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Text of the page (random words):
nnot possibly imagine the agony if you have a question email me jazzbumpa gmail com i ll answer when i feel like it cheers friday january 23 2009 non informative letter from howwhat in the mail yesterday came a letter from bennie s expresso delivered by howwhat this is what it said _________________ you chose to receive your qualified annuity payment benefit as an annuity payment the initial calculation of your benefit was based on the information we had on file about you at that time we ve recalculated your benefit based on updated information please note that these benefit amounts don t reflect deductions such as tax withholding healthcare coverage or life insurance for more information yadda yadda yadda _________________ since they neglected to include any numbers or a description of what this update information might be my first thought was what changed my months of service or my date of birth whatever it is i m about to get screwed the new information might be the occurance of my 62nd birthday in december which changes everything but who knows at this point i m guessing i m going to have to call howwhat which is probably not going to be helpful i m gearing myself up but it probably won t happen today information abut my february check is still not posted though march info is the march statement shows my post 62 regular pension amount plus my pre 62 serp amount clearly this cannot be correct i have yet to see the people at howwhat get anything right ___________________________ like duh posted by jazzbumpa at 11 01 am no comments labels duh frustration pension health care premiums i opted to have health care premiums deducted from my rhca at ml the good news is it works here are the mechanics of it this morning i got an e mail notification that on 1 20 an amount was transferred from the cxxxx stable value fund to the fz stable value fund the amount transferred was nowhere near a round number what i found out on a call to ml was that this money was transferred to the fz frozen fund to cover health care insurance premiums the amount transferred is sufficient to cover premiums for several months afterward a deduction for january premium payments was made the statements and notifications are less informative than they could be but the ml representative was helpful and knew what he was doing posted by jazzbumpa at 10 49 am no comments labels benefits health care premiums monday january 19 2009 this day in presidential pardons jan 19 1977 president ford pardons iva toguri aka tokyo rose interesting story and worth checking out much better than today s other historical pardon jerry ford not so bad posted by jazzbumpa at 5 36 pm no comments labels history pardon ww ii sunday january 18 2009 this weird day in history jan 18 1644 perplexed pilgrims report first ufo sighting in north america according to the journal of john winthrop dunn savage and yeandle 1996 p 493 there is a follow up on winthrop s january 18 report the 18th of this month two lights were seen near boston as is before mentioned and a week after the like was seen again this time on the 25th two lights converged and sometimes they shot out flames and sometimes sparkles this was about eight of the clock in the evening and was seen by many reference link posted by jazzbumpa at 12 15 pm no comments labels history ufo weird friday january 16 2009 problems with howwhat i would like to start a dialog with my fellow retirees about difficulties with howwhat name disguised because i m paranoid and getting our pension statements and health care information to make sense as of now things are far less than perfect the people on the howwhat help lines try but they don t seem to know much and from my experience and what has been reported to me if you are on for more than a few minutes or need to get put on hold you run the risk of getting disconnected at that point many bad words are spoken here are some facts i ve discovered on the howwhat web site it will always show the balance in your rhca as 0 00 this is because they are not privy to the information in your rhca at merrill lynch nothing on the howwhat web site indicates this grrrrrr when you process a claim on that money the howwhat web site will indicate it as disallowed until the funds are cleared from ml they should label it pending but would rather have you believe it is disallowed grrrrrr now about me i m in a special circumstance having hit my 62nd birthday when everything changes during the first month of retirement here is my experience it s complicated so i m going to go through it in considerable detail and try to avoid confusing either myself or you my first pension check was direct deposited on or about 1 1 09 so far so good it appears that this check might be doubled to include both december and january pension payments but i am not 100 certain that is correct the check stub statement that i got in the mail is sketchy on helpful information there is a better statement on line at howwhat but is also less helpful than it could be and the numbers for withholding from the two sources do not exactly match if the payments classified as 1 time do indeed represent payment for december then that much makes sense though i wish they would actually say so definitively and make it clear now it starts to get dicey at age 62 and 1 mo the interim supplement goes away if you re already 62 you never saw it so never mind if you re younger this is in your future for me the supplement should be included for december and january then go away starting in february the supplement which i ve called int1 ought to be the total of the serp change and the basic pension bp change which occur at 62 1 mo this part is weird serp actually goes up for me the bump is about 14 on the other hand basic pension is reduced for me it is a huge bite your mileage may vary so int1 should serp delta bp delta since serp delta is negative in this reckoning int1 should be less than bp delta but in my january check they paid me a