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e were also ten hotels and thirteen museums in 2010 14 in 2007 the french fashion retailer hermès opened a store in the financial district to sell items such as a 4 700 custom made leather dressage saddle or a 47 000 limited edition alligator briefcase 15 however there are reports of panhandlers like elsewhere in the city 128 by 2010 the residential population had increased to 24 400 residents 129 and the area was growing with luxury high end apartments and upscale retailers 130 on october 29 2012 new york and new jersey were inundated by hurricane sandy its 14 foot high storm surge a local record caused massive street flooding in many parts of lower manhattan power to the area was knocked out by a transformer explosion at a con edison plant with mass transit in new york city already suspended as a precaution even before the storm hit the new york stock exchange and other financial exchanges were closed for two days re opening on october 31 131 from 2013 to 2021 nearly two hundred buildings in the financial district were converted to residential use furthermore between 2001 and 2021 the proportion of companies in the area that were in the finance and insurance industries declined from 55 to 30 percent 132 demographics edit for census purposes the new york city government classifies the financial district as part of a larger neighborhood tabulation area called battery park city lower manhattan 133 based on data from the 2010 united states census the population of battery park city lower manhattan was 39 699 an increase of 19 611 97 6 from the 20 088 counted in 2000 covering an area of 479 77 acres 194 16 ha the neighborhood had a population density of 82 7 acre 52 900 sq mi 20 400 km 2 134 the racial makeup of the neighborhood was 65 4 25 965 white 3 2 1 288 african american 0 1 35 native american 20 2 8 016 asian 0 0 17 pacific islander 0 4 153 from other races and 3 0 1 170 from two or more races hispanic or latino of any race were 7 7 3 055 of the population 135 the entirety of community district 1 which comprises the financial district and other lower manhattan neighborhoods had 63 383 inhabitants as of nyc health s 2018 community health profile with an average life expectancy of 85 8 years 136 2 20 this is higher than the median life expectancy of 81 2 for all new york city neighborhoods 137 53 pdf p 84 138 most inhabitants are young to middle aged adults half 50 are between the ages of 25 44 while 14 are between 0 17 and 18 between 45 and 64 the ratio of college aged and elderly residents was lower at 11 and 7 respectively 136 2 as of 2017 the median household income in community districts 1 and 2 including greenwich village and soho was 144 878 139 in 2018 an estimated 9 of financial district and lower manhattan residents lived in poverty compared to 14 in all of manhattan and 20 in all of new york city one in twenty five residents 4 were unemployed compared to 7 in manhattan and 9 in new york city rent burden or the percentage of residents who have difficulty paying their rent is 38 in financial district and lower manhattan compared to the boroughwide and citywide rates of 45 and 51 respectively based on this calculation as of 2018 update financial district and lower manhattan are considered high income relative to the rest of the city and not gentrifying 136 7 the population of the financial district has grown to an estimated 61 000 residents as of 2018 140 up from 43 000 as of 2014 which in turn was nearly double the 23 000 recorded at the 2000 census 141 political representation edit local edit in the new york city council the financial district is part of district 1 represented by democrat christopher marte 142 143 list of aldermen councilmen who have represented the financial district 1922 1930 martin f tanahey democratic 1938 1947 borough wide proportional representation 1965 1974 saul sharison 1974 1977 anthony gaeta democratic 1977 1985 nicholas laporte democratic 1985 frank fossella democratic 1986 1990 susan molinari republican 1990 1991 alfred c cerullo iii republican 1991 2001 kathryn e freed democratic 2002 2010 alan gerson democratic 2010 2021 margaret chin democratic 2022 present christopher marte democratic state edit the financial district is part of new york s 27th state senate district 144 represented by brian p kavanagh 145 in the new york state assembly the neighborhood is in the 61st 65th and 66th districts 144 represented respectively by charles fall grace lee and deborah glick 146 assemblymen whorepresented the financial district between 1902 and 1965 years new york county s 1st district 1902 thomas f baldwin democratic 1903 andrew j doyle democratic 1904 1906 thomas b caughlan democratic 1907 james f cavanaugh democratic 1908 1914 thomas b caughlan democratic 1915 1917 john j ryan democratic 1918 1930 peter j hamill democratic 1930 vacant 1930 1942 james j dooling democratic 1943 1944 john j lamula republican 1945 1946 macneil mitchell republican 