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Text of the page (random words):
leased to again host the international conference on contracts a two day conference designed to afford contracts scholars and teachers at all experience levels including those preparing to enter the academy and those whose primary teaching appointment is not in a law school an opportunity to present demonstrate and discuss formally and informally recently published and accepted but not yet published scholarship works in progress thought experiments as yet fully formed ideas for scholarship and pedagogical innovations and to network with colleagues and potential collaborators or mentors from around the country and other parts of the world invitation we invite paper presentation and panel proposals exploring any aspect of contract law theory and policy writ large including but not limited to bankruptcy insolvency commercial law consumer law dispute resolution regimes employment law family law insurance law legal systems and restitution in addition to more traditional contract topics from a behavioral comparative critical doctrinal economic empirical equitable historical institutional interdisciplinary jurisprudential pedagogical philosophical policy driven or political perspective we also solicit volunteers to serve as moderators or discussants for panels that are not packaged deals the cfps issued earlier this year for the aals section on contracts and section on commercial and related consumer law s january annual meeting programs each yielded more excellent proposals than either section can accommodate in washington there are also issues of weather timing politics and expense that may keep some away from the aals annual meeting we strongly encourage those who submitted papers or proposals to either section successfully or unsuccessfully to submit to us kcon 10 s attendance will almost certainly exceed that of any single session at aals and although there will be some overlap in the audience there will also be plenty of fresh eyes and ears in february in las vegas i intend to organize a panel in memory of our dear friend and colleague jean braucher and another to discuss omri ben shahar carl schneider s recent book more than you wanted to know the failure of mandated disclosure a couple of other panel ideas are already brewing those efforts even if all bear fruit still leave room for many more presenters moderators and discussants we will try to accommodate as many presenters moderators and discussants as possible we particularly encourage junior scholars and those who work in non u s legal systems to propose papers or panels and to volunteer to serve as a discussant or moderator we also welcome anyone who wishes to attend the conference without presenting or serving as a discussant or moderator the educational and networking benefits alone are worth the price of admission publication there is no publication requirement for conference participants although experience suggests that individual papers and panels often find good homes the nevada law journal encourages participants to submit individual and panel papers and hopes to publish several works from the conference in upcoming issues submitting a proposal if you would like to propose a presentation or panel please e mail a title brief description and any supporting materials by january 23 2015 to keith rowley unlv edu or snail mail it to me at the address below if you would like to discuss or moderate please let me know your interests and availability by january 23 we will evaluate proposals as they come in and will consider on a space available basis any we receive after january 23 preliminary schedule the conference program will begin both friday and saturday morning no later than 9 00 a m grazing and conversational opportunities will start earlier and will run until 5 00 or 5 30 p m each day accommodations bluegreen club 36 near campus 372 e tropicana avenue las vegas nv 89169 is holding a block of rooms for thursday 2 26 through saturday 2 28 nights at a rate of 92 00 per night plus tax for a deluxe suite or 82 00 per night plus tax for a standard suite to book a conference rate suite at bluegreen club 36 please call 800 456 0009 and tell the reservations agent that you are with the unlv law school contracts conference the deadline for hotel registration at the conference rate is february 4 2015 however i encourage you to book sooner as we blocked a limited number of rooms and will be better able to get the hotel to make the conference rate available to additional attendees if early registration is robust for those who prefer to stay on the las vegas strip we have also secured a smaller block of rooms at the luxor 3900 las vegas boulevard south las vegas nv 89119 for thursday 2 26 through saturday 2 28 nights for tower deluxe rooms one king bed or two queen beds at a rate of 40 00 per night plus tax 18 night resort fee for thursday 2 26 89 00 per night plus tax 18 night resort fee for friday 2 27 and 99 00 per night plus tax 18 night resort fee for friday 2 27 the luxor is considerably farther from campus than bluegreen club 36 and traffic on and around the las vegas strip can be heavy at times however this is an excellent rate that appears to be available for earlier check in for attendees looking to spend an extra night or two in las vegas to book a conference rate room at the luxor go to https aws passkey com event 13031521 owner 4939 home the deadline for the conference rate at the luxor is january 29 2015 again i encourage you to book sooner as we blocked a smaller number of rooms there and will be better able to get the luxor to make the conference rate available to additional attendees if the block fills up quickly transportation we ll provide transportation between bluegreen club 36 and the law school as well as friday s dinner venue if it is off campus if enough attendees book rooms at the luxor we will arrange shuttle service to and from there as well attendees who prefer to stay elsewhere are responsible for their own transportation sustenance your registration fee will cover the costs of lunches both days and a reception and dinner friday evening as well as coffee fruit and baked goods each morning and cold beverage service and morsels each afternoon registration we re still finalizing the conference registration fee and process the registration fee will be no more than 250 which will include friday evening s conference dinner at which we will recognize this year s career achievement award recipient additional tickets to friday s dinner will be available for guests who are not registered for the conference posted by jennifer martin at 3 27 pm no comments tuesday october 14 2014 prepaid card fees and fraud with the consumer financial protection bureau cfpb tackling a variety of issues from confronting student loan abuses see cfpb sues corinthian to new rulemaking on home mortgage disclosure when will it finally turn to prepaid debit cards while the use of prepaid debit cards as alternatives to traditional checking accounts has often been associated with those with credit problems the cards have grown in popularity with consumers wanting to avoid banking fees oh and there has been the string of failed celebrity sponsored prepaid cards often with high fees the cfpb hasn t exactly been quick to tackle issue with fees card loss and fraud on these cards though even though the cfpb is late to take up these issues it has started accepting consumer complaints