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investing investing visit investing page best of best gic rates best resps gic terms and types 1 year 5 year registered gics tfsa gic rates usd gic rates compare all gics more less stocks etfs best robo advisors 2026 best online brokerages 2026 best crypto exchanges 2026 education centre gic basics gic types rrsp basics rrsp contribution rrsp withdrawals tfsa basics tfsa contributions withdrawals transfers resp basics tfsa investments resp contribution limit and withdrawals more less calculators compound interest calculator insurance insurance visit insurance page auto insurance auto insurance quotes motorcycle insurance all auto insurance types ontario car insurance toronto car insurance alberta car insurance calgary car insurance quebec car insurance montreal car insurance all car insurance regions more less home insurance home insurance quotes tenant insurance condo insurance landlord insurance all home insurance types ontario home insurance alberta home insurance bc home insurance 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month s mortgage payment on us learn more the best rates live here 3 43 5 year variable you can have it all the best rate the best online experience and the best customer service from our team of award winning mortgage experts i m buying a home i m renewing refinancing mortgages credit cards banking investing insurance show me rates for select an option mortgages credit cards savings gics chequing loans direct investing advertising disclosure mortgages credit cards savings gics chequing loans direct investing featured meridian credit union 4 34 3 yr fixed inquire featured canadian lender ratehub ca exclusive 3 43 5 yr variable inquire featured canadian lender ratehub ca exclusive 4 34 5 yr fixed inquire compare all 50 gift card td cash back visa card check eligibility view offer sponsored bmo ascend world elite mastercard 5x the points for every 1 spent on eligible travel purchases 3x the points for every 1 spent on eligible dining and entertainment purchases and recurring bill payments 1 point for every 1 spent everywhere else check eligibility go to site 50 gift card secured neo mastercard guaranteed instant approval with up to 15 back at over 10 000 neo partners across canada view offer 50 gift card scotiabank gold american express card earn up to 950 in welcome offers first year rewards and savings value and up to 50 000 bonus scene points terms apply check eligibility view offer sponsored manulife bank 3 00 earn 3 00 interest rate for 2 years on a new advantage account get this rate sponsored oaken financial 2 80 oaken financial savings account get this rate featured simplii financial 4 60 get a special interest rate earn 4 60 interest rate on your first simplii financial high interest savings account for the first 5 months only on eligible deposits up to 200 000 terms apply offer ends on october 31 2026 get this rate featured eq bank 2 75 features of chequing without any of the fees get this rate compare all sponsored oaken financial 3 75 1 year non registered and non redeemable gic get this rate featured haventree bank 4 20 haventree 2 year non registered and non redeemable gic get this rate featured eq bank 4 30 5 year non registered and non redeemable gic get this rate featured achieva financial 4 30 5 year non registered and non redeemable gic get this rate compare all sponsored rbc day to day banking account no monthly fee for a year plus 150 qualifying criteria and other conditions apply offer ends december 8 2026 open account sponsored scotiabank preferred package earn up to 1000 with a scotiabank preferred package open account featured neo chequing account 100k dream giveaway apply and you ll enter to win your share of over 100 000 in cash prizes offer ends december 31 2026 apply now compare all featured spring financial get a loan from 500 to 35 000 with rates starting at 9 99 apr enjoy flexible terms from 6 to 84 months available to borrowers with a 550 credit score apply now 50 gift card gopeer get a loan from 1 000 to 35 000 with rates starting at 8 99 apr enjoy flexible terms from 36 to 60 months apply now compare all featured rbc royal bank unlimited commission free trades on select etfs 50 commission free trades per year on canadian and us stocks and etfs go to site compare all how it works on ratehub ca compare tell us about your mortgage needs and we ll show you personalized rates from canada s top banks and lenders apply choose the best rate complete your online application and book a phone appointment with one of our award winning mortgage experts close upload your documents online and your personal mortgage expert will complete your mortgage from start to finish get started close your mortgage with ratehub ca ratehub ca is more than just the place to research and compare rates you can close the best mortgage deal that s right for you right here our award winning mortgage experts will guide you through the entire process and take care of all the details get started 4 times brokerage of the year the ratehub ca mortgage brokerage formerly known as canwise financial has been named canada s brokerage of the year for four years straight 2018 2021 23 billion in mortgages funded we re the largest online mortgage company in canada 4 9 stars on over 13 000 reviews the ratehub ca mortgage brokerage is canada s highest reviewed mortgage company with over 13 000 online reviews across google and facebook 12 years of mortgage experience we work hard to deliver canadians the best mortgage experience from online search education rate comparison online application and offline service all the way to close trusted financial institutions we work with ratehub ca education centre mortgages so you ve made the decision to buy a new home discover how much you can afford how to choose the right mortgage rate and how to get approved continue reading credit cards selecting the right credit card that matches your needs can be difficult learn how credit cards work who issues them the benefits of various credit cards and how interest charges and payments are applied continue reading banking we explain everything you need to know about how savings accounts work what their associated fees are and how you can choose the best one for you continue reading insurance buying insurance can feel complicated and knowing how much or when you need it isn t always obvious well we re here to help you break through the insurance jargon so you can find the right product at the best price continue reading browse education centre what our members are saying our experience was excellent we worked with danny he was on the ball and helped keep us on the ball in terms of timing to ensure our mtg renewal was done on time we had calls emails every response was quick to make sure we finish on time danny helped us by recommending a great lawyer as well that helped close out the deal highly recommend aa andras asztalos october 10 2026 krishan nagendra mortgage agent was professional