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oin circle s partner ecosystem alliance program circle partner stablecoins grow your stablecoin with circle circle partner stablecoins member directory connect with innovative circle partners member directory developer back developer circle for developers explore products tools and our community circle for developers documentation start building on the circle platform documentation resources api reference api reference faucet faucet blog blog research research company back community circle impact circle impact circle foundation circle foundation resources about circle about circle blog blog careers careers executive insights executive insights investor relations investor relations policy hub policy hub pressroom pressroom support circle help circle help contact us contact us learn navigate what s next in the new internet financial system visit current navigate what s next in the new internet financial system transparency more back community circle impact circle impact circle foundation circle foundation learn about circle about circle blog blog executive insights executive insights investor relations investor relations policy hub policy hub pressroom pressroom transparency transparency transparency support circle help circle help contact us contact us join us already have an account sign in sign in already have an account sign in sign in join us the tech stack for the agentic economy build on the full stack platform reaching hundreds of millions worldwide and supporting trillions in economic activity across onchain and scaled financial systems partner with circle learn about usdc modern infrastructure for leading innovators ai enabled financial and developer infrastructure circle s full stack platform provides the tools developers use to ship ai powered applications and the financial primitives agents need to hold value discover services and transact programmatically build ai native applications circle skills and circle cli give developers and the agents working with them a deterministic way to build on circle s infrastructure program value with guardrails circle wallets agent wallets usdc and eurc let applications and agents hold and move value within defined guardrails connect to the internet economy cctp gateway nanopayments agent marketplace and arc move value crosschain surface machine readable services and settle at internet scale get started with circle agent stack explore circle s full stack platform welcome to finance without friction payments currency access trading services payments that move at internet speed settle in seconds not days move money around the world any time near instantly one network with global reach move money with a global system connected by circle payments network 3 compliance built in transact with regulated 2 fully reserved stablecoins no compliance workarounds no gray areas learn more give your customers access to digital dollars and euros around the world digital dollars and euros usdc and eurc are available globally in both existing and new markets 4 increase tam cross sell up sell give your customers access to digital currencies to send spend and save fully reserved circle s stablecoins are backed 100 by highly liquid cash and cash equivalent assets learn more a liquid foundation for institutional trading institutional grade liquidity benefit from usdc availability and related liquidity services seamless cross chain rebalancing move funds across supported chains and improve capital efficiency one to one redeemability swap one usdc for one dollar at scale learn more the agentic economy is in motion build it on our full stack platform enterprise grade digital assets apps and infrastructure designed for onchain builders and institutional developers alike all stablecoins tokenized funds liquidity services payments blockchains developer services usdc stablecoins the world s largest regulated¹ digital dollar fully backed fast designed for stability and built for global business learn more learn more learn more eurc stablecoins the world s largest regulated¹ digital euro fully backed fast designed for stability and built for global business learn more learn more learn more usyc tokenized funds an institutional grade tokenized money market fund with near instant redeemability to usdc learn more learn more learn more circle payments network payments one integration for global stablecoin powered payments learn more learn more learn more mint liquidity services mint redeem reserve and manage usdc directly from circle at global scale learn more learn more learn more stablefx liquidity services institutional grade onchain fx powered by stablecoins learn more learn more learn more arc blockchains an open layer 1 blockchain built to meet the demands of the global internet economy learn more learn more learn more wallets developer services easily integrate digital asset storage payments and transactions into your apps learn more learn more learn more contracts developer services a curated library of customizable smart contract templates for tokenization and workflow automation learn more learn more learn more cctp developer services transfer usdc natively between supported chains more securely than traditional bridging learn more learn more learn more xreserve developer services launch a usdc backed stablecoin on your blockchain learn more learn more learn more gateway developer services enable a unified usdc balance for instant crosschain liquidity in 500 ms learn more learn more learn more paymaster developer services enable seamless transaction experiences by allowing users to pay gas fees in usdc learn more learn more learn more usdc stablecoins the world s largest regulated¹ digital dollar fully backed fast designed for stability and built for global business learn more learn more learn more eurc stablecoins the world s largest regulated¹ digital euro fully backed fast designed for stability and built for global business learn more learn more learn more usyc tokenized funds an institutional grade tokenized money market fund with near instant redeemability to usdc learn more learn more learn more mint liquidity services mint redeem reserve and manage usdc directly from circle at global scale learn more learn more learn more stablefx liquidity services institutional grade onchain fx powered by stablecoins learn more learn more learn more circle payments network payments one integration for global stablecoin powered payments learn more learn more learn more arc blockchains an open layer 1 blockchain built to meet the demands of the global internet economy learn more learn more learn more wallets developer services easily integrate digital asset storage payments and transactions into your apps learn more learn more learn more contracts developer services a curated library of customizable smart contract templates for tokenization and workflow automation learn more learn more learn more cctp developer services transfer usdc natively between supported chains more securely than traditional bridging learn more learn more learn more xreserve developer services launch a usdc backed stablecoin on your blockchain learn more learn more learn more gateway developer services enable a unified usdc balance for instant crosschain liquidity in 500 ms learn more learn more learn more paymaster developer services enable seamless transaction experiences by allowing users to pay