online with expectation that companies resolve complaints within 90 days the cfpb is working on draft regulations to keep consumers of pre paid cards safer specifically disclosure requirements a lot of the pre paid cards don t allow the consumer to understand the system of fees until after they have purchased the cards in particular the cfpb is continuing with the card act s popular tabular method for disclosure in the prepaid card arena only time will tell what type of regulations will be effective on the fee front but the cfpb is not yet tackling the fraud front while a consumer may have recourse for some frauds if they use their debit or credit cards under the truth in lending act or the electronic funds transfer act victim of prepaid card fraud have little protections outside of criminal law while most of these losses are small in nature some victims have lost substantial amounts of money through alleged tax collection bill collection and lottery schemes while it never hurts to be informed particularly when your money is involved pure public awareness of fraud is not likely to protect vulnerable consumers sometimes disclosure alone is insufficient perhaps its time for the regulators to more aggressively pursue the card issuers jsm with devon locay st thomas university j d expected 2016 posted by jennifer martin at 10 56 am no comments labels cards consumer jsm thursday september 25 2014 cfpb sues corinthian college on predatory student loan practices in case there were any doubts the federal government is still in the business of truth in lending corinthian college is the target of an action of the consumer financial protection bureau cfpb for predatory student loan practices this is not too surprising given the massachusetts attorney general action filed back in april against corinthian corinthian has a host of troubles now including financial problems that have it seeking a buyer for the distressed educational institution see the for profit college that s too big to fail and corinthian victimized students the cfpb s complaint alleges that corinthian encouraged students to take out private loans in addition to federal loans too expensive to pay back the cfpb points to inflated misleading and sometimes false employment figures its a bit of a mystery as to whether the college was just encouraging students to take out these private loans or if the practices actually amounted to inducing students to take out these loans the cost of tuition for one of corinthian colleges degrees was at least five times higher for any degree that could be earned at a public or community college the cfpb alleges that corinthian raised the cost of tuition so that the federal loans would not cover the cost and students would then take out genesis loans which corinthian had an interest in and which require students to pay while attending classes many of the students defaulted and corinthian employees would called students out of class numerous times to discuss the non payment of the loan in order to get students to make good on their loans so how might an aggrieved student with some education but not fantastic job opportunities benefit from this action the cfpb s complaint seeks relief from the court going as far as ordering the complete recision of all genesis and education plus loans starting from as early as 2011 this is big as the students would not have to repay these loans about 130 000 students took out a genesis loan since july 2011 apparently most of the students attending corinthian colleges which include everest institute and everest college are students that come from homes earning less than 45k per year the college is however still enrolling students with the same practices despite the suit although the cfpb is seeking to enjoin the colleges from performing the same tactics for new or prospective students in august corinthian sold over 500 million of these student loans to a third party for 19 million surely reflecting collectability on several fronts with the federal government unable to tackle the issue of student loans on a broad basis the cfpb at least seems to be carrying out there promise to crack down on predatory lending earlier this year it was itt tech that was in the spot light for these deceptive practices see cfpb takes on predatory student loan practices student loan defaults on the whole at least are down see defaults on student loans decline it should be interesting to keep an eye on who is next on the student loan front those lenders and schools whose loans have a disparate impact on their students are next in line not surprisingly the aba s business law section s annual meeting included a well attended session on all i need to know i learned from the government a look at the regulatory and enforcement landscape for student lending jsm with devon locay st thomas university j d expected 2016 posted by jennifer martin at 12 36 pm no comments labels jsm predatory lending student loans can a seller collect more than expectation damages yes says the oregon supreme court law students learn early in their study of contracts that an aggrieved party is entitled to collect its expectation interest but is that always true well the supreme court of oregon recently held that an aggrieved seller under article 2 might be able to claim more than its expectation interest the breadth of the remedies available to a seller who has resold goods after a buyer s breach was at issue in the case of peace river seed co operative limited v proseeds marketing incorporated proseeds marketing proseeds was to purchase seeds from peace river seed co operative peace river at a fixed price over a period of two years during the contract period the price of grass seeds fell dramatically and proseeds refused to provide shipping and delivery confirmation to peace river for the shipment of the seeds therefore peace river cancelled the contracts and brought suit claiming market price damages even though it had resold some of the seed ultimately at issue was whether an aggrieved seller who resold goods section 2 706 can recover the difference between the unpaid contract price and the market price even where the market price damages would exceed resale damages actually suffered by the seller if peace river could collect market price damages even where it resold the goods at a profit it would arguably receive a windfall on the transaction conversely the court could restrict peace river to recovery of an amount of damages no greater than it recovered in its resale somewhat surprisingly the supreme court of oregon held that owing to the lack of clarity in the code itself the text context and legislative history of the sellers remedies provisions support a seller s right to recover either market price damages or resale price damages even if market price damages lead to a larger recovery the court reasoned that the index of remedies provided by section 2 703 coupled with the comments rejecting election of remedies indicated that a seller could resell at a higher price and still collect a larger market based remedy where available despite the decision in peace river a seller who attempts to claim the higher remedy under 2 708 after resale should expect a challenge from the buyer while the decision in peace river is based on the code s rejection of an election of remedies and the liberal administration of remedies it does not necessarily follow that an aggrieved seller should be able to collect more than its expectation interest in such...