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description=Circle is creating a new internet financial system — one that’s reliable and accessible around the world. A full-stack platform including Arc, USDC, and Circle Payments Network, built for prosperity.;

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about circle building a new internet financial system home platform back digital assets usdc the leading digital dollar usdc eurc the leading digital euro eurc usyc not available in the us a tokenized money market fund usyc cirbtc institutional grade wrapped btc cirbtc digital asset services mint access and distribute usdc liquidity mint stablefx access 24 7 stablecoin fx stablefx digital asset accounts launch branded digital accounts digital asset accounts payments circle payments network connect with financial institutions globally for real time settlement circle payments network managed payments blockchains arc the economic os for the internet arc view partner blockchains view partner blockchains developer services circle agent stack build ai native applications circle agent stack wallets embed secure wallets in any app wallets contracts build and manage smart contracts contracts cctp move usdc between blockchains cctp xreserve launch a usdc backed stablecoin on your blockchain xreserve gateway enable a unified usdc balance gateway paymaster allow transaction fees in usdc paymaster solutions back by use case payments enable low cost near instant global payments payments dollar access provide access to a store of value worldwide dollar access trading services power liquid financial markets with regulated stablecoins trading services by industry banks infrastructure liquidity and connectivity to lead in the stablecoin era banks case studies case studies learn about how businesses use circle case studies partners back partners alliance program join circle s partner ecosystem alliance program circle partner stablecoins grow your stablecoin with circle circle partner stablecoins member directory connect with innovative circle partners member directory developer back developer circle for developers explore products tools and our community circle for developers documentation start building on the circle platform documentation resources api reference api reference faucet faucet blog blog research research company back community circle impact circle impact circle foundation circle foundation resources about circle about circle blog blog careers careers executive insights executive insights investor relations investor relations policy hub policy hub pressroom pressroom circle national trust circle national trust support circle help circle help contact us contact us learn navigate what s next in the new internet financial system visit current navigate what s next in the new internet financial system transparency more back community circle impact circle impact circle foundation circle foundation learn about circle about circle blog blog executive insights executive insights investor relations investor relations policy hub policy hub pressroom pressroom transparency transparency transparency support circle help circle help contact us contact us join us already have an account sign in sign in already have an account sign in sign in join us building a more open programmable global economy expanding economic access connecting markets and allowing more people and businesses to participate in the open economy regulation first ready for your next move we operate with a rigorous regulatory first approach so that our partners can build with confidence united states european union united kingdom singapore united arab emirates bermuda canada japan united states money transmitter licenses mtl in 46 states the district of columbia and puerto rico bitlicense from the new york state department of financial services nydfs registered as a money services business with financial crimes enforcement network fincen receipt of conditional approval for national trust bank ntb european union first global stablecoin issuer to achieve compliance with markets in crypto assets regulation micar electronic money institution license from the autorité de contrôle prudentiel et de résolution acpr united kingdom electronic money institution license from the financial conduct authority fca singapore major payment institution mpi license from the monetary authority of singapore mas united arab emirates financial services permission fsp license from the adgm s financial services regulatory authority fsra also the 1st stablecoins to be approved by the dubai financial services authority dfsa bermuda class f digital asset business license from the bermuda monetary authority bma canada first company to comply with the ontario securities commission osc and canadian securities administrators csa value referenced crypto asset vrcas requirements japan first foreign issued fiat stablecoin permitted by japan s financial services agency jfsa for local distribution by jfsa licensed intermediaries under the payment services act the circle mission raise global economic prosperity through the frictionless exchange of value if you could take what we think of as money make it digital and available on the internet then that would dramatically change the way we use money and open up opportunity around the world that s the idea behind circle jeremy allaire ceo and co founder circle setting higher standards that bring more value to more people view transparency view transparency fully reserved every usdc 1 and eurc 1 is backed 1 1 by cash and highly liquid cash equivalents not fractional not algorithmic fully backed held at top tier banks we chose partners you already trust our reserves are held with some of the largest most respected banks around the world attested monthly with assurances issued monthly by a big four accounting firm our reserves are always in clear view regulated from day one we didn t add compliance after the fact we built the company around it across every major market we operate within a full stack platform for the new internet financial system circle s platform combines blockchain infrastructure digital assets applications into a single integrated foundation for modern finance infrastructure arc 2 along with our developer services and toolkit provide the base layer for circle s full stack platform a compliance ready l1 blockchain wallets smart contracts and crosschain connectivity digital assets usdc 1 eurc 1 and usyc 3 give businesses and their customers access to programmable money designed to be stable on a global scale applications applications such as circle payments network 4 and stablefx 5 turn our stack into real world utility global payments institutional fx and cross border settlement borderless 6 by design trusted around the world how usdc is changing the global economy watch now watch now watch now watch now circle s partnership has been instrumental in helping us scale from a startup to processing hundreds of millions in payroll volume hugo finkelstein chief executive officer and co founder rise circle is more than a provider they are a strategic partner in our quest to bridge the digital asset ecosystem with bank networks and mobile wallet providers their collaboration was a critical factor in our successful integration and implementation chloe mayenobe president and chief operating officer thunes the ongoing expansion of