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how stableclerk uses zerodev wallet for self custodied usdc payments features pricing resources developers contact sign in create account smart accounts ultrarelay embedded wallet orchestration smart routing address about us enterprise security brand kit blog learn faq s book a demo support features smart accounts ultrarelay embedded wallet orchestration smart routing address pricing resources about us enterprise security brand kit blog learn faq s book a demo support developers contact start building book a demo case studies how stableclerk uses zerodev wallet for self custodied usdc payments august 27 2026 stableclerk is building business payments software for companies that want to send receive and manage global usdc payments from self custodied wallets without learning crypto cryptocurrency has saved billions of dollars for large businesses by cutting out banking fees and fx spreads on cross border payments for everyone else blockchain s benefits have remained out of reach until now says john roberts ceo of stableclerk with zerodev wallet stableclerk gives each customer a smart account that feels like a business payments account not a standalone crypto wallet users can onboard with google or email create invoices approve payments send usdc review transactions and manage reporting without handling seed phrases browser extensions gas fees network selection or blockchain specific signing flows zerodev provides the embedded wallet onboarding erc 4337 smart accounts paymasters and gas sponsored transaction infrastructure behind the experience that lets stableclerk focus on the product layer custom invoicing payment workflows dashboard reporting and stablenetwork the company s identity layer facilitating faster payments between verified parties stableclerk abstracts away the complexity of crypto so businesses can manage their money without worrying about excessive fees or conversion rates added john roberts powered by zerodev our self custodied smart wallets feel like a native part of our product instead of a separate crypto experience case study snapshot customer stableclerk use case self custodied usdc payments for businesses product experience invoicing payment approvals transaction history counterparty verification reporting and usdc movement zerodev products used embedded wallet onboarding smart accounts paymasters and gas sponsorship key outcome faster product development less wallet infrastructure to maintain and a cleaner business payments ux user experience google or email onboarding no seed phrases no browser extension and no gas management required the challenge bringing stablecoin payments to businesses without crypto complexity stableclerk is built for businesses that want faster lower cost global payments without giving up control of their funds after onboarding each customer receives a self custodied smart account for sending and receiving usdc from the user s perspective the experience is much closer to business banking than a crypto wallet users can create invoices approve payments review transaction history and manage payment workflows from a familiar dashboard they do not need to manage seed phrases install browser extensions choose networks pay gas or understand blockchain transaction flows that meant stableclerk needed to build a platform with a wallet infrastructure that could stay mostly invisible without zerodev the team would have needed to assemble embedded authentication signer management erc 4337 smart accounts bundlers paymasters gas abstraction transaction relaying recovery flows and permission tooling for a small team that was the wrong place to spend engineering time john roberts commented we want to build a stablecoin network that caters to businesses not a wallet stack why stablecoin payments need embedded wallet infrastructure stablecoin payments are becoming more relevant for businesses that need faster global settlement lower cross border payment friction and secure stable and liquid funds yet despite its evident benefits adoption still varies stableclerk s approach is to hide the crypto specific steps that usually slow business users down and to build on top of blockchain infrastructure to coordinate programmable payment workflows this requires self custody account infrastructure that offers a familiar fintech experience to non crypto native users why stableclerk chose zerodev wallet stableclerk chose zerodev because it brought embedded wallet onboarding and smart account infrastructure into one account stack that mattered for both user experience and engineering complexity instead of stitching together separate providers for authentication smart accounts relaying gas sponsorship and session key management stableclerk could build on a unified system that reduced vendor decisions simplified architecture and gave the team more confidence in the wallet layer behind the product it also helped preserve the ux stableclerk s platform requires a business account experience not a crypto wallet experience the biggest benefit of zerodev opined paul kim stableclerk s chief technology officer is collapsing multiple infrastructure dependencies into one coherent smart account system what zerodev replaced in stableclerk s wallet stack without zerodev stableclerk would have needed to build and maintain large parts of the account abstraction stack in house zerodev removed the need to separately operate embedded wallet onboarding