1947 1954 maude e ten eyck republican 1955 1965 william f passannante democratic federal edit politically the financial district in new york s 10th congressional district 147 as of 2022 update it is represented by dan goldman 148 police and crime edit financial district and lower manhattan are patrolled by the 1st precinct of the nypd located at 16 ericsson place 149 the 1st precinct ranked 63rd safest out of 69 patrol areas for per capita crime in 2010 though the number of crimes is low compared to other nypd precincts the residential population is also much lower 150 as of 2018 update with a non fatal assault rate of 24 per 100 000 people financial district and lower manhattan s rate of violent crimes per capita is less than that of the city as a whole the incarceration rate of 152 per 100 000 people is lower than that of the city as a whole 136 8 the 1st precinct has a lower crime rate than in the 1990s with crimes across all categories having decreased by 86 3 between 1990 and 2018 the precinct reported 1 murder 23 rapes 80 robberies 61 felony assaults 85 burglaries 1 085 grand larcenies and 21 grand larcenies auto in 2018 151 fire safety edit the financial district is served by three new york city fire department fdny fire stations 152 engine company 4 ladder company 15 decon unit 42 south street 153 engine company 6 49 beekman street 154 engine company 10 ladder company 10 124 liberty street 155 health edit as of 2018 update preterm births and births to teenage mothers are less common in financial district and lower manhattan than in other places citywide in financial district and lower manhattan there were 77 preterm births per 1 000 live births compared to 87 per 1 000 citywide and 2 2 teenage births per 1 000 live births compared to 19 3 per 1 000 citywide though the teenage birth rate is based on a small sample size 136 11 financial district and lower manhattan have a low population of residents who are uninsured in 2018 this population of uninsured residents was estimated to be 4 less than the citywide rate of 12 though this was based on a small sample size 136 14 the concentration of fine particulate matter the deadliest type of air pollutant in financial district and lower manhattan is 0 0096 mg m 3 9 6 10 9 oz ft 3 more than the city average 136 9 sixteen percent of financial district and lower manhattan residents are smokers which is more than the city average of 14 of residents being smokers 136 13 in financial district and lower manhattan 4 of residents are obese 3 are diabetic and 15 have high blood pressure the lowest rates in the city compared to the citywide averages of 24 11 and 28 respectively 136 16 in addition 5 of children are obese the lowest rate in the city compared to the citywide average of 20 136 12 ninety six percent of residents eat some fruits and vegetables every day which is more than the city s average of 87 in 2018 88 of residents described their health as good very good or excellent more than the city s average of 78 136 13 for every supermarket in financial district and lower manhattan there are 6 bodegas 136 10 the nearest major hospital is newyork presbyterian lower manhattan hospital in the civic center area 156 157 post offices and zip codes edit financial district is located within several zip codes the largest zip codes are 10004 centered around the battery 10005 around wall street 10006 around the world trade center 10007 around city hall and 10038 around south street seaport there are also several smaller zip codes spanning one block including 10045 around the federal reserve bank 10271 around the equitable building and 10279 around the woolworth building 158 the united states postal service operates four post offices in the financial district church street station 90 church street 159 hanover station 1 hanover street 160 peck slip station 114 john street 161 whitehall station 1 whitehall street 162 education edit financial district and lower manhattan generally have a higher rate of college educated residents than the rest of the city as of 2018 update the vast majority of residents age 25 and older 84 have a college education or higher while 4 have less than a high school education and 12 are high school graduates or have some college education by contrast 64 of manhattan residents and 43 of city residents have a college education or higher 136 6 the percentage of financial district and lower manhattan students excelling in math rose from 61 in 2000 to 80 in 2011 and reading achievement increased from 66 to 68 during the same time period 163 the financial district is home to pace university s new york city campus one of the oldest universities in new york city financial district and lower manhattan s rate of elementary school student absenteeism is lower than the rest of new york city in financial district and lower manhattan 6 of elementary school students missed twenty or more days per school year less than the citywide average of 20 136 6 137 24 pdf p 55 additionally 