knowledgeable patient got back to me right away and took the time to answer all of my questions he really searched to find me the best deal highly recommend eg elaine greco october 10 2026 i was very upset while i was buying my first home regarding mortgage issues and was looking for any service which is reliable and trustworthy during my search on google i found ratehub ca for mortgage assistance i went on that website and found the brokers are very well trained and specially my broker danny soer very competent knowledgeable helpful and always available for all my questions regarding mortgage even he provided good advice during selection of mortgage options he still available for any advice any time if we need that was our first meeting with danny only from google search but it was very helpful during all my journey for buying my first home in canada i recommend using rate hub specially danny soer as an excellent mortgage solution specially for first time home buyers he is really perfect in his profession sa syed ali october 10 2026 michael was excellent he had the prequalifications completed quickly so when i was ready the mortgage process was very smooth he was great with reminders when i needed to submit or sign documents just the right amount looking forward to working with them again for my renewal lv lisa v october 9 2026 hitesh was excellent through the process prioritized my file and walked me through any questions i had and the cherry on top the best rate in the industry jk justin kurosky october 9 2026 i had an excellent experience with ratehub particularly working with michael dettorre on my mortgage renewal michael was extremely professional knowledgeable and supportive throughout the entire process he took the time to understand my situation clearly explained my options and helped me secure a very competitive mortgage deal i highly recommend michael and ratehub to anyone looking for mortgage advice renewal or refinancing thank you michael for your excellent service guidance and support throughout the process r rami october 8 2026 it s been great to work with vladmir for our mortgage renewal everything was done virtually and he secured the best rate and kept us in the loop on all updates would recommend working with them again thanks gr ganesh rajasekar october 8 2026 great experience with michael stuck it out with all our questions and concerns highly recommend using rate hub nm noelle mcgrath october 8 2026 i was shopping for a mortgage and was not having much luck and i was put in contact with julien from rate hub he was very professional and helpful he was able to get us the mortgage we needed even though our situation was not just a straight forward mortgage he was very knowledgeable helped us through the process every step of the way highly recommend gr garth rushton october 7 2026 the globe and mail simplifies the mortgage process and provides a wealth of important information techvibes unbiased views on the best and lowest rates available yahoo canada consumers enjoy substantial savings making dollars make sense i am interested in select an option mortgages credit cards banking investing insurance cryptocurrency everything how much life insurance do i need in canada insurance life insurance how to winterize your cottage a step by step checklist home insurance insurance the ultimate fall home maintenance checklist for canadians home insurance insurance can i get a personal loan with bad credit loans personal loans cash back vs travel rewards which wins for families credit cards travel how to protect yourself from identity theft in 2026 credit scores personal finance find more articles the knowledge bank a wealth of knowledge delivered right to your inbox enter email sign up by submitting your email address you acknowledge and agree to ratehub ca s terms of use and privacy policy contact us for more information you can unsubscribe at any time about ratehub ca at ratehub ca we have empowered millions of canadians to make smarter financial decisions founded in 2010 we are canada s leading one stop shop for mortgage rates credit cards insurance personal loans chequing and savings accounts gics and investments we are known for delivering unbeatable savings selection and service we believe financial products should be easy to understand and personalized to your needs that s why we provide tools and expert resources from canada s most used mortgage calculators to educational articles with real world insights we compare the best rates and products in real time from leading banks lenders and insurers so you can shop for all your personal finance needs in one place and when you re ready our award winning brokerage teams are here to help you every step of the way how does ratehub ca make money financial institutions pay us for connecting them with customers this could be through advertisements or when someone applies or is approved for a product however not all products we list are tied to compensation for us our industry leading education centres and calculators are available 24 7 free of charge and with no obligation to purchase to learn more visit our about us page read more about us provincial rates manitoba mortgage rates newfoundland mortgage rates new brunswick mortgage rates more provinces and territories nova scotia mortgage rates pei mortgage rates saskatchewan mortgage rates yukon territory mortgage rates city mortgage rates calgary mortgage rates edmonton mortgage rates montreal mortgage rates toronto mortgage rates vancouver mortgage rates mortgage rates 1 year fixed rates 2 year fixed rates 3 year fixed rates 4 year fixed rates 5 year fixed rates 9 year fixed rates 10 year fixed rates view more mortgage rate history 1 year fixed rate history 3 year fixed rate history 5 year fixed rate history 5 year variable rate history prime rate history bank mortgage rates bmo mortgage rates td bank mortgage rates scotiabank mortgage rates cibc mortgage rates rbc mortgage rates lender mortgage rates canwise financial rates home buying calculators land transfer tax calculator mortgage penalty calculator refinancing reasons to refinance refinance calculator penalty calculator debt consolidation calculator maximum equity calculator buying how much can i afford purchase process choosing a mortgage rate first time home buyer closing costs renewing mortgage renewal process mortgage renewal tips early mortgage renewal mortgage renewal denied switching providers about us refer and earn become a partner meet our agents meet the team careers contact us press centre terms of use privacy policy disclaimer english français broker login popular content popular content best credit cards scotiabank gold american express mbna rewards world elite scotia momentum visa infinite bmo world elite mastercard simplycash preferred by american express mortgage rates by city toronto mortgage rates montreal mortgage rates vancouver mortgage rates calgary mortgage rates edmonton mortgage rates ottawa 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