization are signs of market maturity even though the global mobile market has a lot of growing up to do this year s mwc featured a lot of jockeying for position in anticipation of a market full of people with smartphones universal mobile broadband connectivity and ...