value of int1 bp delta thus they overpaid me by 2 sepr delta in the absence of other errors i didn t discover the discrepancy until i went to the howwhat website and saw the payment detail for my march check as an aside i ll mention that the detail for my february check is not available at this time grrrrrr the march check detail which is available indicates a substantial reduction labeled db overpmtded which i am deciphering as debit overpayment deduction so i called howwhat to find out what is up the nice young man on the phone explained to me that i got overpaid in january since i had not yet done the above reconciliation of statements this was a startling and disturbing revelation he also explained to me that the jan check did indeed include dec but this came after he thought it would be included in feb i asked him what my feb amount would be and he couldn t easily generate a number then we got cut off before he could give me any further explanations grrrrr instead of calling back i was spitting nails by this time i wrote this in attempting to reconcile all of the above information i discovered tax withholding amount on the website does not match that on the check stub there is a lease car deduction withheld which is almost certainly not the correct amount the amount of my january overpayment is different from any number i can generate with information at hand also if you have question on different topics like health care benefits and pension you will have to deal with different divisions at howwhat the same specialist will not be able to assist on both topics i know other people are having difficulties getting sensible correct information maybe we can help each other or at least offer crying shoulders posted by jazzbumpa at 3 55 pm no comments labels benefits frustration health care pension newer posts home subscribe to posts atom change in plans no 2 stock market musings are now located at amateur elliott amateur elliott welcome readers i know you re out there come on say something topic label list and links are at the bottom of this column have fun disclaimer do i need to point out that i am not a financial adviser registered stock analyst or anything other than a guy playing with ideas for his own amusement get your own data do your own thinking make your own decisions i am not telling anybody to do anything with even a single penny of their assets happy speculating gold via www kitco com change in plans starting sunday feb 6 2010 light hearted stuff has been moved to a new blog if you are meant to find it you probably will if you need directions write me meanwhile the heavy hearted and heavy handed stuff stays here cheers jzb rules of engagement over at angry bear mike kimel has posted a list of things to think about if you want to be taken seriously it might be worth your time to check it out a few are specific to his situation most are not examples 1 don t cite authority as proof 2 get your data from a reputable source 7 do not argue by assertion 15 time moves in a single direction about me jazzbumpa somewhere great lakes basin united states mediocre trombonist excellent grandfather reasonably decent husband concerned thinking citizen left leaning pseudo intellectual shallow analytical thinker versifier parodist snarkmeister amateur philologist grey haired old man occasional cook congenital smart ass view my complete profile about this blog main topics musings on politics and the economy snark oddities snark pictures music cross word puzzles snark possible humor life the universe and everything and the occasional fairy search this blog lijit search wijit lijit search my angry bear posts from 2013 are listed here from 2012 are listed here my take on the great stagnation what is the great stagnation what has changed since about 1980 i keep a running list here followers real life adventures 9 06 2010 visitor count from 10 2 09 view my stats my most prized possesion king 2b silversonic required reading common sense by thomas paine why america is important an anti royalist rabble rousing revolution inspiring polemic delong on the great depression screwed by thom hartman the undeclared war against the middle class and what we can do about it sleepwalking through history by hayes johnson a stunning indictment of the reagan administration the conservative mind from burke to eliot by russell kirk a long rambling summa apologica for conservatives the great depression and the new deal a very short introduction by eric rauchway the title says it all the limits of power by andrew bacevich a caustic critique of the growing american penchant for empire puzzledom l a times crossword corner sunday june 28 2026 emet ozar 15 hours ago cruciverb com re run it s the april 21 crossword 4 months ago l a crossword confidential good bye 14 years ago crossword city we are now crossword nation 14 years ago a cross business announcement across crossword software to integrate crossword butler service 15 years ago a 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jobless claims have best pandemic week yet 5 years ago swerve left for those language geeks out there 6 years ago economist s view 32 years 6 years ago realitybase journal the american tax system revealed as very unfair and regressive 6 years ago macro and other market musings allan meltzer s life work 6 years ago noahpinion why kevin williamson is wrong about poverty and bad behavior 6 years ago asymptosis the eighth way to think like a 21st century economist 7 years ago i spy with my little eye i m back not sure how to handle the new privacy issues 7 years ago tim duy s fed watch new website 7 years ago southern beale regrets of an anti abortion activist 7 years ago the new arthurian economics are you high 8 years ago paul krugman the blog moves on 8 years ago the edge of the american west england expects note on dunkirk 8 years ago econbrowser wisconsin in last place for start up activity 9 years ago lawyers guns and money the real motivation of the pain caucus 10 years ago rany on 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