erc 4337 smart accounts bundlers paymasters transaction relaying user operation validation gas sponsorship logic custom smart wallet contracts signer and wallet lifecycle infrastructure that reduced the amount of sensitive wallet logic stableclerk needed to manage directly and let the team keep more engineering attention on the business payments product how stableclerk integrated zerodev wallet stableclerk built its application in the typescript and next js ecosystem which made zerodev a natural fit for the product architecture the team uses zerodev wallet for google and email authentication smart accounts and paymasters because the account and wallet logic did not need to live inside stableclerk s own infrastructure the team had less wallet lifecycle complexity to own directly the team did run into some early issues while working with a new wallet library but zerodev s team responded quickly with updates documentation and script examples also helped with more specific flows including private key export a ton of hours were saved by us not having to build our own infrastructure and a lot of mental bandwidth as well by not having to maintain additional services ourselves recalled paul kim the developer experience more focus on payments less wallet infrastructure for stableclerk the biggest developer experience win was not just speed it was focus zerodev let the team spend more time building the business payments product and less time maintaining non custodial wallet infrastructure authentication was effectively part of the wallet flow smart accounts and paymasters were available without separate infrastructure decisions the team could keep the complexity of account abstraction behind the scenes while still building on programmable accounts that is especially important for a product where conversion depends on reducing friction if onboarding feels like crypto users may never reach the payment and invoicing workflows where stableclerk delivers value zerodev helped stableclerk keep the wallet experience simple enough for businesses while preserving the self custody and programmability benefits of onchain accounts what stableclerk can build next with programmable smart accounts stableclerk s roadmap depends on programmable accounts the team plans to build erc 4337 compatible smart contracts for business payment use cases that are difficult to support with traditional wallet flows one example is subscription style payments where merchants can support recurring payment flows that feel closer to card based billing while still using stablecoin rails stableclerk is also looking ahead to agentic payment infrastructure and expects more granular paymaster controls to become important for preventing abuse as the platform grows zerodev gives the team a foundation for these future workflows without forcing users to understand the infrastructure underneath the result a cleaner business payments ux for self custodied usdc the most important outcomes are product velocity reduced infrastructure scope and a cleaner user experience stableclerk s partnership with zerodev unlocks cryptocurrency for businesses often for the first time once users create an account businesses can send and receive usdc payments in a familiar setting that product experience is critical for helping businesses understand what stablecoin payments can feel like when the wallet layer is abstracted away without zerodev we would have had to stitch together separate providers for smart accounts transaction relaying and gas sponsorship while also building significant parts of the wallet stack in house remarks paul kim for stableclerk zerodev wallet turned self custodied smart accounts into product infrastructure the wallet is still there but it does not dominate the user experience that is the point businesses get ownership programmable accounts and usdc payments stableclerk gets to build the workflows that make those payments useful build embedded smart accounts for stablecoin payments with zerodev related articles case studies 6 min read how nika makes onchain trading feel like one product nika uses zerodev s account abstraction and gas sponsorship infrastructure to unify spot markets perpetuals yield and more into one non custodial trading experience without exposing users to blockchain complexity september 24 2026 case studies 5 min read how walllet com powered 100k smart accounts with zerodev see how walllet com used zerodev s smart account infrastructure passkeys and gas sponsorship to eliminate onboarding friction and surpass 100 000 wallet creations september 3 2026 case studies 5 min read a simple way to move money using powerful tools peanut protocol leveraged zerodev s account abstraction to replace complex seed phrases with biometric faceid logins by implementing gas sponsorship and smart routing they transformed a 7 step old crypto headache into a seamless 1 click payment flow now powering over 5 million accounts january 13 2026 go from wallet friction to product velocity if your team is blocked on account ux gas or chain complexity zerodev gives you a practical place to start read the docs explore quickstarts build your product let zerodev handle the account layer features smart accounts ultrarelay embedded wallet smart routing address orchestration resources support blog faq learn book a demo company about us pricing enterprise contact other brand kit developers security status 2026 offchain all right reserved privacy policy terms of service