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description=Calque’s Buy Before You Sell Program helps homeowners unlock equity, remove contingencies, and secure their next home with a clear timeline.;

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buy before you sell program calque buy before you sell who we serve lenders homeowners agents builders resources eligibility calculator calque academy blogs press about us get started submit an application contact us code embed for glassy button get started submit an application contact us buy and sell with confidence move on your terms calque empowers you to buy your next home first before selling your current one see if your home qualifies for a backup agreement from calque view our property eligibility guidelines to learn more get started explore our solutions buy move sell the contingency buster for homeowners with a down payment who can t carry two mortgages in their dti calque provides a backup offer on qualifying homes that clears the remaining mortgage balance learn more 1 buy move sell equity unlock the trade in mortgage designed for homeowners who want to tap the equity in their current home to make a bigger down payment on their new home learn more 2 build move sell the build ahead program typically homeowners have to get their house under contract before they can purchase a new home from a builder not anymore 3 learn more we partner with trusted lenders across the nation to make every move smoother smarter and more secure code embed for glassy button see if your home qualifies for a backup agreement from calque view our property eligibility guidelines to learn more get started unlock the benefits of calque s buy before you sell solutions lenders qualify more borrowers by removing dti barriers close more deals with compliant solutions compete on more than just rate learn more agents help homeowners buy first and move later with confidence negotiate more aggressively with a non contingent offer stand out in a crowded market learn more homeowners buy before you sell with stronger offers get breathing room to sell your house with a flexible timeline avoid the stress of double moves and missed opportunities learn more how it works the easiest way to buy and sell calque makes buying a new home before selling the current one simpler safer and more cost effective by partnering with trusted lenders to offer innovative solutions that remove contingencies reduce risk and help borrowers move seamlessly into their next home by providing a guaranteed backup agreement and eliminating the home sale contingency we give your clients peace of mind and a competitive edge in today s market 1 apply for a backup agreement submit a quick and easy application if the home qualifies calque will issue a guaranteed backup agreement 2 shop secure your next home once signed calque s agreement removes the home sale contingency to strengthen bids make more competitive offers with your lender finalizes approval 3 move in and list original home move in right after closing work with a real estate agent to stage show and list an empty home 4 sell with confidence homeowners have up to 180 days to sell on the open market if the home doesn t sell on the open market don t stress that is what our guaranteed backup agreement is for 1 apply for a backup offer submit a quick and easy application if the home qualifies calque will issue a guaranteed backup offer agreement 2 shop secure your next home once signed calque s backup offer removes the home sale contingency to strengthen bids a quick and easy application make more competitive offers with your lender finalizes approval 3 move in and list original home move in right after closing work with a real estate agent to stage show and list an empty home 4 sell with confidence you have up to 6 months to market your home for top dollar if your home doesn t sell on the open market don t stress that is what our backup offer is for get started in less than 3 minutes see if your home qualifies get started get started code embed for glassy button available nationwide no matter where you are calque is there along with you excluding alaska and hawaii ready to start with buy before you sell please select which option fits you best below i m a lender inquiring to partner with calque i m a homeowner looking to buy and move before i sell i m a real estate agent that wants to gain a competitive edge i m a builder looking for better solutions for my clients from stuck to sold a buy before you sell story the burkes share how calque s trade in mortgage helped them move forward with confidence making their move simpler more affordable and less stressful secure game changing simple stephen knorr loan officer after learning about the calque product i reached out to past clients that i knew had equity in their home and wanted to buy a new home i explained calque and they went shopping i currently have one calque deal in underwriting and a few that should come in shortly the bridge loan combined with calque s purchase guarantee gave a solution to a problem past clients had it has enabled them to move forward with buying a new home and creating inventory by listing their current home wally andrus loan officer i had a client that needed to move quickly from colorado to virginia due to an urgent family issue i presented the calque purchase program along with the bridge loan as a solution to their problem they wanted to move fast and had anxiety around carrying two mortgages even though they could afford it calque gave them the assurance they needed that their home would sell the bridge loan increased their purchasing power by allowing a larger downpayment calque offered a solution to a very stressful situation for my clients stacy rogers loan officer i am sold on the trade in mortgage the program is a great way to get buyers into the market the program gives them a safety net it is a great tool to offer your realtor partners their buyers are more competitive and have more leverage against other buyers it also shines a light on you the loan officer you have a competitive edge it will open