96 of high school students in financial district and lower manhattan graduate on time more than the citywide average of 75 136 6 schools edit leadership and public service high school the new york city department of education operates the following public schools in the financial district 164 urban assembly school of business for young women grades 9 12 165 spruce street school grades pk 8 166 millennium high school grades 9 12 167 leadership and public service high school grades 9 12 168 manhattan academy for arts and languages grades 9 12 169 high school of economics and finance grades 9 12 170 libraries edit the new york public library nypl operates two branches nearby the new amsterdam branch is located at 9 murray street near broadway it was established on the ground floor of an office building in 1989 171 the battery park city branch is located at 175 north end avenue near murray street completed in 2010 the two story branch is nypl s first leed certified branch 172 transportation edit the following new york city subway stations are located in the financial district 173 bowling green wall street 4 and 5 trains broad street j and z trains chambers wtc park place cortlandt street 2 3 a c and e trains city hall rector street n r and w trains fulton street a and c trains rector street wtc cortlandt 1 2 and 3 trains south ferry whitehall street 1 n r and w trains the largest transit hub fulton center was completed in 2014 after a 1 4 billion reconstruction project necessitated by the september 11 2001 attacks and involves at least five different sets of platforms this transit hub was expected to serve 300 000 daily riders as of late 2014 174 the world trade center transportation hub and path station opened in 2016 175 mta regional bus operations also operates several bus routes in the financial district namely the m15 m15 sbs m20 m55 and m103 routes running north south through the area and the m9 and m22 routes running west east through the area there are also many mta express bus routes running through the financial district 176 the lower manhattan development corporation started operating a free shuttle bus the downtown connection in 2003 177 the route circulates around the financial district during the daytime 178 ferry services are also concentrated downtown including the staten island ferry at the whitehall terminal 179 nyc ferry at pier 11 wall street and battery park city ferry terminal 180 and service to governors island at the battery maritime building 181 parks and open spaces edit washington street plaza a pedestrian plaza on washington street between carlisle and albany streets opened on may 23 2013 182 tallest buildings edit name image height ft m floors year notes one world trade center 1 776 541 3 104 2014 is the seventh tallest building in the world and the tallest building in the united states since its topping out on may 10 2013 it is also the tallest building in the western hemisphere and the tallest all office building in the world 183 184 3 world trade center 1 079 329 80 2018 mixed use opened in 2018 185 4 world trade center 978 298 74 2013 third tallest building at the rebuilt world trade center and in the financial district the building opened to tenants in 2013 186 70 pine street 952 290 66 1932 22nd tallest building in the united states formerly known as the american international building and the cities service building 187 188 70 pine is being transformed into a residential skyscraper with 644 rental residences 132 hotel rooms and 35 000 square feet 3 300 square meters of retail 189 30 park place 937 286 82 2016 four seasons private residences and hotel topped out in 2015 and completed in 2016 190 40 wall street 927 283 70 1930 26th tallest in the united states was world s tallest building for less than two months in 1930 formerly known as the bank of manhattan trust building also known as 40 wall street 191 192 28 liberty street 813 248 60 1961 193 194 50 west street 778 237 63 2016 195 196 200 west street 749 228 44 2010 also known as goldman sachs world headquarters 197 198 60 wall street 745 227 55 1989 also known as deutsche bank building 199 200 one liberty plaza 743 226 54 1973 formerly known as the u s steel building 201 202 20 exchange place 741 226 57 1931 formerly known as the city bank farmers trust building 203 204 7 world trade center 743 226 5 49 2006 is the first building to be rebuilt at the new world trade center 205 200 vesey street 739 225 51 1986 also known as three world financial center 206 207 hsbc bank building 688 210 52 1967 also known as marine midland building 208 209 55 water street 687 209 53 1972 210 211 1 wall street 654 199 50 1931 also known as bank of new york mellon building 212 213 225 liberty street 645 197 44 1987 also known as two world financial center 214 215 1 new york plaza 640 195 50 1969 216 217 home insurance plaza 630 192 45 1966 218 219 gallery edit the broad street facade of the new york stock exchange the federal reserve bank of new york buil...