usdc circulation will enhance economic freedom worldwide setting a new standard for the industry based on trust and transparency shan aggarwal chief business officer coinbase a world class executive leadership team with decades of experience circle s leadership has built innovative companies in technology finance and global markets jeremy allaire co founder chief executive officer chairman view bio heath tarbert president view bio jeremy fox geen chief financial officer view bio nikhil chandhok chief product technology officer view bio kash razzaghi chief commercial officer view bio elisabeth carpenter chief strategic engagement officer view bio brian christman chief people officer view bio dante disparte chief strategy officer and head of global policy operations view bio li fan chief technology and ai officer view bio jared favole chief of staff view bio tim queenan svp marketing view bio mandeep walia chief compliance risk officer view bio sarah wilson general counsel and corporate secretary view bio a more accessible economy a more prosperous world find out how we re building financial resilience for communities globally circle foundation learn learn learn how usdc is transforming humanitarian aid circle impact explore explore build the next evolution of the internet with us circle ventures build build investor relations get the latest updates and get in touch investor relations connect connect usdc and eurc are issued through regulated entities of circle see circle s list of regulatory authorizations arc testnet is offered by circle technology services llc cts cts is a software provider and does not provide regulated financial or advisory services you are solely responsible for services you provide to users including obtaining any necessary licenses or approvals and otherwise complying with applicable laws arc has not been reviewed or approved by the new york state department of financial services the product features described in these materials are for informational purposes only all product features may be modified delayed or cancelled without prior notice at any time and at the sole discretion of circle technology services llc nothing herein constitutes a commitment warranty guarantee or investment advice usyc is a digital asset token each usyc token serves as a digital representation of a share of the hashnote international short duration fund ltd the fund a cayman islands registered mutual fund the fund has appointed circle international bermuda limited cibl a bermuda monetary authority licensed digital asset business as its token administrator responsible for the management of usyc on behalf of the fund shares of the fund and usyc are only available to non u s persons as defined under the securities act of 1933 as amended additional eligibility restrictions may apply the information provided herein is solely for educational and informational purposes and should not be construed as an offer to sell or a solicitation of an offer to buy any security financial instrument or other product circle technology services llc cts is the operator of circle payments network cpn and offers products and services to financial institutions that participate in cpn to facilitate their cpn access and integration cpn connects participating financial institutions around the world with cts serving as the technology service provider to participating financial institutions while cts does not hold funds or manage accounts on behalf of customers we enable the global ecosystem of participating financial institutions to connect directly with each other communicate securely and settle directly with each other cts is not a party to transactions between participating financial institutions facilitated by cpn who use cpn to execute transactions at their own risk use of cpn is subject to the cpn rules and the cpn participation agreement between cts and a participating financial institution stablefx is offered by circle technology services llc cts cts is a software provider and does not provide regulated financial or advisory services you are solely responsible for services you provide to users including obtaining any necessary licenses or approvals and otherwise complying with applicable laws stablefx is a collection of api and on chain smart contracts that enable data sharing between counterparties to a transaction without intermediation by cts cts s role is limited to broadcasting information between the relevant parties and to the on chain smart contract that enables settlement directly between the relevant parties cts does not accept or transmit digital assets on behalf of stablefx users the product features described in these materials are for informational purposes only all product features may be modified delayed or cancelled without prior notice at any time and at the sole discretion of circle technology services llc nothing herein constitutes a commitment warranty guarantee or investment advice circle mint supports international wires and domestic bank transfers in 185 countries circle mint is currently available only to institutions and is not available to individuals home platform usdc eurc usyc circle payments network arc mint stablefx wallets contracts paymaster cctp xreserve agent stack use cases payments dollar access trading services case studies developer developer hub documentation api reference sample projects testnet faucet developer blog circle research uptime status company about circle careers we re hiring alliance program circle partner stablecoins circle impact circle foundation circle ventures investor relations brand usdc transparency supported blockchains bridged usdc standard usdc com insights executive insights policy hub pressroom blog support help center contact us legal privacy your privacy choices subscribe to the circle newsletter en english português brasil español latin america french x instagram linkedin discord the money movement youtube digital assets are subject to a number of risks including price volatility transacting in digital assets could result in significant losses and may not be suitable for some consumers digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment digital assets do not typically have legal tender status and are not covered by deposit protection insurance the past performance of a digital asset is not a guide to future performance nor is it a reliable indicator of future results or performance additional disclosures can be found on the legal and privacy page circle internet financial llc nmls id 1201441 circle internet financial llc is licensed as a money transmitter by the new york state department of financial institutions and to engage in virtual currency business activity by the new york state department of financial services texas customers click here for information about filing complaints maryland customers click here for information about filing complaints circle international bermuda limited is licensed to conduct digital asset business by the bermuda monetary authority 2026 circle internet group inc circle technology services llc cts is a software provider and does not provide regulated financial or advisory services you are solely responsible for services you provide to users including obtaining any necessary licenses or approvals and otherwise complying with applicable laws for additional details please refer to our circle developer terms of service