gas fees in usdc learn more learn more learn more operating responsibly at global scale so you can too circle is one of the most widely regulated and licensed stablecoin issuers in the world united states european union united kingdom singapore united arab emirates bermuda canada japan united states money transmitter licenses mtl in 46 states the district of columbia and puerto rico bitlicense from the new york state department of financial services nydfs registered as a money services business with financial crimes enforcement network fincen receipt of conditional approval for national trust bank ntb european union first global stablecoin issuer to achieve compliance with markets in crypto assets regulation micar electronic money institution license from the autorité de contrôle prudentiel et de résolution acpr united kingdom electronic money institution license from the financial conduct authority fca singapore major payment institution mpi license from the monetary authority of singapore mas united arab emirates financial services permission fsp license from the adgm s financial services regulatory authority fsra also the 1st stablecoins to be approved by the dubai financial services authority dfsa bermuda class f digital asset business license from the bermuda monetary authority bma canada first company to comply with the ontario securities commission osc and canadian securities administrators csa value referenced crypto asset vrcas requirements japan first foreign issued fiat stablecoin permitted by japan s financial services agency jfsa for local distribution by jfsa licensed intermediaries under the payment services act used by millions moving trillions 185 countries 4 0 00 t all time volume 9 55 licenses globally 10 we re shaping what comes next company usdc standard chartered and circle launch first g sib led integrated access to usdc minting and redemption stablecoins company usdc bny expands relationship with circle and adds to institutional grade stablecoin enablement services company stablecoins infinios and circle sign strategic agreement to advance digital finance infrastructure read more october 28 2025 circle launches arc public testnet learn more learn more learn more company let s build together partner with circle access our global network liquidity services and stablecoin infrastructure whether you re a bank fintech or enterprise we ll help you find the fastest path to value get started get started get started build with circle everything you need to ship financial products on our platform including sdks apis smart contract templates and wallets start building start building start building arc testnet is offered by circle technology services llc cts cts is a software provider and does not provide regulated financial or advisory services you are solely responsible for services you provide to users including obtaining any necessary licenses or approvals and otherwise complying with applicable laws arc has not been reviewed or approved by the new york state department of financial services the product features described in these materials are for informational purposes only all product features may be modified delayed or cancelled without prior notice at any time and at the sole discretion of circle technology services llc nothing herein constitutes a commitment warranty guarantee or investment advice usdc and eurc are issued through regulated entities of circle see circle s list of regulatory authorizations circle technology services llc cts is the operator of circle payments network cpn and offers products and services to financial institutions that participate in cpn to facilitate their cpn access and integration cpn connects participating financial institutions around the world with cts serving as the technology service provider to participating financial institutions while cts does not hold funds or manage accounts on behalf of customers we enable the global ecosystem of participating financial institutions to connect directly with each other communicate securely and settle directly with each other cts is not a party to transactions between participating financial institutions facilitated by cpn who use cpn to execute transactions at their own risk use of cpn is subject to the cpn rules and the cpn participation agreement between cts and a participating financial institution circle mint supports international wires and domestic bank transfers in more than 185 countries circle mint is currently only available to institutions circle mint customers are able to redeem usdc directly from circle in addition circle will redeem all usdc presented to it for redemption in compliance with micar regardless of whether the holder is a circle mint customer circle mint is currently available only to institutions and is not available to individuals usyc is issued by circle international bermuda limited regulated by bermuda monetary authority bma and represents an interest in a cayman islands mutual fund licensed by cayman islands monetary authority cima information about usyc is directed only to entities who are not us persons as defined in regulation s under the securities act of 1933 usyc is a digital asset token each usyc token serves as a digital representation of a share of the hashnote international short duration fund ltd the fund a cayman islands registered mutual fund the fund has appointed circle international bermuda limited cibl a bermuda monetary authority licensed digital asset business as its token administrator responsible for the management of usyc on behalf of the fund as used herein the term near instant and always is intended to signify that under ordinary operating conditions redemption requests are filled on a near real time basis subject to factors including without limitation blockchain network congestion and the fund s then current liquidity position shares of the fund and usyc are only available to non u s persons as defined under the securities act of 1933 as amended additional eligibility restrictions may apply the information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security financial instrument or other product circle mint and money transmission services are provided by circle internet financial llc nmls 1201441 and circle internet financial europe sas electronic money institution license no 17788 when provided in france a list of circle s regulatory authorizations can be found here circle mint is currently available only to institutions and is not available to individuals stablefx is offered by circle technology services llc cts cts is a software provider and does not provide regulated financial or advisory services you are solely responsible for services you provide to users including obtaining any necessary licenses or approvals and otherwise complying with applicable laws stablefx is a collection of api and on chain smart contracts that enable data sharing between counterparties to a transaction without intermediation by cts cts s role is limited to broadcasting information between the relevant parties and to the on chain smart contract that enables settlement directly between the relevant parties cts does not accept or transmit digital assets on behalf of stablefx users the product features described in these materials are for informational purposes only all product features may be modified delayed or cancelled without prior notice at any time and at the sole discretion of circl...