doors to attracting new realtor business the calque team is fabulous to work with everyone is knowledgeable professional and helpful i am very pleased to be partnering with calque the burkes consumer the best thing about calque is the peace of mind that it will bring you you don t have to worry about oh this person may buy the house they may not we can move forward with getting our dream home and don t have to worry about if the old house is going to sell ify strakal realtor with the the trade in mortgage i was able to submit an offer for my clients for a suitable house they really liked without the contingencies on the contract with my clients it removed the frustration and guesswork on whether the seller would accept their offer due to the contingencies and the frustration of contracts falling through due to the fact that they hadn t sold their home which was listed in on the market the mitchells consumer we were extremely pleased with the trade in mortgage it offered us a great sense of security in the selling process and helped us get a lower price while buying hannah hunnicutt realtor at porchlight real estate group calque was a pivotal part of getting my client to the closing table they went above and beyond to preserve our original closing date and don t charge as much as other programs with the same service i will definitely recommend calque during future transactions thanks for everything kaci i look forward to working with you again in the future ashley crank realtor at andrea curran team my clients found a home they loved but needed to sell first which would have cost them their dream home with calque s buy before you sell solution they were able to purchase without the stress of selling first or moving temporarily i truly appreciate that this program made both sides of the transaction possible at the same time natalie naranjo consumer working with the trade in mortgage was an absolute game changer for our family during our recent move as someone who had previously experienced the stress of a gap between homes i can t express enough how much peace of mind the program provided us scottie campbell loan officer at waymaker the trade in mortgage has been an absolute game changer for our clients and our business they have truly revolutionized this experience for the consumer and for the lender to make it seamless we ve now utilized their trade in mortgage program for several of our homebuyers to provide what i find to be the most cost effective and efficient solution of it s kind we are able to qualify the homebuyer for their new purchase by obtaining a guaranteed purchase agreement from calque so that the homebuyer then has the flexibility to get their next home under contract with a non contingent offer this is a true gamechanger for the buyer jordan almond loan officer at fairway working with rebekah lanning of calque has been an absolute pleasure her dedication to fostering educational opportunities by sponsoring several realtor lunch and learns has been invaluable to our company rebekah s ability to coordinate with me on these events seamlessly coupled with her deep understanding of our industry s needs has greatly enhanced our team s knowledge and networking capabilities we are grateful for her partnership and look forward to continuing this fruitful relationship denise hosek loan officer at hma i closed my first buy before you sell transaction with calque on friday the buyer said when we discussed it i thought it was too good to be true it still kinda feels that way everything went so smoothly and exactly as you said he took all the business cards that were in my purse he already told a couple of coworkers about me and the trade in mortgage thank you thank you thank you there was no way for me to get a perfect rating if your service wasn t also perfect in a short time you have become a very valuable partner in my business i am looking forward to closing many more transactions with you this year ready to start winning in this market talk with our team get answers to your questions request a product walkthrough and learn how to get started with calque s buy before you sell solutions get in touch apply for a guaranteed backup agreement submit a quick and easy application about the departing residence and calque will reach out within 1 2 business days to review eligibility and next steps submit an application resource center whether you re a loan officer aiming to guide clients seamlessly through the process or a real estate agent helping buyers move with confidence you ll find everything you need within the calque academy calque academy blogs articles view all blogs june 15 2026 marketing new construction homes what builders often miss in the move up buyer segment learn more june 1 2026 how to beat a contingent offer an agent s framework for positioning the stronger buyer learn more may 30 2026 the backup offer in real estate and the structural alternative agents are using instead learn more may 20 2026 spec home builder risk when the right buyer has the wrong timing learn more may 10 2026 loan officer strategies that work start with what the lenders need learn more may 1 2026 the gap in loan officer training that lets move up buyers walk away learn more april 30 2026 new home sales process how builders can qualify for timing not just financing learn more april 20 2026 the agent s role when clients are selling and buying a home at the same time learn more april 10 2026 how to buy a house before selling the structural problem lenders are asked to solve learn more calque gives homeowners the power to buy first and sell later get started code embed for glassy button more convenience less risk calque calque provides buy before you sell solutions that help qualified homeowners purchase their next home before selling their current one making moves simpler smoother and more flexible all mortgages are provided by lending partners code embed for glassy button information about us buy before you sell lenders agents builders property eligiblity guide other links eligibility calculator 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